Unum (UNM) fundamentals: P/E, valuation, undervalued?
Unum · Financials · ref. ETF XLF · price $92.45
In short — Unum trades at 21.3× earnings (P/E), 9.8× forward, with a net margin of 5.3 % and revenue growth of +0 %. Read: Average P/E (P/E 21 (near the ~20-25 average)).
Is Unum stock cheap or undervalued? A good time to buy? Here are its fundamentals — P/E, PEG, margin and income statement — to judge its valuation.
📈 1-year price
$92.45+33.4% over range
Aug 28, 25low $69.32 · high $93.33Aug 27, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
SellBuy
Buy
64% recommend buying · 11 analysts
Valuation : Average P/E — P/E 21 (near the ~20-25 average)
Valuation
21.3
P/E (price/earnings)
9.8
Forward P/E
—
PEG
1.4
Price/book (P/B)
$14.6B
Market cap
4.35
EPS
Profitability & growth
5.3 %
Net margin
+0 %
Revenue growth
-16 %
Earnings growth
$4.0B
Total debt
Unum income statement
| Fiscal year | Revenue | Net income | Margin |
|---|---|---|---|
| 2022 | $12.0B | $1.3B | 10.9 % |
| 2023 | $12.4B | $1.3B | 10.3 % |
| 2024 | $12.9B | $1.8B | 13.8 % |
| 2025 | $13.2B | $739M | 5.6 % |
⚠️ Indicative financial data (Yahoo Finance), not investment advice. Amounts in $.
Frequently asked questions
What is Unum's P/E and is the stock undervalued? What's a good P/E?
Unum's P/E is 21.3 (forward 9.8). Below ~15 = fairly cheap, above ~30 = expensive. Our valuation verdict: "Average P/E".
Is Unum profitable?
Unum has a net margin of 5.3 % (EPS 4.35). The company is profitable.
Is UNM stock expensive?
Our read: "Average P/E" — P/E 21 (near the ~20-25 average). Cross-check with growth and sector.
💬 A question about Unum? The JPI assistant answers using our backtest data.