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OFG Bancorp (OFG) stock: analyst price target and their real reliability

Live quote · data updated Aug 28, 2026
OFG Bancorp · Financials · ref. ETF XLF · 51 calls · price $52.09
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What the company does: OFG Bancorp, a financial holding company, provides a range of banking and financial services in the United States.

📈 OFG Bancorp (OFG) stock price

$52.09+16.4% over range
Aug 28, 25low $37.15 · high $53.95Aug 27, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
SellBuy
Hold
20% recommend buying · 5 analysts
📊 JPI status : OFG Bancorp has never appeared in a JPI ranking (Fair or Risk +) — our methods haven't picked it to date. See the selected stocks →

🎯 OFG price target & analyst consensusprice $52.09

The price target · all analysts combined (4 targets)
Highest target · 1 firm of 4$58+11.3%
Median target · of 4 targets$56+7.5%
Lowest target · 1 firm of 4$48-7.9%
Current price$52.09
Where these 4 targets sit · versus the current price · 1 target per firm, last 6 months
Above the price 375% $55 ↔ $58
Below 125% $48
⭐ What the most reliable analysts say · those who beat their sector, targets replayed on real prices

⭐ The most reliable of them, either direction: Truist Securities71% of its targets hit on this sector (58 calls tested). It aims for $58 (+11 %), call made on July 23, 2026, maturing on July 23, 2027 (36 d ago).

The 2 reliable analysts $57.50+10 %
The 2 other firms $51.50-1.1 %
How to read it: the 2 reliable firms are not filtered by optimism — 2 aim above the price, 0 below, hence their $57.50 median. “The 2 others” are the firms that don't pass our reliability filter on this sector.
The consensus · 5 ratings (last 6 months)
Strong Buy00%
Buy120%
Hold480%
Sell00%
Strong Sell00%
Go deeper on the analysts
All analysts (the consensus)  ·  vs  ·  the best (those who've been right)
💬 A question about OFG Bancorp? The JPI assistant answers using our backtest data.

🔎 Detailed analyses

✅ Historical analyst reliability on OFG

Hit rate measured on targets already matured (12 months), replayed against real prices. Click a header to sort.

Firm % right i Gain vs sector i Calls i
Merion Capital 100% +93.1% 3
Piper Sandler  75% +44.4% 4
Wells Fargo  50% +7.2% 10
Keefe, Bruyette & Woods  50% +6.7% 6
Jefferies  33% -14.7% 3

📊 What $1,000 invested in OFG Bancorp would be worth › open the full page

In short — $1,000 invested in OFG Bancorp 10 years ago would be worth $8,565 today, i.e. +24%/yr on average. Best year: 2016 (+122%), worst: 2019 (-19%). Price performance, excluding dividends.

If I'd invested $1,000 in OFG Bancorp

InvestmentWorth todayGain
1 years ago$1,173+17%
3 years ago$1,639+64%
5 years ago$2,582+158%
→ See OFG Bancorp's full return history + gain calculator

Return by year (OFG Bancorp)

YearReturn$1,000 invested at year start
2026 (YTD)+24%$1,244 (+24%)
2025-6%$1,173 (+17%)
2024+17%$1,376 (+38%)
→ See OFG Bancorp's full return history + gain calculator
⚠️ Past performance, not predictive nor advice. Prices in $, excluding dividends. Yahoo Finance data.

📰 Recent news on OFG Bancorp

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📋 All analyst calls on OFG

Wells Fargo 
Aug 10, 26
■ Equal-Weight neutral · not a buy · 🎯$55
Price at call : $52.54 — gap to target +5%
Today : $52.09 — gap to target +6%
🎯 on OFG : 50% (10 calls matureds) · 📊 on Finance : 48.1% · -1.6% (77 calls)
in progress (365j)
matures : Aug 10, 27
■ Market Perform neutral · not a buy · 🎯$57
Price at call : $52.43 — gap to target +9%
Today : $52.09 — gap to target +9%
🎯 on OFG : 50% (6 calls matureds) · 📊 on Finance : 43.3% · +0.7% (291 calls)
in progress (365j)
matures : Jul 22, 27
▲ Buy · 🎯$58
Price at call : $52.43 — upside +11%
Today : $52.09 — upside +11%
🎯 on OFG : no call matured yet · 📊 on Finance : 41.4% · -1.7% (58 calls)
in progress (365j)
matures : Jul 22, 27
Benchmark 
Jul 15, 26
■ Hold neutral · not a buy
🎯 on OFG : no call matured yet · 📊 on Finance : 78.6% · +75.8% (14 calls)
in progress (365j)
matures : Jul 15, 27
▲ Buy · 🎯$55
Price at call : $49.85 — upside +10%
Today : $52.09 — upside +6%
🎯 on OFG : no call matured yet · 📊 on Finance : 41.4% · -1.7% (58 calls)
in progress (365j)
matures : Jul 13, 27
Wells Fargo 
Jul 6, 26
■ Equal-Weight neutral · not a buy · 🎯$49
Price at call : $49.69 — gap to target -1%
Today : $52.09 — gap to target -6%
🎯 on OFG : 50% (10 calls matureds) · 📊 on Finance : 48.1% · -1.6% (77 calls)
in progress (365j)
matures : Jul 6, 27
Wells Fargo 
Apr 22, 26
■ Equal-Weight neutral · not a buy · 🎯$45
Price at call : $46.1 — gap to target -2%
Today : $52.09 — gap to target -14%
🎯 on OFG : 50% (10 calls matureds) · 📊 on Finance : 48.1% · -1.6% (77 calls)
in progress (365j)
matures : Apr 22, 27
Piper Sandler 
Apr 22, 26
■ Neutral neutral · not a buy · 🎯$48
Price at call : $45.78 — gap to target +5%
Today : $52.09 — gap to target -8%
🎯 on OFG : 75% (4 calls matureds) · 📊 on Finance : 51.5% · +3.5% (326 calls)
in progress (365j)
matures : Apr 22, 27
See the other 43 calls, newest to oldest
▲ Buy · 🎯$50
Price at call : $45.78 — upside +9%
Today : $52.09 — upside -4%
🎯 on OFG : no call matured yet · 📊 on Finance : 41.4% · -1.7% (58 calls)
in progress (365j)
matures : Apr 22, 27
▲ Buy · 🎯$44
Price at call : $37.9 — upside +16%
Today : $52.09 — upside -16%
🎯 on OFG : no call matured yet · 📊 on Finance : 41.4% · -1.7% (58 calls)
in progress (365j)
matures : Jan 26, 27
■ Market Perform neutral · not a buy · 🎯$43
Price at call : $37.15 — gap to target +16%
Today : $52.09 — gap to target -17%
🎯 on OFG : 50% (6 calls matureds) · 📊 on Finance : 43.3% · +0.7% (291 calls)
in progress (365j)
matures : Jan 23, 27
Wells Fargo 
Oct 27, 25
■ Equal-Weight neutral · not a buy · 🎯$43
Price at call : $39.06 — gap to target +10%
Today : $52.09 — gap to target -17%
🎯 on OFG : 50% (10 calls matureds) · 📊 on Finance : 48.1% · -1.6% (77 calls)
in progress (365j)
matures : Oct 27, 26
▲ Outperform · 🎯$50
Price at call : $39.63 — upside +26%
Today : $52.09 — upside -4%
🎯 on OFG : 50% (6 calls matureds) · 📊 on Finance : 43.3% · +0.7% (291 calls)
in progress (365j)
matures : Oct 23, 26
▲ Buy · 🎯$48
Price at call : $39.63 — upside +21%
Today : $52.09 — upside -8%
🎯 on OFG : no call matured yet · 📊 on Finance : 41.4% · -1.7% (58 calls)
in progress (365j)
matures : Oct 23, 26
▲ Buy · 🎯$50
Price at call : $43.03 — upside +16%
Today : $52.09 — upside -4%
🎯 on OFG : no call matured yet · 📊 on Finance : 41.4% · -1.7% (58 calls)
in progress (365j)
matures : Oct 9, 26
▲ Outperform · 🎯$50
Price at call : $44.94 — upside +11%
Today : $52.09 — upside -4%
Expected +11% · Actual +11% · Reason (≥ +15%) : ✗ No
🎯 on OFG : 50% (6 calls matureds) · 📊 on Finance : 43.3% · +0.7% (291 calls)
+11.3%
stock +11% · XLF +7%
matured Jul 18, 26
Wells Fargo 
Jul 10, 25
■ Equal-Weight neutral · not a buy · 🎯$48
Price at call : $44.67 — gap to target +7%
Today : $52.09 — gap to target -8%
🎯 on OFG : 50% (10 calls matureds) · 📊 on Finance : 48.1% · -1.6% (77 calls)
in progress (365j)
matures : Jul 10, 26
▲ Outperform · 🎯$48
Price at call : $38.01 — upside +26%
Today : $52.09 — upside -8%
Expected +26% · Actual +21% · Reason (≥ +15%) : ✓ Yes
🎯 on OFG : 50% (6 calls matureds) · 📊 on Finance : 43.3% · +0.7% (291 calls)
+20.6%
stock +21% · XLF +8%
matured Apr 24, 26
Piper Sandler 
Apr 24, 25
▲ Overweight · 🎯$42
Price at call : $38.01 — upside +10%
Today : $52.09 — upside -19%
Expected +10% · Actual +21% · Reason (≥ +15%) : ✓ Yes
🎯 on OFG : 75% (4 calls matureds) · 📊 on Finance : 51.5% · +3.5% (326 calls)
+20.6%
stock +21% · XLF +8%
matured Apr 24, 26
Wells Fargo 
Apr 9, 25
■ Equal-Weight neutral · not a buy · 🎯$42
Price at call : $36.98 — gap to target +14%
Today : $52.09 — gap to target -19%
🎯 on OFG : 50% (10 calls matureds) · 📊 on Finance : 48.1% · -1.6% (77 calls)
in progress (365j)
matures : Apr 9, 26
Wells Fargo 
Jan 23, 25
▲ Overweight · 🎯$48
Price at call : $43.31 — upside +11%
Today : $52.09 — upside -8%
Expected +11% · Actual -14% · Reason (≥ +15%) : ✗ No
🎯 on OFG : 50% (10 calls matureds) · 📊 on Finance : 48.1% · -1.6% (77 calls)
-14.2%
stock -14% · XLF +5%
matured Jan 23, 26
▲ Outperform · 🎯$55
Price at call : $43.31 — upside +27%
Today : $52.09 — upside +6%
Expected +27% · Actual -14% · Reason (≥ +15%) : ✗ No
🎯 on OFG : 50% (6 calls matureds) · 📊 on Finance : 43.3% · +0.7% (291 calls)
-14.2%
stock -14% · XLF +5%
matured Jan 23, 26
Wells Fargo 
Jan 6, 25
▲ Overweight · 🎯$45
Price at call : $41.75 — upside +8%
Today : $52.09 — upside -14%
Expected +8% · Actual -1% · Reason (≥ +15%) : ✗ No
🎯 on OFG : 50% (10 calls matureds) · 📊 on Finance : 48.1% · -1.6% (77 calls)
-1.0%
stock -1% · XLF +15%
matured Jan 6, 26
▲ Outperform · 🎯$53
Price at call : $45 — upside +18%
Today : $52.09 — upside +2%
Expected +18% · Actual -10% · Reason (≥ +15%) : ✗ No
🎯 on OFG : 50% (6 calls matureds) · 📊 on Finance : 43.3% · +0.7% (291 calls)
-10.1%
stock -10% · XLF +6%
matured Dec 4, 25
Wells Fargo 
Dec 3, 24
▲ Overweight · 🎯$49
Price at call : $45.12 — upside +9%
Today : $52.09 — upside -6%
Expected +9% · Actual -10% · Reason (≥ +15%) : ✗ No
🎯 on OFG : 50% (10 calls matureds) · 📊 on Finance : 48.1% · -1.6% (77 calls)
-9.8%
stock -10% · XLF +6%
matured Dec 3, 25
Piper Sandler 
Oct 17, 24
▲ Overweight · 🎯$47
Price at call : $41.57 — upside +13%
Today : $52.09 — upside -10%
Expected +13% · Actual -1% · Reason (≥ +15%) : ✗ No
🎯 on OFG : 75% (4 calls matureds) · 📊 on Finance : 51.5% · +3.5% (326 calls)
-0.7%
stock -1% · XLF +10%
matured Oct 17, 25
Wells Fargo 
Jul 22, 24
▲ Overweight · 🎯$48
Price at call : $46.84 — upside +2%
Today : $52.09 — upside -8%
Expected +2% · Actual -5% · Reason (≥ +15%) : ✗ No
🎯 on OFG : 50% (10 calls matureds) · 📊 on Finance : 48.1% · -1.6% (77 calls)
-5.0%
stock -5% · XLF +23%
matured Jul 22, 25
Wells Fargo 
Apr 10, 24
▲ Overweight · 🎯$40
Price at call : $34.71 — upside +15%
Today : $52.09 — upside -23%
Expected +15% · Actual +0% · Reason (≥ +15%) : ✗ No
🎯 on OFG : 50% (10 calls matureds) · 📊 on Finance : 48.1% · -1.6% (77 calls)
+0.5%
stock +0% · XLF +15%
matured Apr 10, 25
Wells Fargo 
Jan 29, 24
▲ Overweight · 🎯$41
Price at call : $38.51 — upside +6%
Today : $52.09 — upside -21%
Expected +6% · Actual +12% · Reason (≥ +15%) : ✗ No
🎯 on OFG : 50% (10 calls matureds) · 📊 on Finance : 48.1% · -1.6% (77 calls)
+12.4%
stock +12% · XLF +31%
matured Jan 28, 25
Wells Fargo 
Jul 21, 23
▲ Overweight · 🎯$37
Price at call : $33.65 — upside +10%
Today : $52.09 — upside -29%
Expected +10% · Actual +35% · Reason (≥ +15%) : ✓ Yes
🎯 on OFG : 50% (10 calls matureds) · 📊 on Finance : 48.1% · -1.6% (77 calls)
+34.8%
stock +35% · XLF +22%
matured Jul 20, 24
Wells Fargo 
Apr 5, 23
▲ Overweight · 🎯$32
Price at call : $23.57 — upside +36%
Today : $52.09 — upside -39%
Expected +36% · Actual +51% · Reason (≥ +15%) : ✓ Yes
🎯 on OFG : 50% (10 calls matureds) · 📊 on Finance : 48.1% · -1.6% (77 calls)
+51.2%
stock +51% · XLF +29%
matured Apr 4, 24
Wells Fargo 
Jan 4, 22
▲ Overweight · 🎯$33
Price at call : $27.91 — upside +18%
Today : $52.09 — upside -37%
Expected +18% · Actual -1% · Reason (≥ +15%) : ✗ No
🎯 on OFG : 50% (10 calls matureds) · 📊 on Finance : 48.1% · -1.6% (77 calls)
-0.7%
stock -1% · XLF -14%
matured Jan 4, 23
Wells Fargo 
Nov 9, 21
▲ Overweight · 🎯$31
Price at call : $27.01 — upside +15%
Today : $52.09 — upside -40%
Expected +15% · Actual +4% · Reason (≥ +15%) : ✗ No
🎯 on OFG : 50% (10 calls matureds) · 📊 on Finance : 48.1% · -1.6% (77 calls)
+3.8%
stock +4% · XLF -15%
matured Nov 9, 22
■ Neutral neutral · not a buy
🎯 on OFG : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Mar 5, 20
Piper Sandler 
Jul 16, 18
▲ Overweight
Actual +54% · Reason (≥ +15%) : ✓ Yes
🎯 on OFG : 75% (4 calls matureds) · 📊 on Finance : 51.5% · +3.5% (326 calls)
+54.4%
stock +54% · XLF +2%
matured Jul 16, 19
▲ Outperform
Actual +72% · Reason (≥ +15%) : ✓ Yes
🎯 on OFG : 50% (6 calls matureds) · 📊 on Finance : 43.3% · +0.7% (291 calls)
+71.7%
stock +72% · XLF +1%
matured Nov 28, 18
Piper Sandler 
Oct 30, 17
▲ Buy
Actual +103% · Reason (≥ +15%) : ✓ Yes
🎯 on OFG : 75% (4 calls matureds) · 📊 on Finance : 51.5% · +3.5% (326 calls)
+103.4%
stock +103% · XLF -3%
matured Oct 30, 18
■ Market Perform neutral · not a buy · 🎯$11
Price at call : $10.54 — gap to target +4%
Today : $52.09 — gap to target -79%
🎯 on OFG : 50% (6 calls matureds) · 📊 on Finance : 43.3% · +0.7% (291 calls)
in progress (365j)
matures : Jul 25, 17
Merion Capital
Apr 25, 16
▲ Outperform · 🎯$9.75
Price at call : $8.67 — upside +12%
Today : $52.09 — upside -81%
Expected +12% · Actual +36% · Reason (≥ +15%) : ✓ Yes
🎯 on OFG : 100% (3 calls matureds) · 📊 unranked overall
+35.5%
stock +36% · XLF +25%
matured Apr 25, 17
Piper Sandler 
Apr 8, 16
■ Neutral neutral · not a buy · 🎯$7.5
Price at call : $6.32 — gap to target +19%
Today : $52.09 — gap to target -86%
🎯 on OFG : 75% (4 calls matureds) · 📊 on Finance : 51.5% · +3.5% (326 calls)
in progress (365j)
matures : Apr 8, 17
Merion Capital
Feb 16, 16
▲ Outperform
Actual +132% · Reason (≥ +15%) : ✓ Yes
🎯 on OFG : 100% (3 calls matureds) · 📊 unranked overall
+132.3%
stock +132% · XLF +45%
matured Feb 15, 17
Merion Capital
Jan 12, 16
▲ Outperform · 🎯$12
Price at call : $6.29 — upside +91%
Today : $52.09 — upside -77%
Expected +91% · Actual +111% · Reason (≥ +15%) : ✓ Yes
🎯 on OFG : 100% (3 calls matureds) · 📊 unranked overall
+111.5%
stock +111% · XLF +30%
matured Jan 11, 17
■ Market Perform neutral · not a buy · 🎯$12
Price at call : $9.06 — gap to target +32%
Today : $52.09 — gap to target -77%
🎯 on OFG : 50% (6 calls matureds) · 📊 on Finance : 43.3% · +0.7% (291 calls)
in progress (365j)
matures : Oct 13, 16
■ Market Perform neutral · not a buy · 🎯$15
Price at call : $8.71 — gap to target +72%
Today : $52.09 — gap to target -71%
🎯 on OFG : 50% (6 calls matureds) · 📊 on Finance : 43.3% · +0.7% (291 calls)
in progress (365j)
matures : Jul 26, 16
Guggenheim 
Jul 27, 15
▲ Buy
Actual +18% · Reason (≥ +15%) : ✓ Yes
🎯 on OFG : 100% (1 call matured) · 📊 on Finance : 54.5% · +7.7% (22 calls)
+17.8%
stock +18% · XLF -5%
matured Jul 26, 16
■ Market Perform neutral · not a buy · 🎯$16
Price at call : $14.43 — gap to target +11%
Today : $52.09 — gap to target -69%
🎯 on OFG : 50% (6 calls matureds) · 📊 on Finance : 43.3% · +0.7% (291 calls)
in progress (365j)
matures : Apr 28, 16
■ Market Perform neutral · not a buy · 🎯$18
Price at call : $16.07 — gap to target +12%
Today : $52.09 — gap to target -65%
🎯 on OFG : 50% (6 calls matureds) · 📊 on Finance : 43.3% · +0.7% (291 calls)
in progress (365j)
matures : Apr 19, 16
Guggenheim 
Mar 31, 15
■ Neutral neutral · not a buy
🎯 on OFG : 100% (1 call matured) · 📊 on Finance : 54.5% · +7.7% (22 calls)
in progress (365j)
matures : Mar 30, 16
■ Market Perform neutral · not a buy · 🎯$19
Price at call : $17.45 — gap to target +9%
Today : $52.09 — gap to target -64%
🎯 on OFG : 50% (6 calls matureds) · 📊 on Finance : 43.3% · +0.7% (291 calls)
in progress (365j)
matures : Feb 6, 16
Jefferies 
Oct 30, 14
▲ Buy · 🎯$19
Price at call : $15.17 — upside +25%
Today : $52.09 — upside -64%
Expected +25% · Actual -39% · Reason (≥ +15%) : ✗ No
🎯 on OFG : 0% (1 call matured) · 📊 on Finance : 37% · -2.2% (54 calls)
-39.3%
stock -39% · XLF +2%
matured Oct 30, 15
▲ Outperform · 🎯$19
Price at call : $14.58 — upside +30%
Today : $52.09 — upside -64%
Expected +30% · Actual -39% · Reason (≥ +15%) : ✗ No
🎯 on OFG : 50% (6 calls matureds) · 📊 on Finance : 43.3% · +0.7% (291 calls)
-39.2%
stock -39% · XLF +3%
matured Oct 27, 15

Frequently asked questions

Should I buy OFG Bancorp stock?

This isn't buy advice. For OFG Bancorp, the analyst consensus is "Hold", with an average price target of $56.00 (+8% vs the current price). What matters is their past reliability on this stock: the most reliable one is right 100% of the time (3 calls tracked on OFG Bancorp). We show the numbers — you decide.

Is it too late to buy OFG Bancorp? How high can it go?

The most bullish analyst target on OFG Bancorp is $58.00 (+11% above today's price); the average is $56.00. That's the upside they see. Check how reliable those analysts have actually been on OFG Bancorp on our site before trusting it.

Is OFG Bancorp still a good buy?

The most useful "opinion" isn't an opinion — it's a track record: 5 analysts have a real record on OFG Bancorp, the best hitting 100% over 3 calls. Current consensus: "Hold". Make your call on data, not noise.

Should you invest in OFG Bancorp? The case for and against

The arguments for and against, one by one, from the numbers: why invest in OFG (and why hesitate).

What has OFG Bancorp's past performance been?

Historical returns and a "how much if I had invested" calculator: OFG performance & returns.

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JPI AI Analyst AI assistant · JPI Invest
Answers based on the tool’s data · not financial advice · full version (free)