Mercury General (MCY) stock: analyst price target and their real reliability

Live quote · data updated Aug 28, 2026

Mercury General · Financials · ref. ETF XLF · 18 calls · price $102.64

🏆JPI 2026 portfoliosSee tracking →

What the company does: Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States.

📈 Mercury General (MCY) stock price

$102.64+33.1% over range

Aug 28, 25low $76.23 · high $111.12Aug 27, 26

📏 Click 2 points (left → right) to measure the change · click again to clear.

SellBuy

Hold

No recent rating

📊 JPI status : Mercury General has never appeared in a JPI ranking (Fair or Risk +) — our methods haven't picked it to date. See the selected stocks →

🎯 MCY price target & analyst consensus — price $103

The price target

Highest target—

Median target—

Lowest target—

Current price$102.64

⭐ What the most reliable analysts say

No reliable analyst is bullish on this stock right now. A “reliable” analyst is a firm that, on this sector, hits more than 55% of its targets and beats its sector. None of them sees upside here — which is exactly why this stock is in no JPI selection.

The consensus · 0 ratings (last 6 months)

Go deeper on the analysts

🎯 MCY price target all

All 18 calls, one by one, with our verdict on each firm.

→ See all 18 targets, analyst by analyst

💡 The best analysts on MCY most reliable

Their real reliability on MCY, firm by firm: who was right, who was wrong.

→ See their reliability on MCY

All analysts (the consensus) · vs · the best (those who've been right)

💬 A question about Mercury General? The JPI assistant answers using our backtest data.

🔎 Detailed analyses

📊 Returns & performance

✅ Historical analyst reliability on MCY

Hit rate measured on targets already matured (12 months), replayed against real prices. Click a header to sort.

Firm ↕	% right i ↕	Gain vs sector i ↕	Calls i ↕
Raymond James ↗	83%	+38.3%	6

📊 What $1,000 invested in Mercury General would be worth › open the full page

In short — $1,000 invested in Mercury General 10 years ago would be worth $2,321 today, i.e. +9%/yr on average. Best year: 2025 (+76%), worst: 2022 (-35%). Price performance, excluding dividends.

If I'd invested $1,000 in Mercury General

Investment	Worth today	Gain
1 years ago	$2,163	+116%
3 years ago	$3,017	+202%
5 years ago	$2,033	+103%

→ See Mercury General's full return history + gain calculator

Return by year (Mercury General)

Year	Return	$1,000 invested at year start
2026 (YTD)	+23%	$1,231 (+23%)
2025	+76%	$2,163 (+116%)
2024	+24%	$2,691 (+169%)

→ See Mercury General's full return history + gain calculator

⚠️ Past performance, not predictive nor advice. Prices in $, excluding dividends. Yahoo Finance data.

📰 Recent news on Mercury General

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📋 All analyst calls on MCY

Raymond James ↗

Sep 22, 25

▲ Strong Buy · 🎯$100

Price at call : $81.5 — upside +23%

Today : $102.64 — upside -3%

🎯 on MCY : 83% (6 calls matureds) · 📊 on Finance : 39.9% · -2.6% (353 calls)

in progress (365j)
matures : Sep 22, 26

Raymond James ↗

Aug 4, 25

▲ Strong Buy · 🎯$90

Price at call : $72.3 — upside +24%

Today : $102.64 — upside -12%

Expected +24% · Actual +52% · Reason (≥ +15%) : ✓ Yes

🎯 on MCY : 83% (6 calls matureds) · 📊 on Finance : 39.9% · -2.6% (353 calls)

+51.6%

stock +52% · XLF +12%

matured Aug 4, 26

Raymond James ↗

Feb 12, 25

▲ Strong Buy · 🎯$80

Price at call : $54.74 — upside +46%

Today : $102.64 — upside -22%

Expected +46% · Actual +73% · Reason (≥ +15%) : ✓ Yes

🎯 on MCY : 83% (6 calls matureds) · 📊 on Finance : 39.9% · -2.6% (353 calls)

+73.1%

stock +73% · XLF +1%

matured Feb 12, 26

Raymond James ↗

Jul 7, 23

▲ Outperform · 🎯$33

Price at call : $29.24 — upside +13%

Today : $102.64 — upside -68%

Expected +13% · Actual +81% · Reason (≥ +15%) : ✓ Yes

🎯 on MCY : 83% (6 calls matureds) · 📊 on Finance : 39.9% · -2.6% (353 calls)

+80.6%

stock +81% · XLF +23%

matured Jul 6, 24

Raymond James ↗

May 8, 23

▲ Strong Buy · 🎯$40

Price at call : $29.64 — upside +35%

Today : $102.64 — upside -61%

Expected +35% · Actual +87% · Reason (≥ +15%) : ✓ Yes

🎯 on MCY : 83% (6 calls matureds) · 📊 on Finance : 39.9% · -2.6% (353 calls)

+87.4%

stock +87% · XLF +27%

matured May 7, 24

Raymond James ↗

Nov 4, 22

▲ Strong Buy · 🎯$45

Price at call : $36.78 — upside +22%

Today : $102.64 — upside -56%

Expected +22% · Actual +0% · Reason (≥ +15%) : ✗ No

🎯 on MCY : 83% (6 calls matureds) · 📊 on Finance : 39.9% · -2.6% (353 calls)

+0.0%

stock +0% · XLF -1%

matured Nov 4, 23

Raymond James ↗

Apr 3, 20

▼ Underperform

Actual +63% · Reason (≤ −15%) : ✗ No

🎯 on MCY : 83% (6 calls matureds) · 📊 on Finance : 39.9% · -2.6% (353 calls)

-63.2%

stock +63% · XLF +77%

matured Apr 3, 21

Keefe, Bruyette & Woods ↗

Oct 29, 19

■ Market Perform neutral · not a buy

🎯 on MCY : 100% (1 call matured) · 📊 on Finance : 43.3% · +0.7% (291 calls)

in progress (365j)
matures : Oct 28, 20

See the other 10 calls, newest to oldest

Raymond James ↗

Feb 19, 16

■ Market Perform neutral · not a buy

🎯 on MCY : 83% (6 calls matureds) · 📊 on Finance : 39.9% · -2.6% (353 calls)

in progress (365j)
matures : Feb 18, 17

Keefe, Bruyette & Woods ↗

Feb 11, 15

▼ Underperform · 🎯$50

Price at call : $53.45 — upside -6%

Today : $102.64 — upside -51%

Expected -6% · Actual -10% · Reason (≤ −15%) : ✗ No

🎯 on MCY : 100% (1 call matured) · 📊 on Finance : 43.3% · +0.7% (291 calls)

+10.1%

stock -10% · XLF -19%

matured Feb 11, 16

Keefe, Bruyette & Woods ↗

Nov 4, 14

■ Market Perform neutral · not a buy · 🎯$50

Price at call : $55.2 — gap to target -9%

Today : $102.64 — gap to target -51%

🎯 on MCY : 100% (1 call matured) · 📊 on Finance : 43.3% · +0.7% (291 calls)

in progress (365j)
matures : Nov 4, 15

Keefe, Bruyette & Woods ↗

Nov 4, 14

■ Market Perform neutral · not a buy · 🎯$50

Price at call : $55.2 — gap to target -9%

Today : $102.64 — gap to target -51%

🎯 on MCY : 100% (1 call matured) · 📊 on Finance : 43.3% · +0.7% (291 calls)

in progress (365j)
matures : Nov 4, 15

Compass Point ↗

Nov 4, 14

■ Neutral neutral · not a buy · 🎯$50

Price at call : $55.2 — gap to target -9%

Today : $102.64 — gap to target -51%

🎯 on MCY : no call matured yet · 📊 on Finance : 36.1% · -3.2% (61 calls)

in progress (365j)
matures : Nov 4, 15

Keefe, Bruyette & Woods ↗

Sep 26, 14

■ Market Perform neutral · not a buy · 🎯$46

Price at call : $49.46 — gap to target -7%

Today : $102.64 — gap to target -55%

🎯 on MCY : 100% (1 call matured) · 📊 on Finance : 43.3% · +0.7% (291 calls)

in progress (365j)
matures : Sep 26, 15

Compass Point ↗

Aug 28, 14

■ Neutral neutral · not a buy · 🎯$47

Price at call : $51.9 — gap to target -9%

Today : $102.64 — gap to target -54%

🎯 on MCY : no call matured yet · 📊 on Finance : 36.1% · -3.2% (61 calls)

in progress (365j)
matures : Aug 28, 15

Macquarie ↗

Mar 7, 13

■ Neutral neutral · not a buy

🎯 on MCY : 100% (1 call matured) · 📊 on Finance : 45.8% · -3.0% (24 calls)

in progress (365j)
matures : Mar 7, 14

Macquarie ↗

Jan 17, 13

▲ Outperform

Actual +18% · Reason (≥ +15%) : ✓ Yes

🎯 on MCY : 100% (1 call matured) · 📊 on Finance : 45.8% · -3.0% (24 calls)

+18.4%

stock +18% · XLF +28%

matured Jan 17, 14

Stifel ↗

Jan 9, 13

■ Hold neutral · not a buy

🎯 on MCY : no call matured yet · 📊 on Finance : 55.6% · +10.5% (18 calls)

in progress (365j)
matures : Jan 9, 14

Frequently asked questions

Should I buy Mercury General stock?

This isn't buy advice. For Mercury General, the analyst consensus is "Hold". What matters is their past reliability on this stock: the most reliable one is right 83% of the time (6 calls tracked on Mercury General). We show the numbers — you decide.

Is Mercury General still a good buy?

The most useful "opinion" isn't an opinion — it's a track record: 1 analyst have a real record on Mercury General, the best hitting 83% over 6 calls. Current consensus: "Hold". Make your call on data, not noise.

What has Mercury General's past performance been?

Historical returns and a "how much if I had invested" calculator: MCY performance & returns.