Horace Mann Educators Corporation (HMN) stock: analyst price target and their real reliability

Live quote · data updated Aug 28, 2026

Horace Mann Educators Corporation · Financials · ref. ETF XLF · 35 calls · price $51.15

🏆JPI 2026 portfoliosSee tracking →

What the company does: Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States.

📈 Horace Mann Educators Corporation (HMN) stock price

$51.15+11.7% over range

Aug 28, 25low $41.49 · high $54.12Aug 27, 26

📏 Click 2 points (left → right) to measure the change · click again to clear.

SellBuy

Hold

No recent rating

📊 JPI status : Horace Mann Educators Corporation has never appeared in a JPI ranking (Fair or Risk +) — our methods haven't picked it to date. See the selected stocks →

🎯 HMN price target & analyst consensus — price $51.15

The price target

Highest target—

Median target—

Lowest target—

Current price$51.15

⭐ What the most reliable analysts say

No reliable analyst is bullish on this stock right now. A “reliable” analyst is a firm that, on this sector, hits more than 55% of its targets and beats its sector. None of them sees upside here — which is exactly why this stock is in no JPI selection.

The consensus · 0 ratings (last 6 months)

Go deeper on the analysts

🎯 HMN price target all

All 35 calls, one by one, with our verdict on each firm.

→ See all 35 targets, analyst by analyst

💡 The best analysts on HMN most reliable

Their real reliability on HMN, firm by firm: who was right, who was wrong.

→ See their reliability on HMN

All analysts (the consensus) · vs · the best (those who've been right)

💬 A question about Horace Mann Educators Corporation? The JPI assistant answers using our backtest data.

🔎 Detailed analyses

📊 Returns & performance

✅ Historical analyst reliability on HMN

Hit rate measured on targets already matured (12 months), replayed against real prices. Click a header to sort.

Firm ↕	% right i ↕	Gain vs sector i ↕	Calls i ↕
Keefe, Bruyette & Woods ↗	75%	+11.3%	4
Piper Sandler ↗	60%	+3.8%	5

📊 What $1,000 invested in Horace Mann Educators Corporation would be worth › open the full page

In short — $1,000 invested in Horace Mann Educators Corporation 10 years ago would be worth $1,576 today, i.e. +5%/yr on average. Best year: 2016 (+29%), worst: 2018 (-15%). Price performance, excluding dividends.

If I'd invested $1,000 in Horace Mann Educators Corporation

Investment	Worth today	Gain
1 years ago	$1,333	+33%
3 years ago	$1,400	+40%
5 years ago	$1,244	+24%

→ See Horace Mann Educators Corporation's full return history + gain calculator

Return by year (Horace Mann Educators Corporation)

Year	Return	$1,000 invested at year start
2026 (YTD)	+13%	$1,133 (+13%)
2025	+18%	$1,333 (+33%)
2024	+20%	$1,599 (+60%)

→ See Horace Mann Educators Corporation's full return history + gain calculator

⚠️ Past performance, not predictive nor advice. Prices in $, excluding dividends. Yahoo Finance data.

📰 Recent news on Horace Mann Educators Corporation

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📋 All analyst calls on HMN

BMO Capital ↗

Jul 28, 25

▲ Outperform · 🎯$48

Price at call : $41.59 — upside +15%

Today : $51.15 — upside -6%

Expected +15% · Actual +26% · Reason (≥ +15%) : ✓ Yes

🎯 on HMN : 100% (1 call matured) · 📊 on Finance : 50% · +3.4% (46 calls)

+26.2%

stock +26% · XLF +9%

matured Jul 28, 26

Piper Sandler ↗

Jul 3, 25

■ Neutral neutral · not a buy · 🎯$45

Price at call : $42.6 — gap to target +6%

Today : $51.15 — gap to target -12%

🎯 on HMN : 60% (5 calls matureds) · 📊 on Finance : 51.5% · +3.5% (326 calls)

in progress (365j)
matures : Jul 3, 26

Raymond James ↗

May 15, 25

▲ Strong Buy · 🎯$49

Price at call : $43.54 — upside +13%

Today : $51.15 — upside -4%

Expected +13% · Actual +5% · Reason (≥ +15%) : ✗ No

🎯 on HMN : 100% (1 call matured) · 📊 on Finance : 39.9% · -2.6% (353 calls)

+5.0%

stock +5% · XLF +0%

matured May 15, 26

Keefe, Bruyette & Woods ↗

Feb 11, 25

■ Market Perform neutral · not a buy · 🎯$45

Price at call : $40.55 — gap to target +11%

Today : $51.15 — gap to target -12%

🎯 on HMN : 75% (4 calls matureds) · 📊 on Finance : 43.3% · +0.7% (291 calls)

in progress (365j)
matures : Feb 11, 26

JMP Securities

Feb 7, 25

■ Market Perform neutral · not a buy

🎯 on HMN : no call matured yet · 📊 unranked overall

in progress (365j)
matures : Feb 7, 26

Piper Sandler ↗

Feb 7, 25

■ Neutral neutral · not a buy · 🎯$44

Price at call : $41.72 — gap to target +5%

Today : $51.15 — gap to target -14%

🎯 on HMN : 60% (5 calls matureds) · 📊 on Finance : 51.5% · +3.5% (326 calls)

in progress (365j)
matures : Feb 7, 26

Keefe, Bruyette & Woods ↗

Nov 12, 24

■ Market Perform neutral · not a buy · 🎯$44

Price at call : $42.06 — gap to target +5%

Today : $51.15 — gap to target -14%

🎯 on HMN : 75% (4 calls matureds) · 📊 on Finance : 43.3% · +0.7% (291 calls)

in progress (365j)
matures : Nov 12, 25

Piper Sandler ↗

Nov 6, 24

■ Neutral neutral · not a buy · 🎯$42

Price at call : $42.64 — gap to target -2%

Today : $51.15 — gap to target -18%

🎯 on HMN : 60% (5 calls matureds) · 📊 on Finance : 51.5% · +3.5% (326 calls)

in progress (365j)
matures : Nov 6, 25

See the other 27 calls, newest to oldest

Piper Sandler ↗

Oct 2, 24

■ Neutral neutral · not a buy · 🎯$36

Price at call : $35.51 — gap to target +1%

Today : $51.15 — gap to target -30%

🎯 on HMN : 60% (5 calls matureds) · 📊 on Finance : 51.5% · +3.5% (326 calls)

in progress (365j)
matures : Oct 2, 25

Keefe, Bruyette & Woods ↗

Aug 13, 24

▲ Outperform · 🎯$39

Price at call : $33.31 — upside +17%

Today : $51.15 — upside -24%

Expected +17% · Actual +34% · Reason (≥ +15%) : ✓ Yes

🎯 on HMN : 75% (4 calls matureds) · 📊 on Finance : 43.3% · +0.7% (291 calls)

+34.1%

stock +34% · XLF +24%

matured Aug 13, 25

Keefe, Bruyette & Woods ↗

Jul 26, 24

▲ Outperform · 🎯$40

Price at call : $34.08 — upside +17%

Today : $51.15 — upside -22%

Expected +17% · Actual +22% · Reason (≥ +15%) : ✓ Yes

🎯 on HMN : 75% (4 calls matureds) · 📊 on Finance : 43.3% · +0.7% (291 calls)

+22.0%

stock +22% · XLF +22%

matured Jul 26, 25

Piper Sandler ↗

Jun 28, 24

■ Neutral neutral · not a buy · 🎯$35

Price at call : $32.62 — gap to target +7%

Today : $51.15 — gap to target -32%

🎯 on HMN : 60% (5 calls matureds) · 📊 on Finance : 51.5% · +3.5% (326 calls)

in progress (365j)
matures : Jun 28, 25

JMP Securities

Jun 18, 24

■ Market Perform neutral · not a buy

🎯 on HMN : no call matured yet · 📊 unranked overall

in progress (365j)
matures : Jun 18, 25

Piper Sandler ↗

May 10, 24

■ Neutral neutral · not a buy · 🎯$37

Price at call : $35.02 — gap to target +6%

Today : $51.15 — gap to target -28%

🎯 on HMN : 60% (5 calls matureds) · 📊 on Finance : 51.5% · +3.5% (326 calls)

in progress (365j)
matures : May 10, 25

Piper Sandler ↗

Apr 5, 24

■ Neutral neutral · not a buy · 🎯$39

Price at call : $35.84 — gap to target +9%

Today : $51.15 — gap to target -24%

🎯 on HMN : 60% (5 calls matureds) · 📊 on Finance : 51.5% · +3.5% (326 calls)

in progress (365j)
matures : Apr 5, 25

Keefe, Bruyette & Woods ↗

Jan 29, 24

▲ Outperform · 🎯$40

Price at call : $37.18 — upside +8%

Today : $51.15 — upside -22%

Expected +8% · Actual +4% · Reason (≥ +15%) : ✗ No

🎯 on HMN : 75% (4 calls matureds) · 📊 on Finance : 43.3% · +0.7% (291 calls)

+4.3%

stock +4% · XLF +32%

matured Jan 28, 25

Piper Sandler ↗

Feb 8, 23

■ Neutral neutral · not a buy · 🎯$38

Price at call : $35.53 — gap to target +7%

Today : $51.15 — gap to target -26%

🎯 on HMN : 60% (5 calls matureds) · 📊 on Finance : 51.5% · +3.5% (326 calls)

in progress (365j)
matures : Feb 8, 24

Piper Sandler ↗

Jan 25, 23

■ Neutral neutral · not a buy · 🎯$38

Price at call : $33.65 — gap to target +13%

Today : $51.15 — gap to target -26%

🎯 on HMN : 60% (5 calls matureds) · 📊 on Finance : 51.5% · +3.5% (326 calls)

in progress (365j)
matures : Jan 25, 24

Piper Sandler ↗

Aug 19, 22

▲ Overweight · 🎯$42

Price at call : $38.14 — upside +10%

Today : $51.15 — upside -18%

Expected +10% · Actual -26% · Reason (≥ +15%) : ✗ No

🎯 on HMN : 60% (5 calls matureds) · 📊 on Finance : 51.5% · +3.5% (326 calls)

-25.6%

stock -26% · XLF -3%

matured Aug 19, 23

Piper Sandler ↗

Jul 14, 22

■ Neutral neutral · not a buy · 🎯$38

Price at call : $33.67 — gap to target +13%

Today : $51.15 — gap to target -26%

🎯 on HMN : 60% (5 calls matureds) · 📊 on Finance : 51.5% · +3.5% (326 calls)

in progress (365j)
matures : Jul 14, 23

Raymond James ↗

Feb 19, 21

■ Market Perform neutral · not a buy

🎯 on HMN : 100% (1 call matured) · 📊 on Finance : 39.9% · -2.6% (353 calls)

in progress (365j)
matures : Feb 19, 22

Piper Sandler ↗

Jan 6, 21

■ Neutral neutral · not a buy · 🎯$45

Price at call : $43.51 — gap to target +3%

Today : $51.15 — gap to target -12%

🎯 on HMN : 60% (5 calls matureds) · 📊 on Finance : 51.5% · +3.5% (326 calls)

in progress (365j)
matures : Jan 6, 22

Piper Sandler ↗

Oct 7, 20

▲ Overweight · 🎯$42

Price at call : $34.29 — upside +22%

Today : $51.15 — upside -18%

Expected +22% · Actual +20% · Reason (≥ +15%) : ✓ Yes

🎯 on HMN : 60% (5 calls matureds) · 📊 on Finance : 51.5% · +3.5% (326 calls)

+19.9%

stock +20% · XLF +56%

matured Oct 7, 21

Piper Sandler ↗

Apr 3, 20

▲ Overweight · 🎯$45

Price at call : $32.89 — upside +37%

Today : $51.15 — upside -12%

Expected +37% · Actual +33% · Reason (≥ +15%) : ✓ Yes

🎯 on HMN : 60% (5 calls matureds) · 📊 on Finance : 51.5% · +3.5% (326 calls)

+32.9%

stock +33% · XLF +65%

matured Apr 3, 21

Piper Sandler ↗

Mar 10, 20

▲ Overweight · 🎯$48

Price at call : $40.82 — upside +18%

Today : $51.15 — upside -6%

Expected +18% · Actual +6% · Reason (≥ +15%) : ✗ No

🎯 on HMN : 60% (5 calls matureds) · 📊 on Finance : 51.5% · +3.5% (326 calls)

+6.4%

stock +6% · XLF +43%

matured Mar 10, 21

Piper Sandler ↗

May 22, 19

▲ Buy · 🎯$46

Price at call : $40.85 — upside +13%

Today : $51.15 — upside -10%

Expected +13% · Actual -14% · Reason (≥ +15%) : ✗ No

🎯 on HMN : 60% (5 calls matureds) · 📊 on Finance : 51.5% · +3.5% (326 calls)

-14.3%

stock -14% · XLF -19%

matured May 21, 20

Keefe, Bruyette & Woods ↗

Sep 5, 17

■ Market Perform neutral · not a buy

🎯 on HMN : 75% (4 calls matureds) · 📊 on Finance : 43.3% · +0.7% (291 calls)

in progress (365j)
matures : Sep 5, 18

Keefe, Bruyette & Woods ↗

Apr 10, 17

▼ Underperform · 🎯$37

Price at call : $37.85 — upside -2%

Today : $51.15 — upside -28%

Expected -2% · Actual +15% · Reason (≤ −15%) : ✗ No

🎯 on HMN : 75% (4 calls matureds) · 📊 on Finance : 43.3% · +0.7% (291 calls)

-15.5%

stock +15% · XLF +18%

matured Apr 10, 18

Janney Montgomery Scott

Feb 11, 16

▲ Buy

Actual +49% · Reason (≥ +15%) : ✓ Yes

🎯 on HMN : 100% (1 call matured) · 📊 on Finance : 44.1% · -3.6% (34 calls)

+49.2%

stock +49% · XLF +49%

matured Feb 10, 17

JMP Securities

Nov 10, 15

■ Market Perform neutral · not a buy

🎯 on HMN : no call matured yet · 📊 unranked overall

in progress (365j)
matures : Nov 9, 16

Keefe, Bruyette & Woods ↗

Jul 30, 15

■ Market Perform neutral · not a buy · 🎯$35

Price at call : $35.24 — gap to target -1%

Today : $51.15 — gap to target -32%

🎯 on HMN : 75% (4 calls matureds) · 📊 on Finance : 43.3% · +0.7% (291 calls)

in progress (365j)
matures : Jul 29, 16

Keefe, Bruyette & Woods ↗

Apr 27, 15

■ Market Perform neutral · not a buy · 🎯$38.5

Price at call : $34.86 — gap to target +10%

Today : $51.15 — gap to target -25%

🎯 on HMN : 75% (4 calls matureds) · 📊 on Finance : 43.3% · +0.7% (291 calls)

in progress (365j)
matures : Apr 26, 16

Keefe, Bruyette & Woods ↗

Apr 24, 15

■ Market Perform neutral · not a buy · 🎯$38.5

Price at call : $35.43 — gap to target +9%

Today : $51.15 — gap to target -25%

🎯 on HMN : 75% (4 calls matureds) · 📊 on Finance : 43.3% · +0.7% (291 calls)

in progress (365j)
matures : Apr 23, 16

Janney Montgomery Scott

Jan 7, 15

■ Neutral neutral · not a buy

🎯 on HMN : 100% (1 call matured) · 📊 on Finance : 44.1% · -3.6% (34 calls)

in progress (365j)
matures : Jan 7, 16

Guggenheim ↗

Jun 24, 14

■ Neutral neutral · not a buy · 🎯$30

Price at call : $30.83 — gap to target -3%

Today : $51.15 — gap to target -41%

🎯 on HMN : no call matured yet · 📊 on Finance : 54.5% · +7.7% (22 calls)

in progress (365j)
matures : Jun 24, 15

Frequently asked questions

Should I buy Horace Mann Educators Corporation stock?

This isn't buy advice. For Horace Mann Educators Corporation, the analyst consensus is "Hold". What matters is their past reliability on this stock: the most reliable one is right 75% of the time (4 calls tracked on Horace Mann Educators Corporation). We show the numbers — you decide.

Is Horace Mann Educators Corporation still a good buy?

The most useful "opinion" isn't an opinion — it's a track record: 2 analysts have a real record on Horace Mann Educators Corporation, the best hitting 75% over 4 calls. Current consensus: "Hold". Make your call on data, not noise.

What has Horace Mann Educators Corporation's past performance been?

Historical returns and a "how much if I had invested" calculator: HMN performance & returns.