United Bankshares (UBSI) stock: analyst price target and their real reliability
Live quote · data updated Aug 28, 2026
United Bankshares · Financials · ref. ETF XLF · 48 calls · price $47.49
What the company does: United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States.
📈 United Bankshares (UBSI) stock price
$47.49+23.5% over range
Aug 28, 25low $34.31 · high $49.37Aug 27, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
SellBuy
Hold
33% recommend buying · 3 analysts
📊 JPI status : United Bankshares has never appeared in a JPI ranking (Fair or Risk +) — our methods haven't picked it to date. See the selected stocks →
🎯 UBSI price target & analyst consensus — price $47.49
The price target · all analysts combined (3 targets)
Highest target · 2 firms of 3$50+5.3%
Median target · of 3 targets$49+3.2%
Lowest target · 2 firms of 3$48+1.1%
Current price$47.49
⭐ What the most reliable analysts say
· those who beat their sector, targets replayed on real prices
⭐ The most reliable of them, either direction: Keefe, Bruyette & Woods — 67% of its targets hit on this sector (279 calls tested). It aims for $48 (+1.1 %), call made on July 28, 2026, maturing on July 28, 2027 (31 d ago).
The 2 reliable analysts
$49+3.2 %
The 1 other firm
$49+3.2 %
How to read it: the 2 reliable firms are not filtered by optimism — 2 aim above the price, 0 below, hence their $49 median. “The 1 others” are the firms that don't pass our reliability filter on this sector.
The consensus · 3 ratings (last 6 months)
Strong Buy00%
Buy133%
Hold267%
Sell00%
Strong Sell00%
Go deeper on the analysts
🎯 UBSI price target all
All 48 calls, one by one, with our verdict on each firm.
→ See all 48 targets, analyst by analyst💡 The best analysts on UBSI most reliable
Their real reliability on UBSI, firm by firm: who was right, who was wrong.
→ See their reliability on UBSIAll analysts (the consensus) · vs · the best (those who've been right)
💬 A question about United Bankshares? The JPI assistant answers using our backtest data.
💰 United Bankshares dividend: yield, history & growth › open the full page
3.22%annual yield
📈 Steady dividend — 24 yrs of consecutive dividend increases
That's ~$1.51 per share per year.
📈 United Bankshares fundamentals: valuation, margins & growth › open the full page
P/E 12.9Net margin 41.2 %Revenue growth +6.2 %Fairly valued
Revenue, net income and margin per year
Revenue Net income · hover a bar for details
2022
marg. 36 %
2023
Rev +1%Profit −4%
2024
Rev −2%Profit +2%
2025
Rev +19%Profit +25%
🔎 Detailed analyses
🏛️ Which US Congress members hold United Bankshares (UBSI)?
3 Congress members have disclosed UBSI buys. Click a highlighted name to see their track record (do they beat the S&P 500?).
✅ Historical analyst reliability on UBSI
Hit rate measured on targets already matured (12 months), replayed against real prices. Click a header to sort.
| Firm ↕ | % right i ↕ | Gain vs sector i ↕ | Calls i ↕ |
|---|---|---|---|
| Boenning & Scattergood | 100% | +15.1% | 2 |
| Raymond James ↗ | 67% | +7.5% | 9 |
📊 What $1,000 invested in United Bankshares would be worth › open the full page
In short — $1,000 invested in United Bankshares 10 years ago would be worth $1,308 today, i.e. +3%/yr on average. Best year: 2020 (+28%), worst: 2019 (-25%). Price performance, excluding dividends.
If I'd invested $1,000 in United Bankshares
| Investment | Worth today | Gain |
|---|---|---|
| 1 years ago | $1,268 | +27% |
| 3 years ago | $1,124 | +12% |
| 5 years ago | $1,240 | +24% |
Return by year (United Bankshares)
| Year | Return | $1,000 invested at year start |
|---|---|---|
| 2026 (YTD) | +11% | $1,110 (+11%) |
| 2025 | +14% | $1,268 (+27%) |
| 2024 | +4% | $1,321 (+32%) |
⚠️ Past performance, not predictive nor advice. Prices in $, excluding dividends. Yahoo Finance data.
📰 Recent news on United Bankshares
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📋 All analyst calls on UBSI
Filtered on — · ✕ show all
Keefe, Bruyette & Woods ↗
Jul 27, 26
■ Market Perform neutral · not a buy · 🎯$48
Price at call : $49 — gap to target -2%
Today : $47.49 — gap to target +1%
🎯 on UBSI : 100% (1 call matured) · 📊 on Finance : 46.6% · -0.7% (279 calls)
in progress (365j)
matures : Jul 27, 27
matures : Jul 27, 27
Raymond James ↗
Jul 1, 26
▲ Outperform · 🎯$50
Price at call : $46.38 — upside +8%
Today : $47.49 — upside +5%
🎯 on UBSI : 67% (9 calls matureds) · 📊 on Finance : 43.8% · -1.6% (352 calls)
in progress (365j)
matures : Jul 1, 27
matures : Jul 1, 27
Hovde Group
Jun 24, 26
■ Market Perform neutral · not a buy · 🎯$49
Price at call : $45.68 — gap to target +7%
Today : $47.49 — gap to target +3%
🎯 on UBSI : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Jun 24, 27
matures : Jun 24, 27
Keefe, Bruyette & Woods ↗
Jan 26, 26
■ Market Perform neutral · not a buy · 🎯$43
Price at call : $41.38 — gap to target +4%
Today : $47.49 — gap to target -9%
🎯 on UBSI : 100% (1 call matured) · 📊 on Finance : 46.6% · -0.7% (279 calls)
in progress (365j)
matures : Jan 26, 27
matures : Jan 26, 27
Stephens & Co. ↗
Jan 23, 26
■ Equal-Weight neutral · not a buy · 🎯$44
Price at call : $41.38 — gap to target +6%
Today : $47.49 — gap to target -7%
🎯 on UBSI : no call matured yet · 📊 on Finance : 35.9% · -2.6% (131 calls)
in progress (365j)
matures : Jan 23, 27
matures : Jan 23, 27
Piper Sandler ↗
Oct 24, 25
▲ Overweight · 🎯$42.5
Price at call : $36.56 — upside +16%
Today : $47.49 — upside -11%
🎯 on UBSI : no call matured yet · 📊 on Finance : 42.6% · +1.2% (235 calls)
in progress (365j)
matures : Oct 24, 26
matures : Oct 24, 26
Keefe, Bruyette & Woods ↗
Apr 28, 25
■ Market Perform neutral · not a buy · 🎯$40
Price at call : $34.41 — gap to target +16%
Today : $47.49 — gap to target -16%
🎯 on UBSI : 100% (1 call matured) · 📊 on Finance : 46.6% · -0.7% (279 calls)
in progress (365j)
matures : Apr 28, 26
matures : Apr 28, 26
Keefe, Bruyette & Woods ↗
Jan 27, 25
■ Market Perform neutral · not a buy · 🎯$45
Price at call : $38.47 — gap to target +17%
Today : $47.49 — gap to target -5%
🎯 on UBSI : 100% (1 call matured) · 📊 on Finance : 46.6% · -0.7% (279 calls)
in progress (365j)
matures : Jan 27, 26
matures : Jan 27, 26
See the other 40 calls, newest to oldest
Stephens & Co. ↗
Jan 27, 25
■ Equal-Weight neutral · not a buy · 🎯$43
Price at call : $38.47 — gap to target +12%
Today : $47.49 — gap to target -9%
🎯 on UBSI : no call matured yet · 📊 on Finance : 35.9% · -2.6% (131 calls)
in progress (365j)
matures : Jan 27, 26
matures : Jan 27, 26
Stephens & Co. ↗
Jul 26, 24
■ Equal-Weight neutral · not a buy · 🎯$39
Price at call : $38.55 — gap to target +1%
Today : $47.49 — gap to target -18%
🎯 on UBSI : no call matured yet · 📊 on Finance : 35.9% · -2.6% (131 calls)
in progress (365j)
matures : Jul 26, 25
matures : Jul 26, 25
DA Davidson ↗
Jul 26, 24
■ Neutral neutral · not a buy · 🎯$41
Price at call : $38.55 — gap to target +6%
Today : $47.49 — gap to target -14%
🎯 on UBSI : 100% (1 call matured) · 📊 on Finance : 43.4% · -1.4% (113 calls)
in progress (365j)
matures : Jul 26, 25
matures : Jul 26, 25
Keefe, Bruyette & Woods ↗
Jul 26, 24
■ Market Perform neutral · not a buy · 🎯$40
Price at call : $39.32 — gap to target +2%
Today : $47.49 — gap to target -16%
🎯 on UBSI : 100% (1 call matured) · 📊 on Finance : 46.6% · -0.7% (279 calls)
in progress (365j)
matures : Jul 26, 25
matures : Jul 26, 25
Keefe, Bruyette & Woods ↗
Jun 17, 24
■ Market Perform neutral · not a buy · 🎯$38
Price at call : $31.57 — gap to target +20%
Today : $47.49 — gap to target -20%
🎯 on UBSI : 100% (1 call matured) · 📊 on Finance : 46.6% · -0.7% (279 calls)
in progress (365j)
matures : Jun 17, 25
matures : Jun 17, 25
Keefe, Bruyette & Woods ↗
May 3, 24
■ Market Perform neutral · not a buy · 🎯$38
Price at call : $33.96 — gap to target +12%
Today : $47.49 — gap to target -20%
🎯 on UBSI : 100% (1 call matured) · 📊 on Finance : 46.6% · -0.7% (279 calls)
in progress (365j)
matures : May 3, 25
matures : May 3, 25
Stephens & Co. ↗
Apr 26, 24
■ Equal-Weight neutral · not a buy · 🎯$34
Price at call : $33.35 — gap to target +2%
Today : $47.49 — gap to target -28%
🎯 on UBSI : no call matured yet · 📊 on Finance : 35.9% · -2.6% (131 calls)
in progress (365j)
matures : Apr 26, 25
matures : Apr 26, 25
Raymond James ↗
Jan 5, 24
▲ Outperform · 🎯$41
Price at call : $37.42 — upside +10%
Today : $47.49 — upside -14%
Expected +10% · Actual -0% · Reason (≥ +15%) : ✗ No
🎯 on UBSI : 67% (9 calls matureds) · 📊 on Finance : 43.8% · -1.6% (352 calls)
-0.3%
stock -0% · XLF +28%
matured Jan 4, 25
Piper Sandler ↗
Jul 31, 23
■ Neutral neutral · not a buy · 🎯$35
Price at call : $33.08 — gap to target +6%
Today : $47.49 — gap to target -26%
🎯 on UBSI : no call matured yet · 📊 on Finance : 42.6% · +1.2% (235 calls)
in progress (365j)
matures : Jul 30, 24
matures : Jul 30, 24
Piper Sandler ↗
May 1, 23
■ Neutral neutral · not a buy · 🎯$36
Price at call : $31.93 — gap to target +13%
Today : $47.49 — gap to target -24%
🎯 on UBSI : no call matured yet · 📊 on Finance : 42.6% · +1.2% (235 calls)
in progress (365j)
matures : Apr 30, 24
matures : Apr 30, 24
Keefe, Bruyette & Woods ↗
Apr 28, 23
■ Market Perform neutral · not a buy · 🎯$34
Price at call : $33.13 — gap to target +3%
Today : $47.49 — gap to target -28%
🎯 on UBSI : 100% (1 call matured) · 📊 on Finance : 46.6% · -0.7% (279 calls)
in progress (365j)
matures : Apr 27, 24
matures : Apr 27, 24
Raymond James ↗
Apr 27, 23
▲ Outperform · 🎯$38
Price at call : $32.57 — upside +17%
Today : $47.49 — upside -20%
Expected +17% · Actual +2% · Reason (≥ +15%) : ✗ No
🎯 on UBSI : 67% (9 calls matureds) · 📊 on Finance : 43.8% · -1.6% (352 calls)
+2.4%
stock +2% · XLF +25%
matured Apr 26, 24
Raymond James ↗
Apr 6, 23
▲ Outperform · 🎯$42
Price at call : $34.56 — upside +22%
Today : $47.49 — upside -12%
Expected +22% · Actual +0% · Reason (≥ +15%) : ✗ No
🎯 on UBSI : 67% (9 calls matureds) · 📊 on Finance : 43.8% · -1.6% (352 calls)
+0.3%
stock +0% · XLF +30%
matured Apr 5, 24
Keefe, Bruyette & Woods ↗
Apr 6, 23
■ Market Perform neutral · not a buy · 🎯$36
Price at call : $34.38 — gap to target +5%
Today : $47.49 — gap to target -24%
🎯 on UBSI : 100% (1 call matured) · 📊 on Finance : 46.6% · -0.7% (279 calls)
in progress (365j)
matures : Apr 5, 24
matures : Apr 5, 24
Stephens & Co. ↗
Apr 4, 23
■ Equal-Weight neutral · not a buy · 🎯$32
Price at call : $33.82 — gap to target -5%
Today : $47.49 — gap to target -33%
🎯 on UBSI : no call matured yet · 📊 on Finance : 35.9% · -2.6% (131 calls)
in progress (365j)
matures : Apr 3, 24
matures : Apr 3, 24
Raymond James ↗
Jul 7, 22
▲ Outperform · 🎯$39
Price at call : $35.59 — upside +10%
Today : $47.49 — upside -18%
Expected +10% · Actual -20% · Reason (≥ +15%) : ✗ No
🎯 on UBSI : 67% (9 calls matureds) · 📊 on Finance : 43.8% · -1.6% (352 calls)
-20.3%
stock -20% · XLF +4%
matured Jul 7, 23
DA Davidson ↗
Dec 15, 21
■ Neutral neutral · not a buy · 🎯$38
Price at call : $34.97 — gap to target +9%
Today : $47.49 — gap to target -20%
🎯 on UBSI : 100% (1 call matured) · 📊 on Finance : 43.4% · -1.4% (113 calls)
in progress (365j)
matures : Dec 15, 22
matures : Dec 15, 22
Raymond James ↗
Oct 27, 21
▲ Outperform · 🎯$40
Price at call : $35.29 — upside +13%
Today : $47.49 — upside -16%
Expected +13% · Actual +15% · Reason (≥ +15%) : ✗ No
🎯 on UBSI : 67% (9 calls matureds) · 📊 on Finance : 43.8% · -1.6% (352 calls)
+14.8%
stock +15% · XLF -16%
matured Oct 27, 22
Raymond James ↗
Jul 26, 21
▲ Outperform · 🎯$39
Price at call : $34.75 — upside +12%
Today : $47.49 — upside -18%
Expected +12% · Actual +10% · Reason (≥ +15%) : ✗ No
🎯 on UBSI : 67% (9 calls matureds) · 📊 on Finance : 43.8% · -1.6% (352 calls)
+10.0%
stock +10% · XLF -9%
matured Jul 26, 22
Raymond James ↗
Apr 26, 21
▲ Outperform · 🎯$42
Price at call : $39.11 — upside +7%
Today : $47.49 — upside -12%
Expected +7% · Actual -13% · Reason (≥ +15%) : ✗ No
🎯 on UBSI : 67% (9 calls matureds) · 📊 on Finance : 43.8% · -1.6% (352 calls)
-13.3%
stock -13% · XLF -1%
matured Apr 26, 22
Raymond James ↗
Feb 1, 21
▲ Outperform · 🎯$36
Price at call : $33.07 — upside +9%
Today : $47.49 — upside -24%
Expected +9% · Actual +10% · Reason (≥ +15%) : ✗ No
🎯 on UBSI : 67% (9 calls matureds) · 📊 on Finance : 43.8% · -1.6% (352 calls)
+9.8%
stock +10% · XLF +35%
matured Feb 1, 22
Keefe, Bruyette & Woods ↗
Nov 19, 20
■ Market Perform neutral · not a buy · 🎯$32
Price at call : $29.52 — gap to target +8%
Today : $47.49 — gap to target -33%
🎯 on UBSI : 100% (1 call matured) · 📊 on Finance : 46.6% · -0.7% (279 calls)
in progress (365j)
matures : Nov 19, 21
matures : Nov 19, 21
Piper Sandler ↗
Oct 26, 20
■ Neutral neutral · not a buy · 🎯$29
Price at call : $26.03 — gap to target +11%
Today : $47.49 — gap to target -39%
🎯 on UBSI : no call matured yet · 📊 on Finance : 42.6% · +1.2% (235 calls)
in progress (365j)
matures : Oct 26, 21
matures : Oct 26, 21
Keefe, Bruyette & Woods ↗
Oct 2, 20
▲ Outperform
Actual +57% · Reason (≥ +15%) : ✓ Yes
🎯 on UBSI : 100% (1 call matured) · 📊 on Finance : 46.6% · -0.7% (279 calls)
+57.0%
stock +57% · XLF +56%
matured Oct 2, 21
Piper Sandler ↗
Sep 30, 20
■ Neutral neutral · not a buy · 🎯$25
Price at call : $22.2 — gap to target +13%
Today : $47.49 — gap to target -47%
🎯 on UBSI : no call matured yet · 📊 on Finance : 42.6% · +1.2% (235 calls)
in progress (365j)
matures : Sep 30, 21
matures : Sep 30, 21
Piper Sandler ↗
Jul 27, 20
■ Neutral neutral · not a buy · 🎯$30
Price at call : $27.42 — gap to target +9%
Today : $47.49 — gap to target -37%
🎯 on UBSI : no call matured yet · 📊 on Finance : 42.6% · +1.2% (235 calls)
in progress (365j)
matures : Jul 27, 21
matures : Jul 27, 21
Raymond James ↗
May 4, 20
■ Market Perform neutral · not a buy
🎯 on UBSI : 67% (9 calls matureds) · 📊 on Finance : 43.8% · -1.6% (352 calls)
in progress (365j)
matures : May 4, 21
matures : May 4, 21
Raymond James ↗
Apr 6, 20
▲ Outperform
Actual +64% · Reason (≥ +15%) : ✓ Yes
🎯 on UBSI : 67% (9 calls matureds) · 📊 on Finance : 43.8% · -1.6% (352 calls)
+64.2%
stock +64% · XLF +65%
matured Apr 6, 21
DA Davidson ↗
Mar 23, 20
▲ Buy · 🎯$28
Price at call : $23.06 — upside +21%
Today : $47.49 — upside -41%
Expected +21% · Actual +64% · Reason (≥ +15%) : ✓ Yes
🎯 on UBSI : 100% (1 call matured) · 📊 on Finance : 43.4% · -1.4% (113 calls)
+63.7%
stock +64% · XLF +68%
matured Mar 23, 21
DA Davidson ↗
Apr 27, 18
■ Neutral neutral · not a buy · 🎯$38
Price at call : $34.5 — gap to target +10%
Today : $47.49 — gap to target -20%
🎯 on UBSI : 100% (1 call matured) · 📊 on Finance : 43.4% · -1.4% (113 calls)
in progress (365j)
matures : Apr 27, 19
matures : Apr 27, 19
DA Davidson ↗
Mar 7, 17
■ Neutral neutral · not a buy · 🎯$45
Price at call : $44.45 — gap to target +1%
Today : $47.49 — gap to target -5%
🎯 on UBSI : 100% (1 call matured) · 📊 on Finance : 43.4% · -1.4% (113 calls)
in progress (365j)
matures : Mar 7, 18
matures : Mar 7, 18
Boenning & Scattergood
Nov 17, 16
▼ Underperform
Actual -21% · Reason (≤ −15%) : ✓ Yes
🎯 on UBSI : 100% (2 calls matureds) · 📊 unranked overall
+21.0%
stock -21% · XLF +18%
matured Nov 17, 17
Keefe, Bruyette & Woods ↗
Aug 22, 16
■ Market Perform neutral · not a buy · 🎯$38
Price at call : $38.68 — gap to target -2%
Today : $47.49 — gap to target -20%
🎯 on UBSI : 100% (1 call matured) · 📊 on Finance : 46.6% · -0.7% (279 calls)
in progress (365j)
matures : Aug 22, 17
matures : Aug 22, 17
Boenning & Scattergood
Jan 11, 16
■ Neutral neutral · not a buy
🎯 on UBSI : 100% (2 calls matureds) · 📊 unranked overall
in progress (365j)
matures : Jan 10, 17
matures : Jan 10, 17
■ Market Perform neutral · not a buy · 🎯$38
Price at call : $41 — gap to target -7%
Today : $47.49 — gap to target -20%
🎯 on UBSI : no call matured yet · 📊 on Finance : 66.7% · +7.3% (6 calls)
in progress (365j)
matures : Aug 2, 16
matures : Aug 2, 16
Boenning & Scattergood
Jul 2, 15
▼ Underperform
Actual -9% · Reason (≤ −15%) : ✗ No
🎯 on UBSI : 100% (2 calls matureds) · 📊 unranked overall
+9.1%
stock -9% · XLF -8%
matured Jul 1, 16
Keefe, Bruyette & Woods ↗
Jan 30, 15
■ Market Perform neutral · not a buy · 🎯$34
Price at call : $33.81 — gap to target +1%
Today : $47.49 — gap to target -28%
🎯 on UBSI : 100% (1 call matured) · 📊 on Finance : 46.6% · -0.7% (279 calls)
in progress (365j)
matures : Jan 30, 16
matures : Jan 30, 16
SunTrust Robinson Humphrey
Jun 6, 13
■ Neutral neutral · not a buy
🎯 on UBSI : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Jun 6, 14
matures : Jun 6, 14
SunTrust Robinson Humphrey
Feb 6, 13
■ neutral · not a buy
🎯 on UBSI : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Feb 6, 14
matures : Feb 6, 14
Guggenheim ↗
Apr 10, 12
■ Neutral neutral · not a buy · 🎯$25
Price at call : $27.05 — gap to target -8%
Today : $47.49 — gap to target -47%
🎯 on UBSI : no call matured yet · 📊 on Finance : 62.5% · +0.5% (8 calls)
in progress (365j)
matures : Apr 10, 13
matures : Apr 10, 13
Frequently asked questions
Should I buy United Bankshares stock?
This isn't buy advice. For United Bankshares, the analyst consensus is "Hold", with an average price target of $49.00 (+3% vs the current price). What matters is their past reliability on this stock: the most reliable one is right 100% of the time (2 calls tracked on United Bankshares). We show the numbers — you decide.
Is it too late to buy United Bankshares? How high can it go?
The most bullish analyst target on United Bankshares is $50.00 (+5% above today's price); the average is $49.00. That's the upside they see. Check how reliable those analysts have actually been on United Bankshares on our site before trusting it.
Is United Bankshares still a good buy?
The most useful "opinion" isn't an opinion — it's a track record: 2 analysts have a real record on United Bankshares, the best hitting 100% over 2 calls. Current consensus: "Hold". Make your call on data, not noise.
What has United Bankshares's past performance been?
Historical returns and a "how much if I had invested" calculator: UBSI performance & returns.
Does United Bankshares pay a dividend?
Yield, consistency and growth history of the dividend: UBSI's dividend.
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