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Does PayPal (PYPL) stock go up or down depending on the month?

Best month to invest in PYPL stock — 12 years (2015-2026) · Financials
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In short — Over 12 years, PayPal stock rises most in July: +8.1% on average, up 64% of years. Its weakest month is February (-5.3%). Most consistent: April (82% positive years). ⚠️ This is an observation of the past over just 12 years — not a prediction, not advice.

PayPal month by month, year by year

Each cell = the price change over that month. Green = up, red = down. The stronger the colour, the bigger the move.
YearJanFebMarAprMayJunJulAugSepOctNovDec
2026-9.7%-12.3%-2.1%+10.9%-10.7%-3.5%+32.5%
2025+3.8%-19.8%-8.2%+0.9%+6.7%+5.7%-7.5%+2.1%-4.5%+3.3%-9.5%-6.9%
2024-0.1%-1.6%+11.0%+1.4%-7.3%-7.9%+13.4%+10.1%+7.7%+1.6%+9.4%-1.6%
2023+14.4%-9.7%+3.2%+0.1%-18.4%+7.6%+13.6%-17.6%-6.5%-11.4%+11.2%+6.6%
2022-8.8%-34.9%+3.3%-24.0%-3.1%-18.0%+23.9%+8.0%-7.9%-2.9%-6.2%-9.2%
2021+0.0%+10.9%-6.5%+8.0%-0.9%+12.1%-5.5%+4.8%-9.9%-10.6%-20.5%+2.0%
2020+5.3%-5.2%-11.3%+28.5%+26.0%+12.4%+12.5%+4.1%-3.5%-5.5%+15.0%+9.4%
2019+5.6%+10.5%+5.9%+8.6%-2.7%+4.3%-3.5%-1.2%-5.0%+0.5%+3.8%+0.1%
2018+15.9%-6.9%-4.5%-1.7%+10.0%+1.5%-1.4%+12.4%-4.9%-4.2%+1.9%-2.0%
2017+0.8%+5.6%+2.4%+10.9%+9.4%+2.8%+9.1%+5.3%+3.8%+13.3%+4.4%-2.8%
2016-0.2%+5.5%+1.2%+1.5%-3.5%-3.4%+2.0%-0.2%+10.3%+1.7%-5.7%+0.5%
2015-9.6%-11.3%+16.0%-2.1%+2.7%
Average+2.4%-5.3%-0.5%+4.1%+0.5%+1.2%+8.1%+1.7%-2.9%+0.2%+0.2%-0.1%
% of years up64%36%55%82%36%64%64%64%27%55%55%55%
Years observed111111111111111111111111

PayPal month by month: the summary

Over 2015-2026, here's what PayPal (PYPL) stock did each month, on average: January +2.4% (up 64% of 11 years), February -5.3% (up 36% of 11 years), March -0.5% (up 55% of 11 years), April +4.1% (up 82% of 11 years), May +0.5% (up 36% of 11 years), June +1.2% (up 64% of 11 years), July +8.1% (up 64% of 11 years), August +1.7% (up 64% of 11 years), September -2.9% (up 27% of 11 years), October +0.2% (up 55% of 11 years), November +0.2% (up 55% of 11 years), December -0.1% (up 55% of 11 years). In other words, PYPL historically rose in January, April, May, June, July, August, October, November, and fell in February, March, September, December.

Does PayPal really go up in July?

Over 2015-2026, July is PayPal's strongest month: +8.1% on average, positive in 7 of 11 years. At the other end, February shows -5.3%. But a monthly gap is often built on one or two extreme years — the table above shows it: look at the spread, not just the average. Seasonality only means something when it has a cause (selling season, earnings calendar, year-end tax effects); with no identified cause, it's probably noise.

Frequently asked questions

Does PayPal stock go up or down in April?

Over 11 years, PYPL rose +4.1% on average in April, finishing the month up 9 times out of 11 (82%). Median: +1.5%. It's one of its most consistent months. ⚠️ 11 years of data is not a prediction.

Does PayPal stock go up or down in August?

Over 11 years, PYPL rose +1.7% on average in August, finishing the month up 7 times out of 11 (64%). Median: +4.1%. Results are split year to year — there's no clear pattern. ⚠️ 11 years of data is not a prediction.

Does PayPal stock go up or down in September?

Over 11 years, PYPL fell -2.9% on average in September, finishing the month up 3 times out of 11 (27%). Median: -4.9%. It's one of its weakest months. ⚠️ 11 years of data is not a prediction.

Does PayPal stock go up or down in January?

Over 11 years, PYPL rose +2.4% on average in January, finishing the month up 7 times out of 11 (64%). Median: +0.8%. Results are split year to year — there's no clear pattern. ⚠️ 11 years of data is not a prediction.

Does PayPal stock go up or down in June?

Over 11 years, PYPL rose +1.2% on average in June, finishing the month up 7 times out of 11 (64%). Median: +2.8%. Results are split year to year — there's no clear pattern. ⚠️ 11 years of data is not a prediction.

Does PayPal stock go up or down in March?

Over 11 years, PYPL fell -0.5% on average in March, finishing the month up 6 times out of 11 (55%). Median: +1.2%. Results are split year to year — there's no clear pattern. ⚠️ 11 years of data is not a prediction.

What is the best month to buy PayPal stock?

Historically, July: over the last 12 years, PYPL gained +8.1% on average that month and finished up 64% of the time (11 years observed). February is the weakest month (-5.3%). This is not a prediction: 12 years is a small sample, and the past is under no obligation to repeat.

Why does PayPal stock often rise in July?

July has averaged as its best month over 12 years (+8.1%, up 64% of years). No clearly established recurring seasonal driver explains this month — it's a statistical tendency over 12 years of history, not a prediction.

Is there a best month to invest in the stock market in general?

There's no universal rule: every stock has its own seasonality. For PYPL it's July (+8.1% on average over 12 years) — another stock will look completely different. The calendar effects people cite ("sell in May", the year-end rally) are market-wide averages, not laws: on PYPL, April is the most consistent month (82% positive years). We also rank all 12 months for the whole market.

Does stock seasonality actually work?

Careful. A month that rose 12 times out of 12 can simply be chance: with 12 months and a dozen years, patterns appear naturally even in random data. Seasonality describes what happened; it doesn't explain why and predicts nothing. Treat it as context, never as a standalone buy signal.

What data is this table based on?

On PYPL's real monthly closing prices from 2015 to 2026 (12 years), source Yahoo Finance. Each cell = the price change over that month. Price performance, excluding dividends. Incomplete months and quote gaps are excluded.

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