Two Harbors Investment Corp. (TWO) stock: analyst price target and their real reliability
Live quote · data updated Oct 14, 2026
Two Harbors Investment Corp. · Financials · ref. ETF XLF · 50 calls · price $12.18
What the company does: Two Harbors Investment Corp. invests in, finances, and manages mortgage servicing rights (MSRs), agency residential mortgage-backed securities (RMBS), and other financial assets through RoundPoint in the United States.
📈 Two Harbors Investment Corp. (TWO) stock price
📏 Click 2 points (left → right) to measure the change · click again to clear.
SellBuy
Sell
0% recommend buying · 2 analysts
📊 JPI status : Two Harbors Investment Corp. has never appeared in a JPI ranking (Fair or Risk +) — our methods haven't picked it to date. See the selected stocks →
⚠️ The stock trades above the median target: it has beaten expectations. The “Sell” reflects conviction on the company, but the remaining quantified upside is low/negative.
🎯 TWO price target & analyst consensus — price $12.18
The price target · all analysts combined (2 targets)
Highest target · 2 firms of 2$12-1.5%
Median target · of 2 targets$12-1.5%
Lowest target · 2 firms of 2$12-1.5%
Current price$12.18
⭐ What the most reliable analysts say
· those who beat their sector, targets replayed on real prices
⭐ The most reliable of them, either direction: RBC Capital — 59% of its targets hit on this sector (90 calls tested). It aims for $12 (-1.5 %), call made on July 28, 2026, maturing on July 28, 2027 (78 d ago).
The 2 reliable analysts
$12-1.5 %
How to read it: the 2 reliable firms are not filtered by optimism — 0 aim above the price, 2 below, hence their $12 median.
The consensus · 2 ratings (last 6 months)
Strong Buy00%
Buy00%
Hold150%
Sell150%
Strong Sell00%
Go deeper on the analysts
🎯 TWO price target all
All 50 calls, one by one, with our verdict on each firm.
→ See all 50 targets, analyst by analyst💡 The best analysts on TWO most reliable
Their real reliability on TWO, firm by firm: who was right, who was wrong.
→ See their reliability on TWOAll analysts (the consensus) · vs · the best (those who've been right)
💬 A question about Two Harbors Investment Corp.? The JPI assistant answers using our backtest data.
🔎 Detailed analyses
✅ Historical analyst reliability on TWO
Hit rate measured on targets already matured (12 months), replayed against real prices. Click a header to sort.
| Firm ↕ | % right i ↕ | Gain vs sector i ↕ | Calls i ↕ |
|---|---|---|---|
| JMP Securities | 0% | 0.0% | 10 |
| Maxim Group | 0% | 0.0% | 2 |
| UBS ↗ | 0% | 0.0% | 3 |
📊 What $1,000 invested in Two Harbors Investment Corp. would be worth › open the full page
In short — $1,000 invested in Two Harbors Investment Corp. 10 years ago would be worth $228 today, i.e. -14%/yr on average. Best year: 2019 (+14%), worst: 2020 (-56%). Price performance, excluding dividends.
If I'd invested $1,000 in Two Harbors Investment Corp.
| Investment | Worth today | Gain |
|---|---|---|
| 1 years ago | $1,024 | +2% |
| 3 years ago | $768 | -23% |
| 5 years ago | $475 | -52% |
Return by year (Two Harbors Investment Corp.)
| Year | Return | $1,000 invested at year start |
|---|---|---|
| 2026 (YTD) | +15% | $1,153 (+15%) |
| 2025 | -11% | $1,024 (+2%) |
| 2024 | -15% | $869 (-13%) |
⚠️ Past performance, not predictive nor advice. Prices in $, excluding dividends. Yahoo Finance data.
📰 Recent news on Two Harbors Investment Corp.
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📋 All analyst calls on TWO
Filtered on — · ✕ show all
RBC Capital ↗
Jul 27, 26
■ Sector Perform neutral · not a buy · 🎯$12
Price at call : $12.18 — gap to target -1%
Today : $12.18 — gap to target -1%
🎯 on TWO : no call matured yet · 📊 on Finance : 38.9% · -0.5% (90 calls)
in progress (365j)
matures : Jul 27, 27
matures : Jul 27, 27
▼ Underweight · 🎯$12
Price at call : $12.18 — upside -1%
Today : $12.18 — upside -1%
🎯 on TWO : no call matured yet · 📊 on Finance : 57.5% · +6.1% (127 calls)
in progress (365j)
matures : Jul 17, 27
matures : Jul 17, 27
▼ Underweight · 🎯$11
Price at call : $12.18 — upside -10%
Today : $12.18 — upside -10%
🎯 on TWO : no call matured yet · 📊 on Finance : 57.5% · +6.1% (127 calls)
in progress (365j)
matures : Apr 16, 27
matures : Apr 16, 27
Compass Point ↗
Mar 27, 26
■ Neutral neutral · not a buy
🎯 on TWO : 0% (1 call matured) · 📊 on Finance : 36.1% · -3.0% (61 calls)
in progress (365j)
matures : Mar 27, 27
matures : Mar 27, 27
■ Neutral neutral · not a buy · 🎯$12.5
Price at call : $12.18 — gap to target +3%
Today : $12.18 — gap to target +3%
🎯 on TWO : no call matured yet · 📊 on Finance : 57.5% · +6.1% (127 calls)
in progress (365j)
matures : Feb 4, 27
matures : Feb 4, 27
■ Neutral neutral · not a buy · 🎯$14
Price at call : $12.18 — gap to target +15%
Today : $12.18 — gap to target +15%
🎯 on TWO : 0% (3 calls matureds) · 📊 on Finance : 36.5% · -8.6% (85 calls)
in progress (365j)
matures : Jan 23, 27
matures : Jan 23, 27
Maxim Group
Dec 18, 25
■ Hold neutral · not a buy
🎯 on TWO : 0% (2 calls matureds) · 📊 on Finance : 78.6% · +31.3% (14 calls)
in progress (365j)
matures : Dec 18, 26
matures : Dec 18, 26
■ Neutral neutral · not a buy · 🎯$10
Price at call : $12.18 — gap to target -18%
Today : $12.18 — gap to target -18%
🎯 on TWO : no call matured yet · 📊 on Finance : 57.5% · +6.1% (127 calls)
in progress (365j)
matures : Oct 20, 26
matures : Oct 20, 26
See the other 42 calls, newest to oldest
▲ Buy · 🎯$11
Price at call : $12.18 — upside -10%
Today : $12.18 — upside -10%
🎯 on TWO : 0% (3 calls matureds) · 📊 on Finance : 36.5% · -8.6% (85 calls)
in progress (365j)
matures : Sep 3, 26
matures : Sep 3, 26
Maxim Group
Jul 29, 25
▲ Buy · 🎯$12
Price at call : $12.18 — upside -1%
Today : $12.18 — upside -1%
Expected -1% · Actual +0% · Reason (≥ +15%) : ✗ No
🎯 on TWO : 0% (2 calls matureds) · 📊 on Finance : 78.6% · +31.3% (14 calls)
0.0%
stock +0% · XLF +8%
matured Jul 29, 26
▲ Buy · 🎯$12
Price at call : $12.18 — upside -1%
Today : $12.18 — upside -1%
Expected -1% · Actual +0% · Reason (≥ +15%) : ✗ No
🎯 on TWO : 0% (3 calls matureds) · 📊 on Finance : 36.5% · -8.6% (85 calls)
0.0%
stock +0% · XLF +8%
matured Jul 11, 26
JMP Securities
Jul 3, 25
■ Market Perform neutral · not a buy
🎯 on TWO : 0% (9 calls matureds) · 📊 unranked overall
in progress (365j)
matures : Jul 3, 26
matures : Jul 3, 26
RBC Capital ↗
May 28, 25
■ Sector Perform neutral · not a buy · 🎯$12
Price at call : $12.18 — gap to target -1%
Today : $12.18 — gap to target -1%
🎯 on TWO : no call matured yet · 📊 on Finance : 38.9% · -0.5% (90 calls)
in progress (365j)
matures : May 28, 26
matures : May 28, 26
▲ Buy · 🎯$13
Price at call : $12.18 — upside +7%
Today : $12.18 — upside +7%
Expected +7% · Actual +0% · Reason (≥ +15%) : ✗ No
🎯 on TWO : 0% (3 calls matureds) · 📊 on Finance : 36.5% · -8.6% (85 calls)
0.0%
stock +0% · XLF +7%
matured May 1, 26
Keefe, Bruyette & Woods ↗
Apr 30, 25
■ Market Perform neutral · not a buy · 🎯$13.25
Price at call : $12.18 — gap to target +9%
Today : $12.18 — gap to target +9%
🎯 on TWO : no call matured yet · 📊 on Finance : 43.9% · +0.7% (296 calls)
in progress (365j)
matures : Apr 30, 26
matures : Apr 30, 26
JMP Securities
Apr 17, 25
▲ Market Outperform · 🎯$13.5
Price at call : $12.18 — upside +11%
Today : $12.18 — upside +11%
Expected +11% · Actual +0% · Reason (≥ +15%) : ✗ No
🎯 on TWO : 0% (9 calls matureds) · 📊 unranked overall
0.0%
stock +0% · XLF +15%
matured Apr 17, 26
■ Neutral neutral · not a buy · 🎯$10.5
Price at call : $12.18 — gap to target -14%
Today : $12.18 — gap to target -14%
🎯 on TWO : no call matured yet · 📊 on Finance : 57.5% · +6.1% (127 calls)
in progress (365j)
matures : Apr 16, 26
matures : Apr 16, 26
Keefe, Bruyette & Woods ↗
Apr 8, 25
■ Market Perform neutral · not a buy · 🎯$12.95
Price at call : $12.18 — gap to target +6%
Today : $12.18 — gap to target +6%
🎯 on TWO : no call matured yet · 📊 on Finance : 43.9% · +0.7% (296 calls)
in progress (365j)
matures : Apr 8, 26
matures : Apr 8, 26
RBC Capital ↗
Feb 13, 25
■ Sector Perform neutral · not a buy · 🎯$13
Price at call : $12.18 — gap to target +7%
Today : $12.18 — gap to target +7%
🎯 on TWO : no call matured yet · 📊 on Finance : 38.9% · -0.5% (90 calls)
in progress (365j)
matures : Feb 13, 26
matures : Feb 13, 26
■ Neutral neutral · not a buy · 🎯$12.5
Price at call : $12.18 — gap to target +3%
Today : $12.18 — gap to target +3%
🎯 on TWO : no call matured yet · 📊 on Finance : 57.5% · +6.1% (127 calls)
in progress (365j)
matures : Jan 31, 26
matures : Jan 31, 26
JMP Securities
Jan 23, 25
▲ Market Outperform · 🎯$14
Price at call : $12.18 — upside +15%
Today : $12.18 — upside +15%
Expected +15% · Actual +0% · Reason (≥ +15%) : ✗ No
🎯 on TWO : 0% (9 calls matureds) · 📊 unranked overall
0.0%
stock +0% · XLF +5%
matured Jan 23, 26
■ Neutral neutral · not a buy · 🎯$11
Price at call : $12.18 — gap to target -10%
Today : $12.18 — gap to target -10%
🎯 on TWO : no call matured yet · 📊 on Finance : 57.5% · +6.1% (127 calls)
in progress (365j)
matures : Jan 21, 26
matures : Jan 21, 26
Compass Point ↗
Nov 25, 24
▲ Buy · 🎯$14.75
Price at call : $12.18 — upside +21%
Today : $12.18 — upside +21%
Expected +21% · Actual +0% · Reason (≥ +15%) : ✗ No
🎯 on TWO : 0% (1 call matured) · 📊 on Finance : 36.1% · -3.0% (61 calls)
0.0%
stock +0% · XLF +3%
matured Nov 25, 25
RBC Capital ↗
Nov 1, 24
■ Sector Perform neutral · not a buy · 🎯$12
Price at call : $12.18 — gap to target -1%
Today : $12.18 — gap to target -1%
🎯 on TWO : no call matured yet · 📊 on Finance : 38.9% · -0.5% (90 calls)
in progress (365j)
matures : Nov 1, 25
matures : Nov 1, 25
■ Neutral neutral · not a buy · 🎯$11.5
Price at call : $12.18 — gap to target -6%
Today : $12.18 — gap to target -6%
🎯 on TWO : no call matured yet · 📊 on Finance : 57.5% · +6.1% (127 calls)
in progress (365j)
matures : Oct 30, 25
matures : Oct 30, 25
Janney Montgomery Scott
Aug 16, 24
▲ Buy · 🎯$15
Price at call : $12.18 — upside +23%
Today : $12.18 — upside +23%
Expected +23% · Actual +0% · Reason (≥ +15%) : ✗ No
🎯 on TWO : 0% (1 call matured) · 📊 on Finance : 45.7% · -2.7% (35 calls)
0.0%
stock +0% · XLF +20%
matured Aug 16, 25
■ Neutral neutral · not a buy · 🎯$13
Price at call : $12.18 — gap to target +7%
Today : $12.18 — gap to target +7%
🎯 on TWO : no call matured yet · 📊 on Finance : 57.5% · +6.1% (127 calls)
in progress (365j)
matures : Jul 16, 25
matures : Jul 16, 25
JMP Securities
Jun 7, 24
▲ Market Outperform · 🎯$15
Price at call : $12.18 — upside +23%
Today : $12.18 — upside +23%
Expected +23% · Actual +0% · Reason (≥ +15%) : ✗ No
🎯 on TWO : 0% (9 calls matureds) · 📊 unranked overall
0.0%
stock +0% · XLF +23%
matured Jun 7, 25
▲ Buy · 🎯$14.5
Price at call : $12.18 — upside +19%
Today : $12.18 — upside +19%
Expected +19% · Actual +0% · Reason (≥ +15%) : ✗ No
🎯 on TWO : 0% (3 calls matureds) · 📊 on Finance : 36.5% · -8.6% (85 calls)
0.0%
stock +0% · XLF +23%
matured Jun 7, 25
JMP Securities
Apr 19, 24
▲ Market Outperform · 🎯$15
Price at call : $12.18 — upside +23%
Today : $12.18 — upside +23%
Expected +23% · Actual +0% · Reason (≥ +15%) : ✗ No
🎯 on TWO : 0% (9 calls matureds) · 📊 unranked overall
0.0%
stock +0% · XLF +12%
matured Apr 19, 25
JMP Securities
Apr 18, 24
▲ Market Outperform · 🎯$15
Price at call : $12.18 — upside +23%
Today : $12.18 — upside +23%
Expected +23% · Actual +0% · Reason (≥ +15%) : ✗ No
🎯 on TWO : 0% (9 calls matureds) · 📊 unranked overall
0.0%
stock +0% · XLF +13%
matured Apr 18, 25
■ Neutral neutral · not a buy · 🎯$12.5
Price at call : $12.18 — gap to target +3%
Today : $12.18 — gap to target +3%
🎯 on TWO : no call matured yet · 📊 on Finance : 57.5% · +6.1% (127 calls)
in progress (365j)
matures : Apr 10, 25
matures : Apr 10, 25
JonesTrading
Mar 22, 24
■ Hold neutral · not a buy
🎯 on TWO : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Mar 22, 25
matures : Mar 22, 25
JMP Securities
Dec 15, 23
▲ Market Outperform · 🎯$15
Price at call : $12.18 — upside +23%
Today : $12.18 — upside +23%
Expected +23% · Actual +0% · Reason (≥ +15%) : ✗ No
🎯 on TWO : 0% (9 calls matureds) · 📊 unranked overall
0.0%
stock +0% · XLF +32%
matured Dec 14, 24
Keefe, Bruyette & Woods ↗
Dec 13, 23
■ Market Perform neutral · not a buy · 🎯$17
Price at call : $12.18 — gap to target +40%
Today : $12.18 — gap to target +40%
🎯 on TWO : no call matured yet · 📊 on Finance : 43.9% · +0.7% (296 calls)
in progress (365j)
matures : Dec 12, 24
matures : Dec 12, 24
■ Neutral neutral · not a buy · 🎯$14.5
Price at call : $12.18 — gap to target +19%
Today : $12.18 — gap to target +19%
🎯 on TWO : 0% (3 calls matureds) · 📊 on Finance : 36.5% · -8.6% (85 calls)
in progress (365j)
matures : Dec 5, 24
matures : Dec 5, 24
JMP Securities
Oct 19, 23
▲ Market Outperform · 🎯$12.5
Price at call : $12.18 — upside +3%
Today : $12.18 — upside +3%
Expected +3% · Actual +0% · Reason (≥ +15%) : ✗ No
🎯 on TWO : 0% (9 calls matureds) · 📊 unranked overall
0.0%
stock +0% · XLF +47%
matured Oct 18, 24
RBC Capital ↗
Aug 14, 23
■ Sector Perform neutral · not a buy · 🎯$15
Price at call : $12.18 — gap to target +23%
Today : $12.18 — gap to target +23%
🎯 on TWO : no call matured yet · 📊 on Finance : 38.9% · -0.5% (90 calls)
in progress (365j)
matures : Aug 13, 24
matures : Aug 13, 24
■ Neutral neutral · not a buy · 🎯$14
Price at call : $12.18 — gap to target +15%
Today : $12.18 — gap to target +15%
🎯 on TWO : no call matured yet · 📊 on Finance : 49.3% · +1.7% (71 calls)
in progress (365j)
matures : Aug 7, 24
matures : Aug 7, 24
Credit Suisse
Aug 2, 23
■ Neutral neutral · not a buy · 🎯$14
Price at call : $12.18 — gap to target +15%
Today : $12.18 — gap to target +15%
🎯 on TWO : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Aug 1, 24
matures : Aug 1, 24
JMP Securities
Jul 21, 23
▲ Market Outperform · 🎯$14.5
Price at call : $12.18 — upside +19%
Today : $12.18 — upside +19%
Expected +19% · Actual +0% · Reason (≥ +15%) : ✗ No
🎯 on TWO : 0% (9 calls matureds) · 📊 unranked overall
0.0%
stock +0% · XLF +22%
matured Jul 20, 24
Keefe, Bruyette & Woods ↗
May 4, 23
■ Market Perform neutral · not a buy · 🎯$14.5
Price at call : $12.18 — gap to target +19%
Today : $12.18 — gap to target +19%
🎯 on TWO : no call matured yet · 📊 on Finance : 43.9% · +0.7% (296 calls)
in progress (365j)
matures : May 3, 24
matures : May 3, 24
■ Equal-Weight neutral · not a buy · 🎯$14
Price at call : $12.18 — gap to target +15%
Today : $12.18 — gap to target +15%
🎯 on TWO : no call matured yet · 📊 on Finance : 48.9% · +2.8% (176 calls)
in progress (365j)
matures : May 2, 24
matures : May 2, 24
Keefe, Bruyette & Woods ↗
Apr 24, 23
■ Market Perform neutral · not a buy · 🎯$16
Price at call : $12.18 — gap to target +31%
Today : $12.18 — gap to target +31%
🎯 on TWO : no call matured yet · 📊 on Finance : 43.9% · +0.7% (296 calls)
in progress (365j)
matures : Apr 23, 24
matures : Apr 23, 24
■ Neutral neutral · not a buy · 🎯$15
Price at call : $12.18 — gap to target +23%
Today : $12.18 — gap to target +23%
🎯 on TWO : no call matured yet · 📊 on Finance : 57.5% · +6.1% (127 calls)
in progress (365j)
matures : Apr 23, 24
matures : Apr 23, 24
JMP Securities
Apr 21, 23
▲ Outperform · 🎯$14.5
Price at call : $12.18 — upside +19%
Today : $12.18 — upside +19%
Expected +19% · Actual +0% · Reason (≥ +15%) : ✗ No
🎯 on TWO : 0% (9 calls matureds) · 📊 unranked overall
0.0%
stock +0% · XLF +23%
matured Apr 20, 24
RBC Capital ↗
Feb 17, 23
■ Sector Perform neutral · not a buy · 🎯$17
Price at call : $12.18 — gap to target +40%
Today : $12.18 — gap to target +40%
🎯 on TWO : no call matured yet · 📊 on Finance : 38.9% · -0.5% (90 calls)
in progress (365j)
matures : Feb 17, 24
matures : Feb 17, 24
Keefe, Bruyette & Woods ↗
Feb 15, 23
■ Market Perform neutral · not a buy · 🎯$17.5
Price at call : $12.18 — gap to target +44%
Today : $12.18 — gap to target +44%
🎯 on TWO : no call matured yet · 📊 on Finance : 43.9% · +0.7% (296 calls)
in progress (365j)
matures : Feb 15, 24
matures : Feb 15, 24
■ Neutral neutral · not a buy · 🎯$17
Price at call : $12.18 — gap to target +40%
Today : $12.18 — gap to target +40%
🎯 on TWO : no call matured yet · 📊 on Finance : 49.3% · +1.7% (71 calls)
in progress (365j)
matures : Feb 13, 24
matures : Feb 13, 24
Maxim Group
Feb 10, 23
▲ Buy · 🎯$19
Price at call : $12.18 — upside +56%
Today : $12.18 — upside +56%
Expected +56% · Actual +0% · Reason (≥ +15%) : ✗ No
🎯 on TWO : 0% (2 calls matureds) · 📊 on Finance : 78.6% · +31.3% (14 calls)
0.0%
stock +0% · XLF +8%
matured Feb 10, 24
Frequently asked questions
Should I buy Two Harbors Investment Corp. stock?
This isn't buy advice. For Two Harbors Investment Corp., the analyst consensus is "Sell", with an average price target of $12.00 (-1% vs the current price). What matters is their past reliability on this stock: the most reliable one is right 0% of the time (10 calls tracked on Two Harbors Investment Corp.). We show the numbers — you decide.
Is it too late to buy Two Harbors Investment Corp.? How high can it go?
The most bullish analyst target on Two Harbors Investment Corp. is $12.00 (-1% above today's price); the average is $12.00. That's the upside they see. Check how reliable those analysts have actually been on Two Harbors Investment Corp. on our site before trusting it.
Is Two Harbors Investment Corp. still a good buy?
The most useful "opinion" isn't an opinion — it's a track record: 3 analysts have a real record on Two Harbors Investment Corp., the best hitting 0% over 10 calls. Current consensus: "Sell". Make your call on data, not noise.
What has Two Harbors Investment Corp.'s past performance been?
Historical returns and a "how much if I had invested" calculator: TWO performance & returns.
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