M&T Bank (MTB) fundamentals: P/E, valuation, undervalued?
M&T Bank · Financials · ref. ETF XLF · price $238.68
In short — M&T Bank trades at 12.8× earnings (P/E), 11.3× forward, with a net margin of 32.1 % and revenue growth of +6 %. Read: Cheap for the growth (P/E 11 for ~26% growth (PEG 0.4)).
Is M&T Bank stock cheap or undervalued? A good time to buy? Here are its fundamentals — P/E, PEG, margin and income statement — to judge its valuation.
📈 1-year price
$238.68+18.9% over range
Aug 28, 25low $178.63 · high $254.09Aug 27, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
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Hold
17% recommend buying · 12 analysts
Valuation : Cheap for the growth — P/E 11 for ~26% growth (PEG 0.4)
Valuation
12.8
P/E (price/earnings)
11.3
Forward P/E
0.50
PEG
1.4
Price/book (P/B)
$34.5B
Market cap
18.66
EPS
Profitability & growth
32.1 %
Net margin
+6 %
Revenue growth
+26 %
Earnings growth
$18.7B
Total debt
M&T Bank income statement
| Fiscal year | Revenue | Net income | Margin |
|---|---|---|---|
| 2022 | $8.2B | $1.9B | 23.1 % |
| 2023 | $9.6B | $2.6B | 27.3 % |
| 2024 | $9.3B | $2.4B | 26.4 % |
| 2025 | $9.7B | $2.7B | 27.9 % |
⚠️ Indicative financial data (Yahoo Finance), not investment advice. Amounts in $.
Frequently asked questions
What is M&T Bank's P/E and is the stock undervalued? What's a good P/E?
M&T Bank's P/E is 12.8 (forward 11.3). Below ~15 = fairly cheap, above ~30 = expensive. Our valuation verdict: "Cheap for the growth".
Is M&T Bank profitable?
M&T Bank has a net margin of 32.1 % (EPS 18.66). The company is profitable.
Is MTB stock expensive?
Our read: "Cheap for the growth" — P/E 11 for ~26% growth (PEG 0.4). Cross-check with growth and sector.
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