United Community Banks, Inc. (UCB) stock: analyst price target and their real reliability
Live quote · data updated Aug 28, 2026
United Community Banks, Inc. · Financials · ref. ETF XLF · 27 calls · price $35.23
What the company does: United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial services in the United States.
📈 United Community Banks, Inc. (UCB) stock price
$35.23+5.2% over range
Aug 28, 25low $28.94 · high $37.09Aug 27, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
SellBuy
Buy
75% recommend buying · 4 analysts
📊 JPI status : United Community Banks, Inc. has never appeared in a JPI ranking (Fair or Risk +) — our methods haven't picked it to date. See the selected stocks →
🎯 UCB price target & analyst consensus — price $35.23
The price target · all analysts combined (4 targets)
Highest target · 3 firms of 4$40+13.5%
Median target · of 4 targets$40+13.5%
Lowest target · 1 firm of 4$35-0.7%
Current price$35.23
Where these 4 targets sit · versus the current price · 1 target per firm, last 6 months
Above the price
375%
$40
Below
125%
$35
⭐ What the most reliable analysts say
· those who beat their sector, targets replayed on real prices
⭐ The most reliable of them, either direction: DA Davidson — 67% of its targets hit on this sector (100 calls tested). It aims for $40 (+14 %), call made on July 23, 2026, maturing on July 23, 2027 (36 d ago).
The 2 reliable analysts
$37.50+6.4 %
The 2 other firms
$40+14 %
How to read it: the 2 reliable firms are not filtered by optimism — 1 aim above the price, 1 below, hence their $37.50 median. “The 2 others” are the firms that don't pass our reliability filter on this sector.
The consensus · 4 ratings (last 6 months)
Strong Buy00%
Buy375%
Hold125%
Sell00%
Strong Sell00%
Go deeper on the analysts
🎯 UCB price target all
All 27 calls, one by one, with our verdict on each firm.
→ See all 27 targets, analyst by analyst💡 The best analysts on UCB most reliable
Their real reliability on UCB, firm by firm: who was right, who was wrong.
→ See their reliability on UCBAll analysts (the consensus) · vs · the best (those who've been right)
💬 A question about United Community Banks, Inc.? The JPI assistant answers using our backtest data.
🏛️ United Community Banks, Inc. insider buying: who's buying and how much › open the full page
1 insider bought1 buys / 6 mo $74k
🔎 Detailed analyses
✅ Historical analyst reliability on UCB
Hit rate measured on targets already matured (12 months), replayed against real prices. Click a header to sort.
| Firm ↕ | % right i ↕ | Gain vs sector i ↕ | Calls i ↕ |
|---|---|---|---|
| DA Davidson ↗ | 67% | +10.7% | 3 |
📊 What $1,000 invested in United Community Banks, Inc. would be worth › open the full page
In short — $1,000 invested in United Community Banks, Inc. 10 years ago would be worth $1,827 today, i.e. +6%/yr on average. Best year: 2016 (+52%), worst: 2018 (-24%). Price performance, excluding dividends.
If I'd invested $1,000 in United Community Banks, Inc.
| Investment | Worth today | Gain |
|---|---|---|
| 1 years ago | $1,102 | +10% |
| 3 years ago | $1,054 | +5% |
| 5 years ago | $1,252 | +25% |
Return by year (United Community Banks, Inc.)
| Year | Return | $1,000 invested at year start |
|---|---|---|
| 2026 (YTD) | +14% | $1,141 (+14%) |
| 2025 | -3% | $1,102 (+10%) |
| 2024 | +10% | $1,217 (+22%) |
⚠️ Past performance, not predictive nor advice. Prices in $, excluding dividends. Yahoo Finance data.
📰 Recent news on United Community Banks, Inc.
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📋 All analyst calls on UCB
Filtered on — · ✕ show all
DA Davidson ↗
Jul 22, 26
▲ Buy · 🎯$40
Price at call : $34.89 — upside +15%
Today : $35.23 — upside +14%
🎯 on UCB : 67% (3 calls matureds) · 📊 on Finance : 53% · +4.3% (100 calls)
in progress (365j)
matures : Jul 22, 27
matures : Jul 22, 27
Piper Sandler ↗
Jun 17, 26
■ Neutral neutral · not a buy · 🎯$35
Price at call : $32.85 — gap to target +7%
Today : $35.23 — gap to target -1%
🎯 on UCB : no call matured yet · 📊 on Finance : 51.5% · +3.5% (326 calls)
in progress (365j)
matures : Jun 17, 27
matures : Jun 17, 27
DA Davidson ↗
Jun 15, 26
▲ Buy · 🎯$40
Price at call : $33.31 — upside +20%
Today : $35.23 — upside +14%
🎯 on UCB : 67% (3 calls matureds) · 📊 on Finance : 53% · +4.3% (100 calls)
in progress (365j)
matures : Jun 15, 27
matures : Jun 15, 27
Stephens & Co. ↗
Apr 28, 26
▲ Overweight · 🎯$40
Price at call : $33.64 — upside +19%
Today : $35.23 — upside +14%
🎯 on UCB : 100% (1 call matured) · 📊 on Finance : 48.6% · -0.4% (109 calls)
in progress (365j)
matures : Apr 28, 27
matures : Apr 28, 27
DA Davidson ↗
Apr 22, 26
▲ Buy · 🎯$39
Price at call : $33.67 — upside +16%
Today : $35.23 — upside +11%
🎯 on UCB : 67% (3 calls matureds) · 📊 on Finance : 53% · +4.3% (100 calls)
in progress (365j)
matures : Apr 22, 27
matures : Apr 22, 27
Piper Sandler ↗
Apr 22, 26
■ Neutral neutral · not a buy · 🎯$36
Price at call : $32.89 — gap to target +9%
Today : $35.23 — gap to target +2%
🎯 on UCB : no call matured yet · 📊 on Finance : 51.5% · +3.5% (326 calls)
in progress (365j)
matures : Apr 22, 27
matures : Apr 22, 27
Keefe, Bruyette & Woods ↗
Apr 9, 26
▲ Outperform · 🎯$40
Price at call : $34.84 — upside +15%
Today : $35.23 — upside +14%
🎯 on UCB : no call matured yet · 📊 on Finance : 43.3% · +0.7% (291 calls)
in progress (365j)
matures : Apr 9, 27
matures : Apr 9, 27
DA Davidson ↗
Jan 15, 26
▲ Buy · 🎯$39
Price at call : $33.86 — upside +15%
Today : $35.23 — upside +11%
🎯 on UCB : 67% (3 calls matureds) · 📊 on Finance : 53% · +4.3% (100 calls)
in progress (365j)
matures : Jan 15, 27
matures : Jan 15, 27
See the other 19 calls, newest to oldest
Stephens & Co. ↗
Jan 15, 26
▲ Overweight · 🎯$39
Price at call : $33.86 — upside +15%
Today : $35.23 — upside +11%
🎯 on UCB : 100% (1 call matured) · 📊 on Finance : 48.6% · -0.4% (109 calls)
in progress (365j)
matures : Jan 15, 27
matures : Jan 15, 27
Keefe, Bruyette & Woods ↗
Jan 15, 26
■ Market Perform neutral · not a buy · 🎯$36
Price at call : $33.91 — gap to target +6%
Today : $35.23 — gap to target +2%
🎯 on UCB : no call matured yet · 📊 on Finance : 43.3% · +0.7% (291 calls)
in progress (365j)
matures : Jan 15, 27
matures : Jan 15, 27
Keefe, Bruyette & Woods ↗
Jul 28, 25
■ Market Perform neutral · not a buy · 🎯$34
Price at call : $31.24 — gap to target +9%
Today : $35.23 — gap to target -3%
🎯 on UCB : no call matured yet · 📊 on Finance : 43.3% · +0.7% (291 calls)
in progress (365j)
matures : Jul 28, 26
matures : Jul 28, 26
DA Davidson ↗
Jul 24, 25
▲ Buy · 🎯$36
Price at call : $31.54 — upside +14%
Today : $35.23 — upside +2%
Expected +14% · Actual +12% · Reason (≥ +15%) : ✗ No
🎯 on UCB : 67% (3 calls matureds) · 📊 on Finance : 53% · +4.3% (100 calls)
+11.5%
stock +12% · XLF +6%
matured Jul 24, 26
Raymond James ↗
Jul 8, 25
■ Market Perform neutral · not a buy
🎯 on UCB : no call matured yet · 📊 on Finance : 39.9% · -2.6% (353 calls)
in progress (365j)
matures : Jul 8, 26
matures : Jul 8, 26
Keefe, Bruyette & Woods ↗
Apr 30, 25
■ Market Perform neutral · not a buy · 🎯$32
Price at call : $27.88 — gap to target +15%
Today : $35.23 — gap to target -9%
🎯 on UCB : no call matured yet · 📊 on Finance : 43.3% · +0.7% (291 calls)
in progress (365j)
matures : Apr 30, 26
matures : Apr 30, 26
DA Davidson ↗
Apr 23, 25
▲ Buy · 🎯$33
Price at call : $27.31 — upside +21%
Today : $35.23 — upside -6%
Expected +21% · Actual +21% · Reason (≥ +15%) : ✓ Yes
🎯 on UCB : 67% (3 calls matureds) · 📊 on Finance : 53% · +4.3% (100 calls)
+21.1%
stock +21% · XLF +7%
matured Apr 23, 26
Stephens & Co. ↗
Apr 23, 25
▲ Overweight · 🎯$36
Price at call : $27.31 — upside +32%
Today : $35.23 — upside +2%
Expected +32% · Actual +21% · Reason (≥ +15%) : ✓ Yes
🎯 on UCB : 100% (1 call matured) · 📊 on Finance : 48.6% · -0.4% (109 calls)
+21.1%
stock +21% · XLF +7%
matured Apr 23, 26
Hovde Group
Mar 20, 25
■ Market Perform neutral · not a buy · 🎯$32
Price at call : $28.12 — gap to target +14%
Today : $35.23 — gap to target -9%
🎯 on UCB : no call matured yet · 📊 on Finance : 41.7% · +1.9% (12 calls)
in progress (365j)
matures : Mar 20, 26
matures : Mar 20, 26
Piper Sandler ↗
Jan 23, 25
■ Neutral neutral · not a buy · 🎯$35
Price at call : $32.97 — gap to target +6%
Today : $35.23 — gap to target -1%
🎯 on UCB : no call matured yet · 📊 on Finance : 51.5% · +3.5% (326 calls)
in progress (365j)
matures : Jan 23, 26
matures : Jan 23, 26
Piper Sandler ↗
Oct 25, 24
■ Neutral neutral · not a buy · 🎯$28
Price at call : $28.58 — gap to target -2%
Today : $35.23 — gap to target -21%
🎯 on UCB : no call matured yet · 📊 on Finance : 51.5% · +3.5% (326 calls)
in progress (365j)
matures : Oct 25, 25
matures : Oct 25, 25
Truist Securities ↗
Oct 25, 24
■ Hold neutral · not a buy · 🎯$30
Price at call : $28.58 — gap to target +5%
Today : $35.23 — gap to target -15%
🎯 on UCB : no call matured yet · 📊 on Finance : 41.4% · -1.7% (58 calls)
in progress (365j)
matures : Oct 25, 25
matures : Oct 25, 25
Truist Securities ↗
Sep 20, 24
■ Hold neutral · not a buy · 🎯$32
Price at call : $29.34 — gap to target +9%
Today : $35.23 — gap to target -9%
🎯 on UCB : no call matured yet · 📊 on Finance : 41.4% · -1.7% (58 calls)
in progress (365j)
matures : Sep 20, 25
matures : Sep 20, 25
DA Davidson ↗
Jul 25, 24
▲ Buy · 🎯$35
Price at call : $31.51 — upside +11%
Today : $35.23 — upside -1%
Expected +11% · Actual -0% · Reason (≥ +15%) : ✗ No
🎯 on UCB : 67% (3 calls matureds) · 📊 on Finance : 53% · +4.3% (100 calls)
-0.4%
stock -0% · XLF +22%
matured Jul 25, 25
Truist Securities ↗
Jul 25, 24
■ Hold neutral · not a buy · 🎯$31
Price at call : $31.51 — gap to target -2%
Today : $35.23 — gap to target -12%
🎯 on UCB : no call matured yet · 📊 on Finance : 41.4% · -1.7% (58 calls)
in progress (365j)
matures : Jul 25, 25
matures : Jul 25, 25
Keefe, Bruyette & Woods ↗
Jul 25, 24
■ Market Perform neutral · not a buy · 🎯$32
Price at call : $31.51 — gap to target +2%
Today : $35.23 — gap to target -9%
🎯 on UCB : no call matured yet · 📊 on Finance : 43.3% · +0.7% (291 calls)
in progress (365j)
matures : Jul 25, 25
matures : Jul 25, 25
Truist Securities ↗
Jul 8, 24
■ Hold neutral · not a buy · 🎯$26
Price at call : $24.98 — gap to target +4%
Today : $35.23 — gap to target -26%
🎯 on UCB : no call matured yet · 📊 on Finance : 41.4% · -1.7% (58 calls)
in progress (365j)
matures : Jul 8, 25
matures : Jul 8, 25
Piper Sandler ↗
Apr 25, 24
■ Neutral neutral · not a buy · 🎯$28
Price at call : $25.82 — gap to target +8%
Today : $35.23 — gap to target -21%
🎯 on UCB : no call matured yet · 📊 on Finance : 51.5% · +3.5% (326 calls)
in progress (365j)
matures : Apr 25, 25
matures : Apr 25, 25
Truist Securities ↗
Apr 1, 24
■ Hold neutral · not a buy · 🎯$28
Price at call : $25.29 — gap to target +11%
Today : $35.23 — gap to target -21%
🎯 on UCB : no call matured yet · 📊 on Finance : 41.4% · -1.7% (58 calls)
in progress (365j)
matures : Apr 1, 25
matures : Apr 1, 25
Frequently asked questions
Should I buy United Community Banks, Inc. stock?
This isn't buy advice. For United Community Banks, Inc., the analyst consensus is "Buy", with an average price target of $40.00 (+14% vs the current price). What matters is their past reliability on this stock: the most reliable one is right 67% of the time (3 calls tracked on United Community Banks, Inc.). We show the numbers — you decide.
Is it too late to buy United Community Banks, Inc.? How high can it go?
The most bullish analyst target on United Community Banks, Inc. is $40.00 (+14% above today's price); the average is $40.00. That's the upside they see. Check how reliable those analysts have actually been on United Community Banks, Inc. on our site before trusting it.
Is United Community Banks, Inc. still a good buy?
The most useful "opinion" isn't an opinion — it's a track record: 1 analyst have a real record on United Community Banks, Inc., the best hitting 67% over 3 calls. Current consensus: "Buy". Make your call on data, not noise.
What has United Community Banks, Inc.'s past performance been?
Historical returns and a "how much if I had invested" calculator: UCB performance & returns.
Are insiders buying UCB stock?
Executives' and large holders' buys and sells, decoded: insider buying on UCB.
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