Bank OZK (OZK) fundamentals: P/E, valuation, undervalued?
Bank OZK · Financials · ref. ETF XLF · price $49.44
In short — Bank OZK trades at 8.2× earnings (P/E), 8.1× forward, with a net margin of 44.5 % and revenue growth of -2 %. Read: Low P/E (P/E 8 (below the ~20 market average)).
Is Bank OZK stock cheap or undervalued? A good time to buy? Here are its fundamentals — P/E, PEG, margin and income statement — to judge its valuation.
📈 1-year price
$49.44-6.1% over range
Aug 28, 25low $42.64 · high $53.13Aug 27, 26
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Hold
0% recommend buying · 4 analysts
Valuation : Low P/E — P/E 8 (below the ~20 market average)
Valuation
8.2
P/E (price/earnings)
8.1
Forward P/E
—
PEG
0.9
Price/book (P/B)
$5.4B
Market cap
6.06
EPS
Profitability & growth
44.5 %
Net margin
-2 %
Revenue growth
-6 %
Earnings growth
$668M
Total debt
Bank OZK income statement
| Fiscal year | Revenue | Net income | Margin |
|---|---|---|---|
| 2022 | $1.3B | $548M | 43.6 % |
| 2023 | $1.6B | $675M | 43.2 % |
| 2024 | $1.7B | $700M | 42.2 % |
| 2025 | $1.7B | $699M | 40.5 % |
⚠️ Indicative financial data (Yahoo Finance), not investment advice. Amounts in $.
Frequently asked questions
What is Bank OZK's P/E and is the stock undervalued? What's a good P/E?
Bank OZK's P/E is 8.2 (forward 8.1). Below ~15 = fairly cheap, above ~30 = expensive. Our valuation verdict: "Low P/E".
Is Bank OZK profitable?
Bank OZK has a net margin of 44.5 % (EPS 6.06). The company is profitable.
Is OZK stock expensive?
Our read: "Low P/E" — P/E 8 (below the ~20 market average). Cross-check with growth and sector.
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