Bank OZK (OZK) stock: analyst price target and their real reliability
Live quote · data updated Oct 14, 2026
Bank OZK · Financials · ref. ETF XLF · 50 calls · price $45.08
What the company does: Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services.
📈 Bank OZK (OZK) stock price
$45.08-12.1% over range
Oct 14, 25low $42.64 · high $53.09Oct 13, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
SellBuy
Hold
0% recommend buying · 4 analysts
📊 JPI status : Bank OZK has never appeared in a JPI ranking (Fair or Risk +) — our methods haven't picked it to date. See the selected stocks →
🎯 OZK price target & analyst consensus — price $45.08
The price target · all analysts combined (4 targets)
Highest target · 1 firm of 4$57+26.4%
Median target · of 4 targets$51+13.1%
Lowest target · 1 firm of 4$50+10.9%
Current price$45.08
Where these 4 targets sit · versus the current price · 1 target per firm, last 6 months
Above the price
4100%
$50 ↔ $57
⭐ What the most reliable analysts say
· those who beat their sector, targets replayed on real prices
⭐ The most reliable of them, either direction: TD Cowen — 60% of its targets hit on this sector (30 calls tested). It aims for $50 (+11 %), call made on October 6, 2026, maturing on October 6, 2027 (8 d ago).
The 3 reliable analysts
$51+13 %
The 1 other firm
$57+26 %
How to read it: the 3 reliable firms are not filtered by optimism — 3 aim above the price, 0 below, hence their $51 median. “The 1 others” are the firms that don't pass our reliability filter on this sector.
The consensus · 4 ratings (last 6 months)
Strong Buy00%
Buy00%
Hold375%
Sell125%
Strong Sell00%
Go deeper on the analysts
🎯 OZK price target all
All 50 calls, one by one, with our verdict on each firm.
→ See all 50 targets, analyst by analyst💡 The best analysts on OZK most reliable
Their real reliability on OZK, firm by firm: who was right, who was wrong.
→ See their reliability on OZKAll analysts (the consensus) · vs · the best (those who've been right)
💬 A question about Bank OZK? The JPI assistant answers using our backtest data.
💰 Bank OZK dividend: yield, history & growth › open the full page
3.44%annual yield
🏆 Aristocrat — 27 yrs of consecutive dividend increases
That's ~$1.82 per share per year.
📈 Bank OZK fundamentals: valuation, margins & growth › open the full page
P/E 7.4Net margin 44.5 %Revenue growth -2.1 %Low P/E
Revenue, net income and margin per year
Revenue Net income · hover a bar for details
2022
marg. 44 %
2023
Rev +24%Profit +23%
2024
Rev +6%Profit +4%
2025
Rev +4%Profit −0%
🔎 Detailed analyses
🏛️ Which US Congress members hold Bank OZK (OZK)?
1 Congress member has disclosed OZK buys. Click a highlighted name to see their track record (do they beat the S&P 500?).
Greg Gianforte 1× · 44%
✅ Historical analyst reliability on OZK
Hit rate measured on targets already matured (12 months), replayed against real prices. Click a header to sort.
| Firm ↕ | % right i ↕ | Gain vs sector i ↕ | Calls i ↕ |
|---|---|---|---|
| Citigroup ↗ | 80% | +29.8% | 5 |
| Piper Sandler ↗ | 75% | +19.1% | 4 |
| Barclays ↗ | 50% | +6.6% | 2 |
| Wells Fargo ↗ | 40% | -6.6% | 5 |
| Raymond James ↗ | 25% | +3.7% | 8 |
📊 What $1,000 invested in Bank OZK would be worth › open the full page
In short — $1,000 invested in Bank OZK 10 years ago would be worth $1,053 today, i.e. +1%/yr on average. Best year: 2021 (+49%), worst: 2018 (-53%). Price performance, excluding dividends.
If I'd invested $1,000 in Bank OZK
| Investment | Worth today | Gain |
|---|---|---|
| 1 years ago | $1,170 | +17% |
| 3 years ago | $1,300 | +30% |
| 5 years ago | $1,666 | +67% |
Return by year (Bank OZK)
| Year | Return | $1,000 invested at year start |
|---|---|---|
| 2026 (YTD) | +13% | $1,132 (+13%) |
| 2025 | +3% | $1,170 (+17%) |
| 2024 | -11% | $1,045 (+5%) |
⚠️ Past performance, not predictive nor advice. Prices in $, excluding dividends. Yahoo Finance data.
📰 Recent news on Bank OZK
Loading news…
📋 All analyst calls on OZK
Filtered on — · ✕ show all
■ Hold neutral · not a buy · 🎯$50
Price at call : $44.58 — gap to target +12%
Today : $45.08 — gap to target +11%
🎯 on OZK : 0% (1 call matured) · 📊 on Finance : 43.3% · +0.1% (30 calls)
in progress (365j)
matures : Oct 5, 27
matures : Oct 5, 27
Wells Fargo ↗
Sep 30, 26
■ Equal-Weight neutral · not a buy · 🎯$51
Price at call : $46.34 — gap to target +10%
Today : $45.08 — gap to target +13%
🎯 on OZK : 50% (2 calls matureds) · 📊 on Finance : 48.7% · -1.4% (298 calls)
in progress (365j)
matures : Sep 30, 27
matures : Sep 30, 27
Morgan Stanley ↗
Sep 28, 26
▼ Underweight · 🎯$57
Price at call : $46.61 — upside +22%
Today : $45.08 — upside +26%
🎯 on OZK : no call matured yet · 📊 on Finance : 49.5% · +1.0% (402 calls)
in progress (365j)
matures : Sep 28, 27
matures : Sep 28, 27
Morgan Stanley ↗
Sep 8, 26
▼ Underweight · 🎯$56
Price at call : $48.69 — upside +15%
Today : $45.08 — upside +24%
🎯 on OZK : no call matured yet · 📊 on Finance : 49.5% · +1.0% (402 calls)
in progress (365j)
matures : Sep 8, 27
matures : Sep 8, 27
Wells Fargo ↗
Aug 10, 26
■ Equal-Weight neutral · not a buy · 🎯$56
Price at call : $51.87 — gap to target +8%
Today : $45.08 — gap to target +24%
🎯 on OZK : 50% (2 calls matureds) · 📊 on Finance : 48.7% · -1.4% (298 calls)
in progress (365j)
matures : Aug 10, 27
matures : Aug 10, 27
■ Neutral neutral · not a buy · 🎯$51
Price at call : $51.55 — gap to target -1%
Today : $45.08 — gap to target +13%
🎯 on OZK : no call matured yet · 📊 on Finance : 50.4% · -0.4% (119 calls)
in progress (365j)
matures : Jul 28, 27
matures : Jul 28, 27
■ Hold neutral · not a buy · 🎯$52
Price at call : $50.38 — gap to target +3%
Today : $45.08 — gap to target +15%
🎯 on OZK : 0% (1 call matured) · 📊 on Finance : 43.3% · +0.1% (30 calls)
in progress (365j)
matures : Jul 24, 27
matures : Jul 24, 27
■ Hold neutral · not a buy · 🎯$53
Price at call : $49.97 — gap to target +6%
Today : $45.08 — gap to target +18%
🎯 on OZK : 0% (1 call matured) · 📊 on Finance : 43.3% · +0.1% (30 calls)
in progress (365j)
matures : Jul 6, 27
matures : Jul 6, 27
See the other 42 calls, newest to oldest
Wells Fargo ↗
Jul 6, 26
■ Equal-Weight neutral · not a buy · 🎯$52
Price at call : $49.65 — gap to target +5%
Today : $45.08 — gap to target +15%
🎯 on OZK : 50% (2 calls matureds) · 📊 on Finance : 48.7% · -1.4% (298 calls)
in progress (365j)
matures : Jul 6, 27
matures : Jul 6, 27
Morgan Stanley ↗
Jun 29, 26
■ Equal-Weight neutral · not a buy · 🎯$56
Price at call : $52.09 — gap to target +8%
Today : $45.08 — gap to target +24%
🎯 on OZK : no call matured yet · 📊 on Finance : 49.5% · +1.0% (402 calls)
in progress (365j)
matures : Jun 29, 27
matures : Jun 29, 27
Wells Fargo ↗
Mar 30, 26
■ Equal-Weight neutral · not a buy · 🎯$50
Price at call : $45.89 — gap to target +9%
Today : $45.08 — gap to target +11%
🎯 on OZK : 50% (2 calls matureds) · 📊 on Finance : 48.7% · -1.4% (298 calls)
in progress (365j)
matures : Mar 30, 27
matures : Mar 30, 27
Morgan Stanley ↗
Mar 2, 26
■ Equal-Weight neutral · not a buy · 🎯$61
Price at call : $47.14 — gap to target +29%
Today : $45.08 — gap to target +35%
🎯 on OZK : no call matured yet · 📊 on Finance : 49.5% · +1.0% (402 calls)
in progress (365j)
matures : Mar 2, 27
matures : Mar 2, 27
▲ Buy · 🎯$54
Price at call : $45.94 — upside +18%
Today : $45.08 — upside +20%
🎯 on OZK : 0% (1 call matured) · 📊 on Finance : 43.3% · +0.1% (30 calls)
in progress (365j)
matures : Jan 22, 27
matures : Jan 22, 27
Morgan Stanley ↗
Jan 22, 26
■ Equal-Weight neutral · not a buy · 🎯$57
Price at call : $45.94 — gap to target +24%
Today : $45.08 — gap to target +26%
🎯 on OZK : no call matured yet · 📊 on Finance : 49.5% · +1.0% (402 calls)
in progress (365j)
matures : Jan 22, 27
matures : Jan 22, 27
Stephens & Co. ↗
Jan 22, 26
▲ Overweight · 🎯$62
Price at call : $45.94 — upside +35%
Today : $45.08 — upside +38%
🎯 on OZK : 0% (1 call matured) · 📊 on Finance : 35.1% · -2.8% (131 calls)
in progress (365j)
matures : Jan 22, 27
matures : Jan 22, 27
Piper Sandler ↗
Jan 22, 26
▲ Overweight · 🎯$62
Price at call : $45.94 — upside +35%
Today : $45.08 — upside +38%
🎯 on OZK : 100% (1 call matured) · 📊 on Finance : 42.3% · +0.6% (239 calls)
in progress (365j)
matures : Jan 22, 27
matures : Jan 22, 27
▲ Buy · 🎯$56
Price at call : $48.07 — upside +16%
Today : $45.08 — upside +24%
🎯 on OZK : 0% (1 call matured) · 📊 on Finance : 43.3% · +0.1% (30 calls)
in progress (365j)
matures : Jan 7, 27
matures : Jan 7, 27
Morgan Stanley ↗
Jan 7, 26
■ Equal-Weight neutral · not a buy · 🎯$59
Price at call : $48.07 — gap to target +23%
Today : $45.08 — gap to target +31%
🎯 on OZK : no call matured yet · 📊 on Finance : 49.5% · +1.0% (402 calls)
in progress (365j)
matures : Jan 7, 27
matures : Jan 7, 27
■ Neutral neutral · not a buy · 🎯$50
Price at call : $45.08 — gap to target +11%
Today : $45.08 — gap to target +11%
🎯 on OZK : no call matured yet · 📊 on Finance : 50.4% · -0.4% (119 calls)
in progress (365j)
matures : Oct 28, 26
matures : Oct 28, 26
Keefe, Bruyette & Woods ↗
Oct 20, 25
■ Market Perform neutral · not a buy · 🎯$50
Price at call : $46.2 — gap to target +8%
Today : $45.08 — gap to target +11%
🎯 on OZK : no call matured yet · 📊 on Finance : 46.1% · -1.1% (284 calls)
in progress (365j)
matures : Oct 20, 26
matures : Oct 20, 26
Raymond James ↗
Oct 17, 25
■ Market Perform neutral · not a buy
🎯 on OZK : 0% (1 call matured) · 📊 on Finance : 42.7% · -2.9% (356 calls)
in progress (365j)
matures : Oct 17, 26
matures : Oct 17, 26
Morgan Stanley ↗
Sep 29, 25
■ Equal-Weight neutral · not a buy · 🎯$63
Price at call : $50.98 — gap to target +24%
Today : $45.08 — gap to target +40%
🎯 on OZK : no call matured yet · 📊 on Finance : 49.5% · +1.0% (402 calls)
in progress (365j)
matures : Sep 29, 26
matures : Sep 29, 26
Wells Fargo ↗
Sep 29, 25
■ Equal-Weight neutral · not a buy · 🎯$50
Price at call : $51.21 — gap to target -2%
Today : $45.08 — gap to target +11%
🎯 on OZK : 50% (2 calls matureds) · 📊 on Finance : 48.7% · -1.4% (298 calls)
in progress (365j)
matures : Sep 29, 26
matures : Sep 29, 26
▲ Buy · 🎯$67
Price at call : $52.01 — upside +29%
Today : $45.08 — upside +49%
Expected +29% · Actual -10% · Reason (≥ +15%) : ✗ No
🎯 on OZK : 0% (1 call matured) · 📊 on Finance : 43.3% · +0.1% (30 calls)
-10.4%
stock -10% · XLF +1%
matured Sep 25, 26
Stephens & Co. ↗
Aug 20, 25
▲ Overweight · 🎯$65
Price at call : $50.06 — upside +30%
Today : $45.08 — upside +44%
Expected +30% · Actual -2% · Reason (≥ +15%) : ✗ No
🎯 on OZK : 0% (1 call matured) · 📊 on Finance : 35.1% · -2.8% (131 calls)
-1.6%
stock -2% · XLF +8%
matured Aug 20, 26
Wells Fargo ↗
Jul 21, 25
■ Equal-Weight neutral · not a buy · 🎯$49
Price at call : $52.68 — gap to target -7%
Today : $45.08 — gap to target +9%
🎯 on OZK : 50% (2 calls matureds) · 📊 on Finance : 48.7% · -1.4% (298 calls)
in progress (365j)
matures : Jul 21, 26
matures : Jul 21, 26
Wells Fargo ↗
Jul 10, 25
■ Equal-Weight neutral · not a buy · 🎯$48
Price at call : $51.65 — gap to target -7%
Today : $45.08 — gap to target +6%
🎯 on OZK : 50% (2 calls matureds) · 📊 on Finance : 48.7% · -1.4% (298 calls)
in progress (365j)
matures : Jul 10, 26
matures : Jul 10, 26
Raymond James ↗
Jul 8, 25
▲ Outperform · 🎯$58
Price at call : $51.69 — upside +12%
Today : $45.08 — upside +29%
Expected +12% · Actual -3% · Reason (≥ +15%) : ✗ No
🎯 on OZK : 0% (1 call matured) · 📊 on Finance : 42.7% · -2.9% (356 calls)
-2.9%
stock -3% · XLF +6%
matured Jul 8, 26
Keefe, Bruyette & Woods ↗
Apr 22, 25
■ Market Perform neutral · not a buy · 🎯$48
Price at call : $41.38 — gap to target +16%
Today : $45.08 — gap to target +6%
🎯 on OZK : no call matured yet · 📊 on Finance : 46.1% · -1.1% (284 calls)
in progress (365j)
matures : Apr 22, 26
matures : Apr 22, 26
Stephens & Co. ↗
Apr 21, 25
■ Equal-Weight neutral · not a buy · 🎯$54
Price at call : $41.38 — gap to target +30%
Today : $45.08 — gap to target +20%
🎯 on OZK : 0% (1 call matured) · 📊 on Finance : 35.1% · -2.8% (131 calls)
in progress (365j)
matures : Apr 21, 26
matures : Apr 21, 26
Wells Fargo ↗
Apr 9, 25
■ Equal-Weight neutral · not a buy · 🎯$40
Price at call : $37.63 — gap to target +6%
Today : $45.08 — gap to target -11%
🎯 on OZK : 50% (2 calls matureds) · 📊 on Finance : 48.7% · -1.4% (298 calls)
in progress (365j)
matures : Apr 9, 26
matures : Apr 9, 26
Morgan Stanley ↗
Mar 13, 25
■ Equal-Weight neutral · not a buy · 🎯$54
Price at call : $44.19 — gap to target +22%
Today : $45.08 — gap to target +20%
🎯 on OZK : no call matured yet · 📊 on Finance : 49.5% · +1.0% (402 calls)
in progress (365j)
matures : Mar 13, 26
matures : Mar 13, 26
Stephens & Co. ↗
Jan 21, 25
■ Equal-Weight neutral · not a buy · 🎯$57
Price at call : $50.54 — gap to target +13%
Today : $45.08 — gap to target +26%
🎯 on OZK : 0% (1 call matured) · 📊 on Finance : 35.1% · -2.8% (131 calls)
in progress (365j)
matures : Jan 21, 26
matures : Jan 21, 26
Wells Fargo ↗
Jan 21, 25
■ Equal-Weight neutral · not a buy · 🎯$48
Price at call : $50.54 — gap to target -5%
Today : $45.08 — gap to target +6%
🎯 on OZK : 50% (2 calls matureds) · 📊 on Finance : 48.7% · -1.4% (298 calls)
in progress (365j)
matures : Jan 21, 26
matures : Jan 21, 26
Stephens & Co. ↗
Jan 17, 25
■ Equal-Weight neutral · not a buy · 🎯$53
Price at call : $50.54 — gap to target +5%
Today : $45.08 — gap to target +18%
🎯 on OZK : 0% (1 call matured) · 📊 on Finance : 35.1% · -2.8% (131 calls)
in progress (365j)
matures : Jan 17, 26
matures : Jan 17, 26
Wells Fargo ↗
Dec 3, 24
▼ Underweight · 🎯$40
Price at call : $48.32 — upside -17%
Today : $45.08 — upside -11%
Expected -17% · Actual -3% · Reason (≤ −15%) : ✗ No
🎯 on OZK : 50% (2 calls matureds) · 📊 on Finance : 48.7% · -1.4% (298 calls)
+3.5%
stock -3% · XLF +6%
matured Dec 3, 25
Truist Securities ↗
Oct 21, 24
■ Hold neutral · not a buy · 🎯$46
Price at call : $43.82 — gap to target +5%
Today : $45.08 — gap to target +2%
🎯 on OZK : no call matured yet · 📊 on Finance : 42.9% · -1.5% (203 calls)
in progress (365j)
matures : Oct 21, 25
matures : Oct 21, 25
Stephens & Co. ↗
Oct 21, 24
■ Equal-Weight neutral · not a buy · 🎯$51
Price at call : $43.82 — gap to target +16%
Today : $45.08 — gap to target +13%
🎯 on OZK : 0% (1 call matured) · 📊 on Finance : 35.1% · -2.8% (131 calls)
in progress (365j)
matures : Oct 21, 25
matures : Oct 21, 25
Piper Sandler ↗
Oct 18, 24
▲ Overweight · 🎯$63
Price at call : $42.97 — upside +47%
Today : $45.08 — upside +40%
Expected +47% · Actual +8% · Reason (≥ +15%) : ✗ No
🎯 on OZK : 100% (1 call matured) · 📊 on Finance : 42.3% · +0.6% (239 calls)
+7.5%
stock +8% · XLF +12%
matured Oct 18, 25
Truist Securities ↗
Sep 20, 24
■ Hold neutral · not a buy · 🎯$48
Price at call : $42.28 — gap to target +14%
Today : $45.08 — gap to target +6%
🎯 on OZK : no call matured yet · 📊 on Finance : 42.9% · -1.5% (203 calls)
in progress (365j)
matures : Sep 20, 25
matures : Sep 20, 25
Raymond James ↗
Sep 17, 24
■ Market Perform neutral · not a buy
🎯 on OZK : 0% (1 call matured) · 📊 on Finance : 42.7% · -2.9% (356 calls)
in progress (365j)
matures : Sep 17, 25
matures : Sep 17, 25
Morgan Stanley ↗
Aug 5, 24
■ Equal-Weight neutral · not a buy · 🎯$51
Price at call : $40.98 — gap to target +24%
Today : $45.08 — gap to target +13%
🎯 on OZK : no call matured yet · 📊 on Finance : 49.5% · +1.0% (402 calls)
in progress (365j)
matures : Aug 5, 25
matures : Aug 5, 25
Truist Securities ↗
Jul 22, 24
■ Hold neutral · not a buy · 🎯$49
Price at call : $46.39 — gap to target +6%
Today : $45.08 — gap to target +9%
🎯 on OZK : no call matured yet · 📊 on Finance : 42.9% · -1.5% (203 calls)
in progress (365j)
matures : Jul 22, 25
matures : Jul 22, 25
Stephens & Co. ↗
Jul 18, 24
■ Equal-Weight neutral · not a buy · 🎯$50
Price at call : $45.33 — gap to target +10%
Today : $45.08 — gap to target +11%
🎯 on OZK : 0% (1 call matured) · 📊 on Finance : 35.1% · -2.8% (131 calls)
in progress (365j)
matures : Jul 18, 25
matures : Jul 18, 25
Truist Securities ↗
Jul 8, 24
■ Hold neutral · not a buy · 🎯$41
Price at call : $41.07 — gap to target -0%
Today : $45.08 — gap to target -9%
🎯 on OZK : no call matured yet · 📊 on Finance : 42.9% · -1.5% (203 calls)
in progress (365j)
matures : Jul 8, 25
matures : Jul 8, 25
Wells Fargo ↗
Jun 6, 24
▼ Underweight · 🎯$35
Price at call : $38.31 — upside -9%
Today : $45.08 — upside -22%
Expected -9% · Actual +20% · Reason (≤ −15%) : ✗ No
🎯 on OZK : 50% (2 calls matureds) · 📊 on Finance : 48.7% · -1.4% (298 calls)
-20.1%
stock +20% · XLF +23%
matured Jun 6, 25
Stephens & Co. ↗
May 30, 24
■ Equal-Weight neutral · not a buy · 🎯$50
Price at call : $41.88 — gap to target +19%
Today : $45.08 — gap to target +11%
🎯 on OZK : 0% (1 call matured) · 📊 on Finance : 35.1% · -2.8% (131 calls)
in progress (365j)
matures : May 30, 25
matures : May 30, 25
▼ Sell · 🎯$37
Price at call : $39.6 — upside -7%
Today : $45.08 — upside -18%
Expected -7% · Actual +13% · Reason (≤ −15%) : ✗ No
🎯 on OZK : 0% (1 call matured) · 📊 on Finance : 45.2% · -2.1% (210 calls)
-12.9%
stock +13% · XLF +25%
matured May 29, 25
Morgan Stanley ↗
Apr 22, 24
■ Equal-Weight neutral · not a buy · 🎯$48
Price at call : $46.08 — gap to target +4%
Today : $45.08 — gap to target +6%
🎯 on OZK : no call matured yet · 📊 on Finance : 49.5% · +1.0% (402 calls)
in progress (365j)
matures : Apr 22, 25
matures : Apr 22, 25
Keefe, Bruyette & Woods ↗
Apr 22, 24
■ Market Perform neutral · not a buy · 🎯$47
Price at call : $45.18 — gap to target +4%
Today : $45.08 — gap to target +4%
🎯 on OZK : no call matured yet · 📊 on Finance : 46.1% · -1.1% (284 calls)
in progress (365j)
matures : Apr 22, 25
matures : Apr 22, 25
Frequently asked questions
Should I buy Bank OZK stock?
This isn't buy advice. For Bank OZK, the analyst consensus is "Hold", with an average price target of $51.00 (+13% vs the current price). What matters is their past reliability on this stock: the most reliable one is right 80% of the time (5 calls tracked on Bank OZK). We show the numbers — you decide.
Is it too late to buy Bank OZK? How high can it go?
The most bullish analyst target on Bank OZK is $57.00 (+26% above today's price); the average is $51.00. That's the upside they see. Check how reliable those analysts have actually been on Bank OZK on our site before trusting it.
Is Bank OZK still a good buy?
The most useful "opinion" isn't an opinion — it's a track record: 5 analysts have a real record on Bank OZK, the best hitting 80% over 5 calls. Current consensus: "Hold". Make your call on data, not noise.
What has Bank OZK's past performance been?
Historical returns and a "how much if I had invested" calculator: OZK performance & returns.
Does Bank OZK pay a dividend?
Yield, consistency and growth history of the dividend: OZK's dividend.
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