United Bankshares (UBSI) fundamentals: P/E, valuation, undervalued?
United Bankshares · Financials · ref. ETF XLF · price $47.49
In short — United Bankshares trades at 12.9× earnings (P/E), 12.3× forward, with a net margin of 41.2 % and revenue growth of +6 %. Read: Fairly valued (P/E 12 in line with ~12% growth (PEG 1.0)).
Is United Bankshares stock cheap or undervalued? A good time to buy? Here are its fundamentals — P/E, PEG, margin and income statement — to judge its valuation.
📈 1-year price
$47.49+23.5% over range
Aug 28, 25low $34.31 · high $49.37Aug 27, 26
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Hold
33% recommend buying · 3 analysts
Valuation : Fairly valued — P/E 12 in line with ~12% growth (PEG 1.0)
Valuation
12.9
P/E (price/earnings)
12.3
Forward P/E
1.06
PEG
1.2
Price/book (P/B)
$6.5B
Market cap
3.67
EPS
Profitability & growth
41.2 %
Net margin
+6 %
Revenue growth
+12 %
Earnings growth
$799M
Total debt
United Bankshares income statement
| Fiscal year | Revenue | Net income | Margin |
|---|---|---|---|
| 2022 | $1.0B | $380M | 36.2 % |
| 2023 | $1.1B | $366M | 34.7 % |
| 2024 | $1.0B | $373M | 35.9 % |
| 2025 | $1.2B | $465M | 37.5 % |
⚠️ Indicative financial data (Yahoo Finance), not investment advice. Amounts in $.
Frequently asked questions
What is United Bankshares's P/E and is the stock undervalued? What's a good P/E?
United Bankshares's P/E is 12.9 (forward 12.3). Below ~15 = fairly cheap, above ~30 = expensive. Our valuation verdict: "Fairly valued".
Is United Bankshares profitable?
United Bankshares has a net margin of 41.2 % (EPS 3.67). The company is profitable.
Is UBSI stock expensive?
Our read: "Fairly valued" — P/E 12 in line with ~12% growth (PEG 1.0). Cross-check with growth and sector.
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