Logo M&T Bank

M&T Bank (MTB) stock: analyst price target and their real reliability

Live quote · data updated Aug 28, 2026
M&T Bank · Financials · ref. ETF XLF · 51 calls · price $238.68
🏆JPI 2026 portfoliosSee tracking →
What the company does: M&T Bank Corporation operates as a bank holding company for Manufacturers and Traders Trust Company and Wilmington Trust, National Association that provides retail and commercial banking products and services in the United States.

📈 M&T Bank (MTB) stock price

$238.68+18.9% over range
Aug 28, 25low $178.63 · high $254.09Aug 27, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
SellBuy
Hold
17% recommend buying · 12 analysts
📊 JPI status : M&T Bank has never appeared in a JPI ranking (Fair or Risk +) — our methods haven't picked it to date. See the selected stocks →

🎯 MTB price target & analyst consensusprice $239

The price target · all analysts combined (12 targets)
Highest target · 1 firm of 12$285+19.4%
Median target · of 12 targets$257.5+7.9%
Lowest target · 1 firm of 12$224-6.2%
Current price$238.68
Where these 12 targets sit · versus the current price · 1 target per firm, last 6 months
Above the price 1192% $250 ↔ $285
Below 18% $224
⭐ What the most reliable analysts say · those who beat their sector, targets replayed on real prices

⭐ The most reliable of them, either direction: DA Davidson87% of its targets hit on this sector (45 calls tested). It aims for $266 (+11 %), call made on July 17, 2026, maturing on July 17, 2027 (42 d ago).

The 12 reliable analysts $258+7.8 %
How to read it: the 12 reliable firms are not filtered by optimism — 11 aim above the price, 1 below, hence their $258 median.
The consensus · 12 ratings (last 6 months)
Strong Buy00%
Buy217%
Hold975%
Sell18%
Strong Sell00%
Go deeper on the analysts
All analysts (the consensus)  ·  vs  ·  the best (those who've been right)
💬 A question about M&T Bank? The JPI assistant answers using our backtest data.

💰 M&T Bank dividend: yield, history & growth › open the full page

2.48%annual yield
📈 Steady dividend9 yrs of consecutive dividend increases
That's ~$6.00 per share per year.

📈 M&T Bank fundamentals: valuation, margins & growth › open the full page

P/E 12.8Net margin 32.1 %Revenue growth +6.2 %Cheap for the growth

Revenue, net income and margin per year

Revenue Net income · hover a bar for details
2022
marg. 23 %
2023
Rev +18%Profit +39%
2024
Rev −4%Profit −7%
2025
Rev +4%Profit +10%

🔎 Detailed analyses

🏛️ Which US Congress members hold M&T Bank (MTB)?

3 Congress members have disclosed MTB buys. Click a highlighted name to see their track record (do they beat the S&P 500?).
Daniel Goldman · 25%Mikie Sherrill Dean Phillips · 39%
→ Full members ranking (who beats the market)

✅ Historical analyst reliability on MTB

Hit rate measured on targets already matured (12 months), replayed against real prices. Click a header to sort.

Firm % right i Gain vs sector i Calls i
Nomura 100% +30.0% 2
Credit Suisse 100% +23.9% 3
Truist Securities  100% +21.7% 4
Jefferies  100% +10.7% 2
Raymond James  100% +7.4% 2
Citigroup  86% +18.0% 7
RBC Capital  83% +14.5% 12
Wedbush  80% +22.9% 5
B of A Securities  67% +6.1% 6
Morgan Stanley  62% +10.5% 21
See the other 12 firms
UBS  0% -15.9% 2
Odeon Capital 0% -12.9% 2
Baird  25% -4.8% 4
Keefe, Bruyette & Woods  29% -6.5% 7
Barclays  36% -10.2% 11
Wells Fargo  43% -8.8% 7
Wolfe Research  50% -12.1% 2
Macquarie  50% +2.9% 2
Evercore ISI Group  50% +3.4% 4
SunTrust Robinson Humphrey 50% +19.3% 2
Piper Sandler  56% +10.6% 9
Deutsche Bank  57% +13.8% 7

📊 What $1,000 invested in M&T Bank would be worth › open the full page

In short — $1,000 invested in M&T Bank 10 years ago would be worth $2,321 today, i.e. +9%/yr on average. Best year: 2016 (+63%), worst: 2019 (-19%). Price performance, excluding dividends.

If I'd invested $1,000 in M&T Bank

InvestmentWorth todayGain
1 years ago$1,241+24%
3 years ago$1,533+53%
5 years ago$1,577+58%
→ See M&T Bank's full return history + gain calculator

Return by year (M&T Bank)

YearReturn$1,000 invested at year start
2026 (YTD)+10%$1,097 (+10%)
2025+13%$1,241 (+24%)
2024+37%$1,703 (+70%)
→ See M&T Bank's full return history + gain calculator
⚠️ Past performance, not predictive nor advice. Prices in $, excluding dividends. Yahoo Finance data.

📰 Recent news on M&T Bank

Loading news…

📋 All analyst calls on MTB

▲ Overweight · 🎯$285
Price at call : $244.55 — upside +17%
Today : $238.68 — upside +19%
🎯 on MTB : no call matured yet · 📊 on Finance : 72.2% · +17.1% (18 calls)
in progress (365j)
matures : Aug 19, 27
UBS 
Aug 3, 26
■ Neutral neutral · not a buy · 🎯$255
Price at call : $253.06 — gap to target +1%
Today : $238.68 — gap to target +7%
🎯 on MTB : no call matured yet · 📊 on Finance : 48.1% · +2.5% (482 calls)
in progress (365j)
matures : Aug 3, 27
JP Morgan 
Jul 29, 26
■ Neutral neutral · not a buy · 🎯$265.5
Price at call : $247 — gap to target +7%
Today : $238.68 — gap to target +11%
🎯 on MTB : no call matured yet · 📊 on Finance : 51.9% · -0.5% (505 calls)
in progress (365j)
matures : Jul 29, 27
■ Hold neutral · not a buy · 🎯$268
Price at call : $250.73 — gap to target +7%
Today : $238.68 — gap to target +12%
🎯 on MTB : no call matured yet · 📊 on Finance : 60.5% · +5.6% (124 calls)
in progress (365j)
matures : Jul 21, 27
DA Davidson 
Jul 16, 26
■ Neutral neutral · not a buy · 🎯$266
Price at call : $249.24 — gap to target +7%
Today : $238.68 — gap to target +11%
🎯 on MTB : no call matured yet · 📊 on Finance : 46.7% · +5.8% (45 calls)
in progress (365j)
matures : Jul 16, 27
RBC Capital 
Jul 16, 26
▲ Outperform · 🎯$255
Price at call : $249.24 — upside +2%
Today : $238.68 — upside +7%
🎯 on MTB : 100% (1 call matured) · 📊 on Finance : 44.5% · -1.2% (476 calls)
in progress (365j)
matures : Jul 16, 27
Wells Fargo 
Jul 16, 26
▼ Underweight · 🎯$224
Price at call : $249.24 — upside -10%
Today : $238.68 — upside -6%
🎯 on MTB : 0% (1 call matured) · 📊 on Finance : 49.3% · +1.3% (694 calls)
in progress (365j)
matures : Jul 16, 27
■ Market Perform neutral · not a buy · 🎯$250
Price at call : $254.04 — gap to target -2%
Today : $238.68 — gap to target +5%
🎯 on MTB : no call matured yet · 📊 on Finance : 49.7% · +1.3% (491 calls)
in progress (365j)
matures : Jul 16, 27
See the other 43 calls, newest to oldest
Barclays 
Jul 16, 26
■ Equal-Weight neutral · not a buy · 🎯$267
Price at call : $254.04 — gap to target +5%
Today : $238.68 — gap to target +12%
🎯 on MTB : no call matured yet · 📊 on Finance : 49.8% · +0.4% (959 calls)
in progress (365j)
matures : Jul 16, 27
Baird 
Jul 16, 26
■ Neutral neutral · not a buy · 🎯$250
Price at call : $254.04 — gap to target -2%
Today : $238.68 — gap to target +5%
🎯 on MTB : no call matured yet · 📊 on Finance : 52.8% · +0.7% (163 calls)
in progress (365j)
matures : Jul 16, 27
▲ Overweight · 🎯$262
Price at call : $254.04 — upside +3%
Today : $238.68 — upside +10%
🎯 on MTB : no call matured yet · 📊 on Finance : 72.2% · +17.1% (18 calls)
in progress (365j)
matures : Jul 15, 27
UBS 
Jul 7, 26
■ Neutral neutral · not a buy · 🎯$252
Price at call : $239.75 — gap to target +5%
Today : $238.68 — gap to target +6%
🎯 on MTB : no call matured yet · 📊 on Finance : 48.1% · +2.5% (482 calls)
in progress (365j)
matures : Jul 7, 27
■ In-Line neutral · not a buy · 🎯$260
Price at call : $239.75 — gap to target +8%
Today : $238.68 — gap to target +9%
🎯 on MTB : no call matured yet · 📊 on Finance : 54.2% · +0.6% (225 calls)
in progress (365j)
matures : Jul 6, 27
JP Morgan 
Jul 6, 26
■ Neutral neutral · not a buy · 🎯$251.5
Price at call : $239.92 — gap to target +5%
Today : $238.68 — gap to target +5%
🎯 on MTB : no call matured yet · 📊 on Finance : 51.9% · -0.5% (505 calls)
in progress (365j)
matures : Jul 6, 27
Wells Fargo 
Jul 6, 26
▼ Underweight · 🎯$215
Price at call : $239.92 — upside -10%
Today : $238.68 — upside -10%
🎯 on MTB : 0% (1 call matured) · 📊 on Finance : 49.3% · +1.3% (694 calls)
in progress (365j)
matures : Jul 6, 27
Baird 
Jul 6, 26
■ Neutral neutral · not a buy · 🎯$240
Price at call : $239.92 — gap to target +0%
Today : $238.68 — gap to target +1%
🎯 on MTB : no call matured yet · 📊 on Finance : 52.8% · +0.7% (163 calls)
in progress (365j)
matures : Jul 6, 27
Morgan Stanley 
Jun 29, 26
■ Equal-Weight neutral · not a buy · 🎯$253
Price at call : $238.01 — gap to target +6%
Today : $238.68 — gap to target +6%
🎯 on MTB : 100% (1 call matured) · 📊 on Finance : 54% · +2.2% (1106 calls)
in progress (365j)
matures : Jun 29, 27
RBC Capital 
May 21, 26
▲ Outperform · 🎯$225
Price at call : $213.18 — upside +6%
Today : $238.68 — upside -6%
🎯 on MTB : 100% (1 call matured) · 📊 on Finance : 44.5% · -1.2% (476 calls)
in progress (365j)
matures : May 21, 27
JP Morgan 
May 1, 26
■ Neutral neutral · not a buy · 🎯$227
Price at call : $216.44 — gap to target +5%
Today : $238.68 — gap to target -5%
🎯 on MTB : no call matured yet · 📊 on Finance : 51.9% · -0.5% (505 calls)
in progress (365j)
matures : May 1, 27
▲ Overweight · 🎯$253
Price at call : $218.79 — upside +16%
Today : $238.68 — upside +6%
🎯 on MTB : no call matured yet · 📊 on Finance : 72.2% · +17.1% (18 calls)
in progress (365j)
matures : Apr 17, 27
DA Davidson 
Apr 16, 26
■ Neutral neutral · not a buy · 🎯$235
Price at call : $218.79 — gap to target +7%
Today : $238.68 — gap to target -2%
🎯 on MTB : no call matured yet · 📊 on Finance : 46.7% · +5.8% (45 calls)
in progress (365j)
matures : Apr 16, 27
RBC Capital 
Apr 16, 26
▲ Outperform · 🎯$225
Price at call : $218.79 — upside +3%
Today : $238.68 — upside -6%
🎯 on MTB : 100% (1 call matured) · 📊 on Finance : 44.5% · -1.2% (476 calls)
in progress (365j)
matures : Apr 16, 27
JP Morgan 
Apr 7, 26
■ Neutral neutral · not a buy · 🎯$231.5
Price at call : $219.04 — gap to target +6%
Today : $238.68 — gap to target -3%
🎯 on MTB : no call matured yet · 📊 on Finance : 51.9% · -0.5% (505 calls)
in progress (365j)
matures : Apr 7, 27
Morgan Stanley 
Mar 31, 26
■ Equal-Weight neutral · not a buy · 🎯$245
Price at call : $208.98 — gap to target +17%
Today : $238.68 — gap to target +3%
🎯 on MTB : 100% (1 call matured) · 📊 on Finance : 54% · +2.2% (1106 calls)
in progress (365j)
matures : Mar 31, 27
▲ Overweight · 🎯$255
Price at call : $219.24 — upside +16%
Today : $238.68 — upside +7%
🎯 on MTB : no call matured yet · 📊 on Finance : 72.2% · +17.1% (18 calls)
in progress (365j)
matures : Mar 3, 27
■ Equal-Weight neutral · not a buy · 🎯$271
Price at call : $218.98 — gap to target +24%
Today : $238.68 — gap to target +14%
🎯 on MTB : 100% (1 call matured) · 📊 on Finance : 54% · +2.2% (1106 calls)
in progress (365j)
matures : Mar 2, 27
JP Morgan 
Feb 9, 26
■ Neutral neutral · not a buy · 🎯$244.5
Price at call : $236.21 — gap to target +4%
Today : $238.68 — gap to target +2%
🎯 on MTB : no call matured yet · 📊 on Finance : 51.9% · -0.5% (505 calls)
in progress (365j)
matures : Feb 9, 27
RBC Capital 
Jan 20, 26
▲ Outperform · 🎯$220
Price at call : $219.16 — upside +0%
Today : $238.68 — upside -8%
🎯 on MTB : 100% (1 call matured) · 📊 on Finance : 44.5% · -1.2% (476 calls)
in progress (365j)
matures : Jan 20, 27
Jefferies 
Jan 16, 26
▲ Buy · 🎯$255
Price at call : $211.71 — upside +20%
Today : $238.68 — upside +7%
🎯 on MTB : 100% (1 call matured) · 📊 on Finance : 49.1% · +0.5% (318 calls)
in progress (365j)
matures : Jan 16, 27
TD Cowen 
Jan 7, 26
▲ Buy · 🎯$250
Price at call : $213.61 — upside +17%
Today : $238.68 — upside +5%
🎯 on MTB : no call matured yet · 📊 on Finance : 39.7% · -6.2% (58 calls)
in progress (365j)
matures : Jan 7, 27
■ Peer Perform neutral · not a buy
🎯 on MTB : no call matured yet · 📊 on Finance : 54.1% · +7.4% (61 calls)
in progress (365j)
matures : Jan 7, 27
■ Neutral neutral · not a buy · 🎯$225
Price at call : $209.55 — gap to target +7%
Today : $238.68 — gap to target -6%
🎯 on MTB : no call matured yet · 📊 on Finance : 51.5% · +4.6% (441 calls)
in progress (365j)
matures : Jan 7, 27
■ In-Line neutral · not a buy · 🎯$225
Price at call : $209.55 — gap to target +7%
Today : $238.68 — gap to target -6%
🎯 on MTB : no call matured yet · 📊 on Finance : 54.2% · +0.6% (225 calls)
in progress (365j)
matures : Jan 6, 27
Barclays 
Jan 5, 26
■ Equal-Weight neutral · not a buy · 🎯$236
Price at call : $211.33 — gap to target +12%
Today : $238.68 — gap to target -1%
🎯 on MTB : no call matured yet · 📊 on Finance : 49.8% · +0.4% (959 calls)
in progress (365j)
matures : Jan 5, 27
■ Market Perform neutral · not a buy · 🎯$230
Price at call : $203.66 — gap to target +13%
Today : $238.68 — gap to target -4%
🎯 on MTB : no call matured yet · 📊 on Finance : 49.7% · +1.3% (491 calls)
in progress (365j)
matures : Dec 17, 26
■ Hold neutral · not a buy · 🎯$217
Price at call : $204.71 — gap to target +6%
Today : $238.68 — gap to target -9%
🎯 on MTB : no call matured yet · 📊 on Finance : 60.5% · +5.6% (124 calls)
in progress (365j)
matures : Dec 12, 26
TD Cowen 
Oct 20, 25
▲ Buy · 🎯$245
Price at call : $181.7 — upside +35%
Today : $238.68 — upside +3%
🎯 on MTB : no call matured yet · 📊 on Finance : 39.7% · -6.2% (58 calls)
in progress (365j)
matures : Oct 20, 26
▲ Buy · 🎯$217
Price at call : $182.07 — upside +19%
Today : $238.68 — upside -9%
🎯 on MTB : no call matured yet · 📊 on Finance : 60.5% · +5.6% (124 calls)
in progress (365j)
matures : Oct 17, 26
UBS 
Oct 7, 25
■ Neutral neutral · not a buy · 🎯$208
Price at call : $188.07 — gap to target +11%
Today : $238.68 — gap to target -13%
🎯 on MTB : no call matured yet · 📊 on Finance : 48.1% · +2.5% (482 calls)
in progress (365j)
matures : Oct 7, 26
▲ Outperform · 🎯$225
Price at call : $195.29 — upside +15%
Today : $238.68 — upside -6%
🎯 on MTB : no call matured yet · 📊 on Finance : 54.2% · +0.6% (225 calls)
in progress (365j)
matures : Sep 30, 26
Morgan Stanley 
Sep 29, 25
■ Equal-Weight neutral · not a buy · 🎯$251
Price at call : $197.62 — gap to target +27%
Today : $238.68 — gap to target +5%
🎯 on MTB : 100% (1 call matured) · 📊 on Finance : 54% · +2.2% (1106 calls)
in progress (365j)
matures : Sep 29, 26
▲ Overweight · 🎯$228
Price at call : $198.17 — upside +15%
Today : $238.68 — upside -4%
🎯 on MTB : no call matured yet · 📊 on Finance : 72.2% · +17.1% (18 calls)
in progress (365j)
matures : Sep 10, 26
Jefferies 
Sep 3, 25
▲ Buy · 🎯$240
Price at call : $198.57 — upside +21%
Today : $238.68 — upside +1%
🎯 on MTB : 100% (1 call matured) · 📊 on Finance : 49.1% · +0.5% (318 calls)
in progress (365j)
matures : Sep 3, 26
DA Davidson 
Jul 17, 25
■ Neutral neutral · not a buy · 🎯$207
Price at call : $196.19 — gap to target +6%
Today : $238.68 — gap to target -13%
🎯 on MTB : no call matured yet · 📊 on Finance : 46.7% · +5.8% (45 calls)
in progress (365j)
matures : Jul 17, 26
Wells Fargo 
Jul 17, 25
▼ Underweight · 🎯$185
Price at call : $196.19 — upside -6%
Today : $238.68 — upside -22%
Expected -6% · Actual +27% · Reason (≤ −15%) : ✗ No
🎯 on MTB : 0% (1 call matured) · 📊 on Finance : 49.3% · +1.3% (694 calls)
-27.1%
stock +27% · XLF +7%
matured Jul 17, 26
Citigroup 
Jul 2, 25
■ Neutral neutral · not a buy · 🎯$212
Price at call : $202.58 — gap to target +5%
Today : $238.68 — gap to target -11%
🎯 on MTB : no call matured yet · 📊 on Finance : 50.9% · -0.1% (638 calls)
in progress (365j)
matures : Jul 2, 26
Citigroup 
Jun 23, 25
■ Neutral neutral · not a buy · 🎯$200
Price at call : $190.12 — gap to target +5%
Today : $238.68 — gap to target -16%
🎯 on MTB : no call matured yet · 📊 on Finance : 50.9% · -0.1% (638 calls)
in progress (365j)
matures : Jun 23, 26
Morgan Stanley 
Jun 20, 25
▲ Overweight · 🎯$215
Price at call : $189.41 — upside +14%
Today : $238.68 — upside -10%
Expected +14% · Actual +20% · Reason (≥ +15%) : ✓ Yes
🎯 on MTB : 100% (1 call matured) · 📊 on Finance : 54% · +2.2% (1106 calls)
+20.2%
stock +20% · XLF +6%
matured Jun 20, 26
Jefferies 
May 21, 25
▲ Buy · 🎯$225
Price at call : $179.95 — upside +25%
Today : $238.68 — upside -6%
Expected +25% · Actual +18% · Reason (≥ +15%) : ✓ Yes
🎯 on MTB : 100% (1 call matured) · 📊 on Finance : 49.1% · +0.5% (318 calls)
+18.0%
stock +18% · XLF +3%
matured May 21, 26
RBC Capital 
May 19, 25
▲ Outperform · 🎯$200
Price at call : $185.74 — upside +8%
Today : $238.68 — upside -16%
Expected +8% · Actual +13% · Reason (≥ +15%) : ✗ No
🎯 on MTB : 100% (1 call matured) · 📊 on Finance : 44.5% · -1.2% (476 calls)
+13.3%
stock +13% · XLF +1%
matured May 19, 26
Compass Point 
Dec 10, 24
■ Neutral neutral · not a buy · 🎯$250
Price at call : $201.97 — gap to target +24%
Today : $238.68 — gap to target +5%
🎯 on MTB : no call matured yet · 📊 on Finance : 55.7% · +3.9% (70 calls)
in progress (365j)
matures : Dec 10, 25

Frequently asked questions

Should I buy M&T Bank stock?

This isn't buy advice. For M&T Bank, the analyst consensus is "Hold", with an average price target of $258 (+8% vs the current price). What matters is their past reliability on this stock: the most reliable one is right 100% of the time (2 calls tracked on M&T Bank). We show the numbers — you decide.

Is it too late to buy M&T Bank? How high can it go?

The most bullish analyst target on M&T Bank is $285 (+19% above today's price); the average is $258. That's the upside they see. Check how reliable those analysts have actually been on M&T Bank on our site before trusting it.

Is M&T Bank still a good buy?

The most useful "opinion" isn't an opinion — it's a track record: 22 analysts have a real record on M&T Bank, the best hitting 100% over 2 calls. Current consensus: "Hold". Make your call on data, not noise.

Should you invest in M&T Bank? The case for and against

The arguments for and against, one by one, from the numbers: why invest in MTB (and why hesitate).

What has M&T Bank's past performance been?

Historical returns and a "how much if I had invested" calculator: MTB performance & returns.

Does M&T Bank pay a dividend?

Yield, consistency and growth history of the dividend: MTB's dividend.

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Go further

JPI AI Analyst AI assistant · JPI Invest
Answers based on the tool’s data · not financial advice · full version (free)