NBT Bancorp, Inc. (NBTB) stock: analyst price target and their real reliability
Live quote · data updated Oct 14, 2026
NBT Bancorp, Inc. · Financials · ref. ETF XLF · 41 calls · price $50.19
What the company does: NBT Bancorp Inc., a financial holding company, provides personal and commercial banking, retail banking, and wealth management services in the United States.
📈 NBT Bancorp, Inc. (NBTB) stock price
$50.19+19.0% over range
Oct 14, 25low $39.61 · high $54.26Oct 13, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
SellBuy
Buy
50% recommend buying · 4 analysts
📊 JPI status : NBT Bancorp, Inc. has never appeared in a JPI ranking (Fair or Risk +) — our methods haven't picked it to date. See the selected stocks →
🎯 NBTB price target & analyst consensus — price $50.19
The price target · all analysts combined (4 targets)
Highest target · 1 firm of 4$59+17.6%
Median target · of 4 targets$55.5+10.6%
Lowest target · 1 firm of 4$54+7.6%
Current price$50.19
Where these 4 targets sit · versus the current price · 1 target per firm, last 6 months
Above the price
4100%
$54 ↔ $59
⭐ What the most reliable analysts say
· those who beat their sector, targets replayed on real prices
⭐ The most reliable of them, either direction: Stephens & Co. — 68% of its targets hit on this sector (109 calls tested). It aims for $55 (+9.6 %), call made on July 31, 2026, maturing on July 31, 2027 (75 d ago).
The 3 reliable analysts
$55+9.6 %
The 1 other firm
$56+12 %
How to read it: the 3 reliable firms are not filtered by optimism — 3 aim above the price, 0 below, hence their $55 median. “The 1 others” are the firms that don't pass our reliability filter on this sector.
The consensus · 4 ratings (last 6 months)
Strong Buy00%
Buy250%
Hold250%
Sell00%
Strong Sell00%
Go deeper on the analysts
🎯 NBTB price target all
All 41 calls, one by one, with our verdict on each firm.
→ See all 41 targets, analyst by analyst💡 The best analysts on NBTB most reliable
Their real reliability on NBTB, firm by firm: who was right, who was wrong.
→ See their reliability on NBTBAll analysts (the consensus) · vs · the best (those who've been right)
💬 A question about NBT Bancorp, Inc.? The JPI assistant answers using our backtest data.
🔎 Detailed analyses
✅ Historical analyst reliability on NBTB
Hit rate measured on targets already matured (12 months), replayed against real prices. Click a header to sort.
| Firm ↕ | % right i ↕ | Gain vs sector i ↕ | Calls i ↕ |
|---|---|---|---|
| Piper Sandler ↗ | 100% | +19.8% | 4 |
| DA Davidson ↗ | 100% | +16.3% | 2 |
| Raymond James ↗ | 80% | +9.3% | 5 |
| Stephens & Co. ↗ | 67% | +14.1% | 3 |
📊 What $1,000 invested in NBT Bancorp, Inc. would be worth › open the full page
In short — $1,000 invested in NBT Bancorp, Inc. 10 years ago would be worth $1,816 today, i.e. +6%/yr on average. Best year: 2016 (+50%), worst: 2020 (-21%). Price performance, excluding dividends.
If I'd invested $1,000 in NBT Bancorp, Inc.
| Investment | Worth today | Gain |
|---|---|---|
| 1 years ago | $1,060 | +6% |
| 3 years ago | $1,166 | +17% |
| 5 years ago | $1,578 | +58% |
Return by year (NBT Bancorp, Inc.)
| Year | Return | $1,000 invested at year start |
|---|---|---|
| 2026 (YTD) | +22% | $1,220 (+22%) |
| 2025 | -13% | $1,060 (+6%) |
| 2024 | +14% | $1,208 (+21%) |
⚠️ Past performance, not predictive nor advice. Prices in $, excluding dividends. Yahoo Finance data.
📰 Recent news on NBT Bancorp, Inc.
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📋 All analyst calls on NBTB
Filtered on — · ✕ show all
Keefe, Bruyette & Woods ↗
Aug 3, 26
■ Market Perform neutral · not a buy · 🎯$54
Price at call : $53.78 — gap to target +0%
Today : $50.19 — gap to target +8%
🎯 on NBTB : no call matured yet · 📊 on Finance : 43.9% · +0.7% (296 calls)
in progress (365j)
matures : Aug 3, 27
matures : Aug 3, 27
Stephens & Co. ↗
Jul 30, 26
■ Equal-Weight neutral · not a buy · 🎯$55
Price at call : $52.65 — gap to target +4%
Today : $50.19 — gap to target +10%
🎯 on NBTB : 67% (3 calls matureds) · 📊 on Finance : 48.6% · -0.4% (109 calls)
in progress (365j)
matures : Jul 30, 27
matures : Jul 30, 27
DA Davidson ↗
Jul 29, 26
▲ Buy · 🎯$59
Price at call : $52.93 — upside +11%
Today : $50.19 — upside +18%
🎯 on NBTB : 100% (2 calls matureds) · 📊 on Finance : 52.9% · +4.3% (102 calls)
in progress (365j)
matures : Jul 29, 27
matures : Jul 29, 27
Piper Sandler ↗
Jun 26, 26
▲ Overweight · 🎯$56
Price at call : $49.17 — upside +14%
Today : $50.19 — upside +12%
🎯 on NBTB : 100% (4 calls matureds) · 📊 on Finance : 51.7% · +3.7% (327 calls)
in progress (365j)
matures : Jun 26, 27
matures : Jun 26, 27
DA Davidson ↗
Apr 27, 26
▲ Buy · 🎯$52
Price at call : $44.57 — upside +17%
Today : $50.19 — upside +4%
🎯 on NBTB : 100% (2 calls matureds) · 📊 on Finance : 52.9% · +4.3% (102 calls)
in progress (365j)
matures : Apr 27, 27
matures : Apr 27, 27
DA Davidson ↗
Feb 25, 26
▲ Buy · 🎯$54
Price at call : $44.45 — upside +21%
Today : $50.19 — upside +8%
🎯 on NBTB : 100% (2 calls matureds) · 📊 on Finance : 52.9% · +4.3% (102 calls)
in progress (365j)
matures : Feb 25, 27
matures : Feb 25, 27
DA Davidson ↗
Jul 31, 25
▲ Buy · 🎯$55
Price at call : $40.56 — upside +36%
Today : $50.19 — upside +10%
Expected +36% · Actual +30% · Reason (≥ +15%) : ✓ Yes
🎯 on NBTB : 100% (2 calls matureds) · 📊 on Finance : 52.9% · +4.3% (102 calls)
+30.4%
stock +30% · XLF +12%
matured Jul 31, 26
DA Davidson ↗
Apr 28, 25
▲ Buy · 🎯$53
Price at call : $42.8 — upside +24%
Today : $50.19 — upside +6%
Expected +24% · Actual +2% · Reason (≥ +15%) : ✗ No
🎯 on NBTB : 100% (2 calls matureds) · 📊 on Finance : 52.9% · +4.3% (102 calls)
+2.1%
stock +2% · XLF +7%
matured Apr 28, 26
See the other 33 calls, newest to oldest
DA Davidson ↗
Dec 12, 24
■ Neutral neutral · not a buy · 🎯$60
Price at call : $51.68 — gap to target +16%
Today : $50.19 — gap to target +20%
🎯 on NBTB : 100% (2 calls matureds) · 📊 on Finance : 52.9% · +4.3% (102 calls)
in progress (365j)
matures : Dec 12, 25
matures : Dec 12, 25
Keefe, Bruyette & Woods ↗
Dec 4, 24
■ Market Perform neutral · not a buy · 🎯$55
Price at call : $49.59 — gap to target +11%
Today : $50.19 — gap to target +10%
🎯 on NBTB : no call matured yet · 📊 on Finance : 43.9% · +0.7% (296 calls)
in progress (365j)
matures : Dec 4, 25
matures : Dec 4, 25
Stephens & Co. ↗
Sep 10, 24
■ Equal-Weight neutral · not a buy · 🎯$49
Price at call : $43.79 — gap to target +12%
Today : $50.19 — gap to target -2%
🎯 on NBTB : 67% (3 calls matureds) · 📊 on Finance : 48.6% · -0.4% (109 calls)
in progress (365j)
matures : Sep 10, 25
matures : Sep 10, 25
Stephens & Co. ↗
Jul 23, 24
▲ Overweight · 🎯$42
Price at call : $49.59 — upside -15%
Today : $50.19 — upside -16%
Expected -15% · Actual -14% · Reason (≥ +15%) : ✗ No
🎯 on NBTB : 67% (3 calls matureds) · 📊 on Finance : 48.6% · -0.4% (109 calls)
-14.4%
stock -14% · XLF +23%
matured Jul 23, 25
Keefe, Bruyette & Woods ↗
Apr 24, 24
■ Market Perform neutral · not a buy · 🎯$39
Price at call : $35.74 — gap to target +9%
Today : $50.19 — gap to target -22%
🎯 on NBTB : no call matured yet · 📊 on Finance : 43.9% · +0.7% (296 calls)
in progress (365j)
matures : Apr 24, 25
matures : Apr 24, 25
Stephens & Co. ↗
Apr 23, 24
▲ Overweight · 🎯$42
Price at call : $35.9 — upside +17%
Today : $50.19 — upside -16%
Expected +17% · Actual +18% · Reason (≥ +15%) : ✓ Yes
🎯 on NBTB : 67% (3 calls matureds) · 📊 on Finance : 48.6% · -0.4% (109 calls)
+18.0%
stock +18% · XLF +17%
matured Apr 23, 25
Janney Montgomery Scott
Mar 21, 24
▲ Buy · 🎯$39
Price at call : $35.9 — upside +9%
Today : $50.19 — upside -22%
Expected +9% · Actual +19% · Reason (≥ +15%) : ✓ Yes
🎯 on NBTB : 100% (1 call matured) · 📊 on Finance : 45.7% · -2.7% (35 calls)
+19.2%
stock +19% · XLF +18%
matured Mar 21, 25
Stephens & Co. ↗
Feb 14, 24
▲ Overweight · 🎯$42
Price at call : $34.66 — upside +21%
Today : $50.19 — upside -16%
Expected +21% · Actual +39% · Reason (≥ +15%) : ✓ Yes
🎯 on NBTB : 67% (3 calls matureds) · 📊 on Finance : 48.6% · -0.4% (109 calls)
+38.6%
stock +39% · XLF +32%
matured Feb 13, 25
Keefe, Bruyette & Woods ↗
Jan 25, 24
■ Market Perform neutral · not a buy · 🎯$41
Price at call : $36.98 — gap to target +11%
Today : $50.19 — gap to target -18%
🎯 on NBTB : no call matured yet · 📊 on Finance : 43.9% · +0.7% (296 calls)
in progress (365j)
matures : Jan 24, 25
matures : Jan 24, 25
Piper Sandler ↗
Jan 25, 24
▲ Overweight · 🎯$41
Price at call : $36.98 — upside +11%
Today : $50.19 — upside -18%
Expected +11% · Actual +30% · Reason (≥ +15%) : ✓ Yes
🎯 on NBTB : 100% (4 calls matureds) · 📊 on Finance : 51.7% · +3.7% (327 calls)
+29.8%
stock +30% · XLF +32%
matured Jan 24, 25
Raymond James ↗
Jan 5, 24
▲ Outperform · 🎯$45
Price at call : $40.9 — upside +10%
Today : $50.19 — upside -10%
Expected +10% · Actual +16% · Reason (≥ +15%) : ✓ Yes
🎯 on NBTB : 80% (5 calls matureds) · 📊 on Finance : 40.2% · -2.5% (356 calls)
+16.1%
stock +16% · XLF +28%
matured Jan 4, 25
Piper Sandler ↗
Aug 15, 23
▲ Overweight · 🎯$42
Price at call : $35.55 — upside +18%
Today : $50.19 — upside -16%
Expected +18% · Actual +28% · Reason (≥ +15%) : ✓ Yes
🎯 on NBTB : 100% (4 calls matureds) · 📊 on Finance : 51.7% · +3.7% (327 calls)
+27.7%
stock +28% · XLF +27%
matured Aug 14, 24
Raymond James ↗
Aug 2, 23
▲ Outperform · 🎯$40
Price at call : $37.14 — upside +8%
Today : $50.19 — upside -20%
Expected +8% · Actual +26% · Reason (≥ +15%) : ✓ Yes
🎯 on NBTB : 80% (5 calls matureds) · 📊 on Finance : 40.2% · -2.5% (356 calls)
+26.2%
stock +26% · XLF +23%
matured Aug 1, 24
Stephens & Co. ↗
Aug 1, 23
■ Equal-Weight neutral · not a buy · 🎯$35
Price at call : $37.14 — gap to target -6%
Today : $50.19 — gap to target -30%
🎯 on NBTB : 67% (3 calls matureds) · 📊 on Finance : 48.6% · -0.4% (109 calls)
in progress (365j)
matures : Jul 31, 24
matures : Jul 31, 24
Raymond James ↗
Jun 6, 23
▲ Outperform · 🎯$38
Price at call : $35.74 — upside +6%
Today : $50.19 — upside -24%
Expected +6% · Actual +0% · Reason (≥ +15%) : ✗ No
🎯 on NBTB : 80% (5 calls matureds) · 📊 on Finance : 40.2% · -2.5% (356 calls)
+0.2%
stock +0% · XLF +25%
matured Jun 5, 24
Raymond James ↗
Apr 6, 23
▲ Strong Buy · 🎯$47
Price at call : $33.46 — upside +40%
Today : $50.19 — upside -6%
Expected +40% · Actual +7% · Reason (≥ +15%) : ✗ No
🎯 on NBTB : 80% (5 calls matureds) · 📊 on Finance : 40.2% · -2.5% (356 calls)
+6.8%
stock +7% · XLF +30%
matured Apr 5, 24
Keefe, Bruyette & Woods ↗
Apr 6, 23
■ Market Perform neutral · not a buy · 🎯$37.5
Price at call : $33.46 — gap to target +12%
Today : $50.19 — gap to target -25%
🎯 on NBTB : no call matured yet · 📊 on Finance : 43.9% · +0.7% (296 calls)
in progress (365j)
matures : Apr 5, 24
matures : Apr 5, 24
Raymond James ↗
Dec 21, 22
▲ Strong Buy · 🎯$49
Price at call : $43.42 — upside +13%
Today : $50.19 — upside -2%
Expected +13% · Actual -3% · Reason (≥ +15%) : ✗ No
🎯 on NBTB : 80% (5 calls matureds) · 📊 on Finance : 40.2% · -2.5% (356 calls)
-2.8%
stock -3% · XLF +9%
matured Dec 21, 23
Piper Sandler ↗
Jul 28, 21
▲ Overweight · 🎯$40
Price at call : $34.46 — upside +16%
Today : $50.19 — upside -20%
Expected +16% · Actual +17% · Reason (≥ +15%) : ✓ Yes
🎯 on NBTB : 100% (4 calls matureds) · 📊 on Finance : 51.7% · +3.7% (327 calls)
+16.8%
stock +17% · XLF -9%
matured Jul 28, 22
Piper Sandler ↗
Sep 28, 20
■ Neutral neutral · not a buy · 🎯$30
Price at call : $26.77 — gap to target +12%
Today : $50.19 — gap to target -40%
🎯 on NBTB : 100% (4 calls matureds) · 📊 on Finance : 51.7% · +3.7% (327 calls)
in progress (365j)
matures : Sep 28, 21
matures : Sep 28, 21
Piper Sandler ↗
Jul 29, 20
■ Neutral neutral · not a buy · 🎯$33
Price at call : $30.15 — gap to target +9%
Today : $50.19 — gap to target -34%
🎯 on NBTB : 100% (4 calls matureds) · 📊 on Finance : 51.7% · +3.7% (327 calls)
in progress (365j)
matures : Jul 29, 21
matures : Jul 29, 21
Stephens & Co. ↗
Jun 1, 20
■ Equal-Weight neutral · not a buy · 🎯$35
Price at call : $30.67 — gap to target +14%
Today : $50.19 — gap to target -30%
🎯 on NBTB : 67% (3 calls matureds) · 📊 on Finance : 48.6% · -0.4% (109 calls)
in progress (365j)
matures : Jun 1, 21
matures : Jun 1, 21
Piper Sandler ↗
Jun 8, 17
■ Neutral neutral · not a buy
🎯 on NBTB : 100% (4 calls matureds) · 📊 on Finance : 51.7% · +3.7% (327 calls)
in progress (365j)
matures : Jun 8, 18
matures : Jun 8, 18
Boenning & Scattergood
Nov 17, 16
▼ Underperform
Actual -4% · Reason (≤ −15%) : ✗ No
🎯 on NBTB : 100% (1 call matured) · 📊 unranked overall
+4.3%
stock -4% · XLF +18%
matured Nov 17, 17
Piper Sandler ↗
Nov 16, 16
▼ Underweight
Actual -5% · Reason (≤ −15%) : ✗ No
🎯 on NBTB : 100% (4 calls matureds) · 📊 on Finance : 51.7% · +3.7% (327 calls)
+4.8%
stock -5% · XLF +20%
matured Nov 16, 17
Keefe, Bruyette & Woods ↗
Jul 29, 16
■ Market Perform neutral · not a buy · 🎯$28
Price at call : $29.75 — gap to target -6%
Today : $50.19 — gap to target -44%
🎯 on NBTB : no call matured yet · 📊 on Finance : 43.9% · +0.7% (296 calls)
in progress (365j)
matures : Jul 29, 17
matures : Jul 29, 17
Piper Sandler ↗
Jan 7, 16
■ Neutral neutral · not a buy · 🎯$30
Price at call : $26.24 — gap to target +14%
Today : $50.19 — gap to target -40%
🎯 on NBTB : 100% (4 calls matureds) · 📊 on Finance : 51.7% · +3.7% (327 calls)
in progress (365j)
matures : Jan 6, 17
matures : Jan 6, 17
Keefe, Bruyette & Woods ↗
Nov 4, 15
■ Market Perform neutral · not a buy · 🎯$27
Price at call : $29.12 — gap to target -7%
Today : $50.19 — gap to target -46%
🎯 on NBTB : no call matured yet · 📊 on Finance : 43.9% · +0.7% (296 calls)
in progress (365j)
matures : Nov 3, 16
matures : Nov 3, 16
Keefe, Bruyette & Woods ↗
Jul 31, 15
■ Market Perform neutral · not a buy · 🎯$26
Price at call : $27.11 — gap to target -4%
Today : $50.19 — gap to target -48%
🎯 on NBTB : no call matured yet · 📊 on Finance : 43.9% · +0.7% (296 calls)
in progress (365j)
matures : Jul 30, 16
matures : Jul 30, 16
Keefe, Bruyette & Woods ↗
Apr 29, 15
■ Market Perform neutral · not a buy · 🎯$25.5
Price at call : $24.68 — gap to target +3%
Today : $50.19 — gap to target -49%
🎯 on NBTB : no call matured yet · 📊 on Finance : 43.9% · +0.7% (296 calls)
in progress (365j)
matures : Apr 28, 16
matures : Apr 28, 16
Keefe, Bruyette & Woods ↗
Oct 30, 14
■ Market Perform neutral · not a buy · 🎯$26
Price at call : $25.23 — gap to target +3%
Today : $50.19 — gap to target -48%
🎯 on NBTB : no call matured yet · 📊 on Finance : 43.9% · +0.7% (296 calls)
in progress (365j)
matures : Oct 30, 15
matures : Oct 30, 15
Sterne Agee
Sep 5, 14
■ Neutral neutral · not a buy
🎯 on NBTB : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Sep 5, 15
matures : Sep 5, 15
Guggenheim ↗
Apr 24, 12
■ Neutral neutral · not a buy · 🎯$22
Price at call : $20.77 — gap to target +6%
Today : $50.19 — gap to target -56%
🎯 on NBTB : no call matured yet · 📊 on Finance : 54.5% · +7.7% (22 calls)
in progress (365j)
matures : Apr 24, 13
matures : Apr 24, 13
Frequently asked questions
Should I buy NBT Bancorp, Inc. stock?
This isn't buy advice. For NBT Bancorp, Inc., the analyst consensus is "Buy", with an average price target of $55.50 (+11% vs the current price). What matters is their past reliability on this stock: the most reliable one is right 100% of the time (4 calls tracked on NBT Bancorp, Inc.). We show the numbers — you decide.
Is it too late to buy NBT Bancorp, Inc.? How high can it go?
The most bullish analyst target on NBT Bancorp, Inc. is $59.00 (+18% above today's price); the average is $55.50. That's the upside they see. Check how reliable those analysts have actually been on NBT Bancorp, Inc. on our site before trusting it.
Is NBT Bancorp, Inc. still a good buy?
The most useful "opinion" isn't an opinion — it's a track record: 4 analysts have a real record on NBT Bancorp, Inc., the best hitting 100% over 4 calls. Current consensus: "Buy". Make your call on data, not noise.
What has NBT Bancorp, Inc.'s past performance been?
Historical returns and a "how much if I had invested" calculator: NBTB performance & returns.
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