PayPal (PYPL) fundamentals: P/E, valuation, undervalued?
PayPal · Financials · ref. ETF XLF · price $56.17
In short — PayPal trades at 10.6× earnings (P/E), 9.7× forward, with a net margin of 14.4 % and revenue growth of +5 %. Read: Low P/E (P/E 11 (below the ~20 market average)).
Is PayPal stock cheap or undervalued? A good time to buy? Here are its fundamentals — P/E, PEG, margin and income statement — to judge its valuation.
📈 1-year price
$56.17-18.8% over range
Oct 14, 25low $39.08 · high $73.02Oct 13, 26
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SellBuy
Hold
14% recommend buying · 21 analysts
Valuation : Low P/E — P/E 11 (below the ~20 market average)
Valuation
10.6
P/E (price/earnings)
9.7
Forward P/E
—
PEG
2.4
Price/book (P/B)
$48.4B
Market cap
5.29
EPS
Profitability & growth
14.4 %
Net margin
+5 %
Revenue growth
-3 %
Earnings growth
$14.2B
Total debt
PayPal income statement
| Fiscal year | Revenue | Net income | Margin |
|---|---|---|---|
| 2022 | $27.5B | $2.4B | 8.8 % |
| 2023 | $29.8B | $4.2B | 14.3 % |
| 2024 | $31.8B | $4.1B | 13.0 % |
| 2025 | $33.2B | $5.2B | 15.8 % |
⚠️ Indicative financial data (Yahoo Finance), not investment advice. Amounts in $.
Frequently asked questions
What is PayPal's P/E and is the stock undervalued? What's a good P/E?
PayPal's P/E is 10.6 (forward 9.7). Below ~15 = fairly cheap, above ~30 = expensive. Our valuation verdict: "Low P/E".
Is PayPal profitable?
PayPal has a net margin of 14.4 % (EPS 5.29). The company is profitable.
Is PYPL stock expensive?
Our read: "Low P/E" — P/E 11 (below the ~20 market average). Cross-check with growth and sector.
💬 A question about PayPal? The JPI assistant answers using our backtest data.