Should I buy Provident Financial Services, Inc. (PFS) stock or is it too late?

Provident Financial Services, Inc. · Financials · price $22

See the full Provident Financial Services, Inc. (PFS) profile

⭐ What the most reliable analysts say · those who beat their sector, targets replayed on real prices

⭐ The most reliable of them, either direction: Keefe, Bruyette & Woods — 67% of its targets hit on this sector (296 calls tested). It aims for $28 (+27 %), call made on August 4, 2026, maturing on August 4, 2027 (71 d ago).

The 2 reliable analysts $28.50+29 %

The 3 other firms $24+8.9 %

How to read it: the 2 reliable firms are not filtered by optimism — 2 aim above the price, 0 below, hence their $28.50 median. “The 3 others” are the firms that don't pass our reliability filter on this sector.

Firm-by-firm track record on Provident Financial Services, Inc.

Here the hit rate is measured <b>on this stock specifically</b> (matured targets replayed against real prices, minimum 5 calls tested) — the green block above measures reliability <b>across the whole sector</b>, which is the criterion behind JPI selections. “Aims for” = the firm's most recent target on this stock; “—” means it hasn't published one recently.

Firm	% right	Gain vs sector	Calls	Aims for
RBC Capital	58 %	+5.1 %	12	$23 +4%

In short — Should you invest in Provident Financial Services, Inc.? Is it too late, still worth it? Analysts are fairly positive (60% buy, median target $27, i.e. +23%), and the most reliable on PFS targets even higher. But it pays virtually no dividend. We give you both sides, with the numbers — not advice.

✅ Reasons to believe

60% of analysts rate it a buy (Buy consensus, 5 ratings) — a sign of market conviction.
Median price target $27, i.e. +23% from the current price ($22).
The most reliable firm on PFS, Piper Sandler (100% hit rate, 3 scored calls), targets $29 (call made on July 31, 2026, maturing on July 31, 2027) (+32%) in its most recent call.

⚠️ Reasons to hesitate

The consensus is not unanimous: of 5 ratings, 2 are neutral.
A 12-month target is not a guaranteed path: the price can fall in the meantime.
No dividend: your return depends only on price appreciation.

The analyst consensus on PFS

Median target $27 (+23%) · 5 ratings · Buy consensus

Strong Buy120%

Buy240%

Hold240%

Sell00%

Strong Sell00%

⚠️ Information, not investment advice. Past performance does not guarantee future results. Analyst targets on a ~12-month horizon.

Frequently asked questions

Should you invest in Provident Financial Services, Inc. now?

We won't decide for you. The facts: 60% of analysts rate it a buy, median target $27 (+23%), and Piper Sandler (most reliable on PFS, 100%) targets $29. Weigh that against valuation. This is not personalized advice.

Is it too late to invest in Provident Financial Services, Inc.?

Not according to analysts: the median target ($27) is still +23% above the current price ($22) (most reliable on PFS: Piper Sandler, 100%). The real question isn't "too late" but the price-to-value gap and risk. Not advice.

Is Provident Financial Services, Inc. still worth investing in?

It depends on the gap between the price ($22) and its estimated value: analysts target $27 on median (+23%), with 60% buys (most reliable on PFS: Piper Sandler, 100%). Cross-check with their real reliability on PFS and the cautions above. Information, not advice.

What's the main risk in buying PFS?

The consensus is not unanimous: of 5 ratings, 2 are neutral.

→ Go deeper: the full Provident Financial Services, Inc. profile (consensus, analyst reliability, price target, performance).