Unum (UNM) stock: analyst price target and their real reliability
Live quote · data updated Aug 28, 2026
Unum · Financials · ref. ETF XLF · 50 calls · price $92.45
What the company does: Unum Group, together with its subsidiaries, provides financial protection benefit solutions in the United States, the United Kingdom, and Poland.
📈 Unum (UNM) stock price
$92.45+33.4% over range
Aug 28, 25low $69.32 · high $93.33Aug 27, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
SellBuy
Buy
64% recommend buying · 11 analysts
📊 JPI status : Unum has never appeared in a JPI ranking (Fair or Risk +) — our methods haven't picked it to date. See the selected stocks →
🎯 UNM price target & analyst consensus — price $92.45
The price target · all analysts combined (11 targets)
Highest target · 1 firm of 11$123+33.0%
Median target · of 11 targets$100+8.2%
Lowest target · 1 firm of 11$77-16.7%
Current price$92.45
Where these 11 targets sit · versus the current price · 1 target per firm, last 6 months
Above the price
873%
$96 ↔ $123
Below
327%
$77 ↔ $92
⭐ What the most reliable analysts say
· those who beat their sector, targets replayed on real prices
⭐ The most reliable of them, either direction: Jefferies — 69% of its targets hit on this sector (107 calls tested). It aims for $123 (+33 %), call made on July 11, 2026, maturing on July 11, 2027 (48 d ago).
The 6 reliable analysts
$109+18 %
The 5 other firms
$92-0.5 %
How to read it: the 6 reliable firms are not filtered by optimism — 6 aim above the price, 0 below, hence their $109 median. “The 5 others” are the firms that don't pass our reliability filter on this sector.
The consensus · 11 ratings (last 6 months)
Strong Buy00%
Buy764%
Hold436%
Sell00%
Strong Sell00%
Go deeper on the analysts
🎯 UNM price target all
All 50 calls, one by one, with our verdict on each firm.
→ See all 50 targets, analyst by analyst💡 The best analysts on UNM most reliable
The case for and against, with the numbers, per those who've been right on the stock.
→ Should you invest in UNM? The case for & againstAll analysts (the consensus) · vs · the best (those who've been right)
💬 A question about Unum? The JPI assistant answers using our backtest data.
💰 Unum dividend: yield, history & growth › open the full page
2.01%annual yield
📈 Steady dividend — 16 yrs of consecutive dividend increases
That's ~$1.84 per share per year.
📈 Unum fundamentals: valuation, margins & growth › open the full page
P/E 21.3Net margin 5.3 %Revenue growth +0.3 %Average P/E
Revenue, net income and margin per year
Revenue Net income · hover a bar for details
2022
marg. 11 %
2023
Rev +3%Profit −2%
2024
Rev +4%Profit +39%
2025
Rev +2%Profit −58%
🔎 Detailed analyses
🏛️ Which US Congress members hold Unum (UNM)?
3 Congress members have disclosed UNM buys. Click a highlighted name to see their track record (do they beat the S&P 500?).
✅ Historical analyst reliability on UNM
Hit rate measured on targets already matured (12 months), replayed against real prices. Click a header to sort.
| Firm ↕ | % right i ↕ | Gain vs sector i ↕ | Calls i ↕ |
|---|---|---|---|
| SunTrust Robinson Humphrey | 100% | +69.7% | 2 |
| UBS ↗ | 100% | +57.6% | 2 |
| Deutsche Bank ↗ | 100% | +45.9% | 2 |
| JP Morgan ↗ | 100% | +36.8% | 6 |
| Truist Securities ↗ | 100% | +27.9% | 6 |
| Citigroup ↗ | 100% | +27.0% | 5 |
| Wells Fargo ↗ | 93% | +20.3% | 14 |
| Jefferies ↗ | 83% | +25.2% | 6 |
| Piper Sandler ↗ | 75% | +16.8% | 8 |
| B of A Securities ↗ | 75% | -5.4% | 4 |
See the other 6 firms
| Credit Suisse | 33% | +10.6% | 3 |
| BMO Capital ↗ | 50% | -6.2% | 2 |
| Raymond James ↗ | 50% | -3.3% | 2 |
| Barclays ↗ | 56% | -5.9% | 18 |
| Keefe, Bruyette & Woods ↗ | 60% | +7.1% | 5 |
| Goldman Sachs ↗ | 67% | +9.3% | 6 |
📊 What $1,000 invested in Unum would be worth › open the full page
In short — $1,000 invested in Unum 10 years ago would be worth $3,122 today, i.e. +12%/yr on average. Best year: 2022 (+66%), worst: 2018 (-35%). Price performance, excluding dividends.
If I'd invested $1,000 in Unum
| Investment | Worth today | Gain |
|---|---|---|
| 1 years ago | $1,172 | +17% |
| 3 years ago | $2,127 | +113% |
| 5 years ago | $3,848 | +285% |
Return by year (Unum)
| Year | Return | $1,000 invested at year start |
|---|---|---|
| 2026 (YTD) | +18% | $1,177 (+18%) |
| 2025 | 0% | $1,172 (+17%) |
| 2024 | +58% | $1,849 (+85%) |
⚠️ Past performance, not predictive nor advice. Prices in $, excluding dividends. Yahoo Finance data.
📰 Recent news on Unum
Loading news…
📋 All analyst calls on UNM
Filtered on — · ✕ show all
Morgan Stanley ↗
Aug 24, 26
■ Equal-Weight neutral · not a buy · 🎯$92
Price at call : $89.69 — gap to target +3%
Today : $92.45 — gap to target -0%
🎯 on UNM : no call matured yet · 📊 on Finance : 50.1% · +1.8% (387 calls)
in progress (365j)
matures : Aug 24, 27
matures : Aug 24, 27
■ Neutral neutral · not a buy · 🎯$98
Price at call : $91.39 — gap to target +7%
Today : $92.45 — gap to target +6%
🎯 on UNM : no call matured yet · 📊 on Finance : 49.8% · +1.8% (211 calls)
in progress (365j)
matures : Aug 3, 27
matures : Aug 3, 27
Keefe, Bruyette & Woods ↗
Jul 30, 26
▲ Outperform · 🎯$108
Price at call : $86.77 — upside +24%
Today : $92.45 — upside +17%
🎯 on UNM : 100% (2 calls matureds) · 📊 on Finance : 46.6% · -0.7% (279 calls)
in progress (365j)
matures : Jul 30, 27
matures : Jul 30, 27
■ Neutral neutral · not a buy · 🎯$101
Price at call : $87.79 — gap to target +15%
Today : $92.45 — gap to target +9%
🎯 on UNM : no call matured yet · 📊 on Finance : 49.8% · +1.8% (211 calls)
in progress (365j)
matures : Jul 21, 27
matures : Jul 21, 27
Evercore ISI Group ↗
Jul 13, 26
▲ Outperform · 🎯$111
Price at call : $88.47 — upside +25%
Today : $92.45 — upside +20%
🎯 on UNM : 100% (1 call matured) · 📊 on Finance : 54.8% · +1.9% (73 calls)
in progress (365j)
matures : Jul 13, 27
matures : Jul 13, 27
▲ Buy · 🎯$123
Price at call : $89.41 — upside +38%
Today : $92.45 — upside +33%
🎯 on UNM : no call matured yet · 📊 on Finance : 45.8% · +0.4% (107 calls)
in progress (365j)
matures : Jul 10, 27
matures : Jul 10, 27
Wells Fargo ↗
Jul 9, 26
▲ Overweight · 🎯$101
Price at call : $87.5 — upside +15%
Today : $92.45 — upside +9%
🎯 on UNM : 100% (4 calls matureds) · 📊 on Finance : 50.3% · +0.1% (292 calls)
in progress (365j)
matures : Jul 9, 27
matures : Jul 9, 27
Evercore ISI Group ↗
Jul 7, 26
▲ Outperform · 🎯$106
Price at call : $89.2 — upside +19%
Today : $92.45 — upside +15%
🎯 on UNM : 100% (1 call matured) · 📊 on Finance : 54.8% · +1.9% (73 calls)
in progress (365j)
matures : Jul 7, 27
matures : Jul 7, 27
See the other 42 calls, newest to oldest
Wolfe Research ↗
Jul 6, 26
▲ Outperform · 🎯$100
Price at call : $89.2 — upside +12%
Today : $92.45 — upside +8%
🎯 on UNM : no call matured yet · 📊 on Finance : 28.6% · -13.9% (21 calls)
in progress (365j)
matures : Jul 6, 27
matures : Jul 6, 27
▲ Overweight · 🎯$110
Price at call : $89.2 — upside +23%
Today : $92.45 — upside +19%
🎯 on UNM : 100% (2 calls matureds) · 📊 on Finance : 45.7% · -4.8% (337 calls)
in progress (365j)
matures : Jul 6, 27
matures : Jul 6, 27
Morgan Stanley ↗
May 21, 26
■ Equal-Weight neutral · not a buy · 🎯$87
Price at call : $84.52 — gap to target +3%
Today : $92.45 — gap to target -6%
🎯 on UNM : no call matured yet · 📊 on Finance : 50.1% · +1.8% (387 calls)
in progress (365j)
matures : May 21, 27
matures : May 21, 27
Wells Fargo ↗
May 5, 26
▲ Overweight · 🎯$100
Price at call : $80.83 — upside +24%
Today : $92.45 — upside +8%
🎯 on UNM : 100% (4 calls matureds) · 📊 on Finance : 50.3% · +0.1% (292 calls)
in progress (365j)
matures : May 5, 27
matures : May 5, 27
Truist Securities ↗
Apr 30, 26
▲ Buy · 🎯$96
Price at call : $80.84 — upside +19%
Today : $92.45 — upside +4%
🎯 on UNM : no call matured yet · 📊 on Finance : 43.5% · -1.4% (200 calls)
in progress (365j)
matures : Apr 30, 27
matures : Apr 30, 27
B of A Securities ↗
Apr 14, 26
■ Neutral neutral · not a buy · 🎯$77
Price at call : $78.9 — gap to target -2%
Today : $92.45 — gap to target -17%
🎯 on UNM : no call matured yet · 📊 on Finance : 44.4% · -3.4% (117 calls)
in progress (365j)
matures : Apr 14, 27
matures : Apr 14, 27
Wells Fargo ↗
Apr 10, 26
▲ Overweight · 🎯$99
Price at call : $77.2 — upside +28%
Today : $92.45 — upside +7%
🎯 on UNM : 100% (4 calls matureds) · 📊 on Finance : 50.3% · +0.1% (292 calls)
in progress (365j)
matures : Apr 10, 27
matures : Apr 10, 27
■ Neutral neutral · not a buy · 🎯$85
Price at call : $76.67 — gap to target +11%
Today : $92.45 — gap to target -8%
🎯 on UNM : no call matured yet · 📊 on Finance : 50.8% · +0.3% (118 calls)
in progress (365j)
matures : Apr 9, 27
matures : Apr 9, 27
Morgan Stanley ↗
Mar 3, 26
■ Equal-Weight neutral · not a buy · 🎯$80
Price at call : $73.39 — gap to target +9%
Today : $92.45 — gap to target -13%
🎯 on UNM : no call matured yet · 📊 on Finance : 50.1% · +1.8% (387 calls)
in progress (365j)
matures : Mar 3, 27
matures : Mar 3, 27
Wells Fargo ↗
Feb 25, 26
▲ Overweight · 🎯$102
Price at call : $73.82 — upside +38%
Today : $92.45 — upside +10%
🎯 on UNM : 100% (4 calls matureds) · 📊 on Finance : 50.3% · +0.1% (292 calls)
in progress (365j)
matures : Feb 25, 27
matures : Feb 25, 27
■ Neutral neutral · not a buy · 🎯$81
Price at call : $70.84 — gap to target +14%
Today : $92.45 — gap to target -12%
🎯 on UNM : no call matured yet · 📊 on Finance : 50.8% · +0.3% (118 calls)
in progress (365j)
matures : Feb 20, 27
matures : Feb 20, 27
■ Neutral neutral · not a buy · 🎯$90
Price at call : $71.7 — gap to target +26%
Today : $92.45 — gap to target -3%
🎯 on UNM : no call matured yet · 📊 on Finance : 49.8% · +1.8% (211 calls)
in progress (365j)
matures : Feb 6, 27
matures : Feb 6, 27
Wells Fargo ↗
Jan 13, 26
▲ Overweight · 🎯$104
Price at call : $79.82 — upside +30%
Today : $92.45 — upside +12%
🎯 on UNM : 100% (4 calls matureds) · 📊 on Finance : 50.3% · +0.1% (292 calls)
in progress (365j)
matures : Jan 13, 27
matures : Jan 13, 27
Evercore ISI Group ↗
Nov 5, 25
▲ Outperform · 🎯$99
Price at call : $76.77 — upside +29%
Today : $92.45 — upside +7%
🎯 on UNM : 100% (1 call matured) · 📊 on Finance : 54.8% · +1.9% (73 calls)
in progress (365j)
matures : Nov 5, 26
matures : Nov 5, 26
■ Neutral neutral · not a buy · 🎯$92
Price at call : $76.77 — gap to target +20%
Today : $92.45 — gap to target -0%
🎯 on UNM : no call matured yet · 📊 on Finance : 49.8% · +1.8% (211 calls)
in progress (365j)
matures : Nov 4, 26
matures : Nov 4, 26
▲ Overweight · 🎯$95
Price at call : $76.77 — upside +24%
Today : $92.45 — upside +3%
🎯 on UNM : 100% (2 calls matureds) · 📊 on Finance : 45.7% · -4.8% (337 calls)
in progress (365j)
matures : Oct 8, 26
matures : Oct 8, 26
Wells Fargo ↗
Oct 8, 25
▲ Overweight · 🎯$98
Price at call : $76.77 — upside +28%
Today : $92.45 — upside +6%
🎯 on UNM : 100% (4 calls matureds) · 📊 on Finance : 50.3% · +0.1% (292 calls)
in progress (365j)
matures : Oct 8, 26
matures : Oct 8, 26
Morgan Stanley ↗
Oct 7, 25
■ Equal-Weight neutral · not a buy · 🎯$81
Price at call : $78.62 — gap to target +3%
Today : $92.45 — gap to target -12%
🎯 on UNM : no call matured yet · 📊 on Finance : 50.1% · +1.8% (387 calls)
in progress (365j)
matures : Oct 7, 26
matures : Oct 7, 26
Wolfe Research ↗
Sep 16, 25
▲ Outperform · 🎯$91
Price at call : $74.21 — upside +23%
Today : $92.45 — upside -2%
🎯 on UNM : no call matured yet · 📊 on Finance : 28.6% · -13.9% (21 calls)
in progress (365j)
matures : Sep 16, 26
matures : Sep 16, 26
Morgan Stanley ↗
Aug 18, 25
■ Equal-Weight neutral · not a buy · 🎯$79
Price at call : $69.09 — gap to target +14%
Today : $92.45 — gap to target -15%
🎯 on UNM : no call matured yet · 📊 on Finance : 50.1% · +1.8% (387 calls)
in progress (365j)
matures : Aug 18, 26
matures : Aug 18, 26
Wells Fargo ↗
Jul 31, 25
▲ Overweight · 🎯$100
Price at call : $69.73 — upside +43%
Today : $92.45 — upside +8%
Expected +43% · Actual +29% · Reason (≥ +15%) : ✓ Yes
🎯 on UNM : 100% (4 calls matureds) · 📊 on Finance : 50.3% · +0.1% (292 calls)
+29.2%
stock +29% · XLF +12%
matured Jul 31, 26
Keefe, Bruyette & Woods ↗
Jul 31, 25
▲ Outperform · 🎯$95
Price at call : $71.81 — upside +32%
Today : $92.45 — upside +3%
Expected +32% · Actual +20% · Reason (≥ +15%) : ✓ Yes
🎯 on UNM : 100% (2 calls matureds) · 📊 on Finance : 46.6% · -0.7% (279 calls)
+19.9%
stock +20% · XLF +9%
matured Jul 31, 26
■ Neutral neutral · not a buy · 🎯$87
Price at call : $71.81 — gap to target +21%
Today : $92.45 — gap to target -6%
🎯 on UNM : no call matured yet · 📊 on Finance : 50.8% · +0.3% (118 calls)
in progress (365j)
matures : Jul 30, 26
matures : Jul 30, 26
Evercore ISI Group ↗
Jul 30, 25
▲ Outperform · 🎯$96
Price at call : $71.11 — upside +35%
Today : $92.45 — upside +4%
Expected +35% · Actual +22% · Reason (≥ +15%) : ✓ Yes
🎯 on UNM : 100% (1 call matured) · 📊 on Finance : 54.8% · +1.9% (73 calls)
+22.0%
stock +22% · XLF +8%
matured Jul 30, 26
Morgan Stanley ↗
Jul 14, 25
■ Equal-Weight neutral · not a buy · 🎯$85
Price at call : $78.97 — gap to target +8%
Today : $92.45 — gap to target -8%
🎯 on UNM : no call matured yet · 📊 on Finance : 50.1% · +1.8% (387 calls)
in progress (365j)
matures : Jul 14, 26
matures : Jul 14, 26
■ Neutral neutral · not a buy · 🎯$96
Price at call : $79.27 — gap to target +21%
Today : $92.45 — gap to target +4%
🎯 on UNM : no call matured yet · 📊 on Finance : 49.8% · +1.8% (211 calls)
in progress (365j)
matures : Jul 8, 26
matures : Jul 8, 26
▲ Overweight · 🎯$96
Price at call : $80.94 — upside +19%
Today : $92.45 — upside +4%
Expected +19% · Actual +8% · Reason (≥ +15%) : ✗ No
🎯 on UNM : 100% (2 calls matureds) · 📊 on Finance : 45.7% · -4.8% (337 calls)
+8.4%
stock +8% · XLF +5%
matured Jul 7, 26
Piper Sandler ↗
Jul 3, 25
▲ Overweight · 🎯$92
Price at call : $82.12 — upside +12%
Today : $92.45 — upside -0%
Expected +12% · Actual +9% · Reason (≥ +15%) : ✗ No
🎯 on UNM : 50% (2 calls matureds) · 📊 on Finance : 42.6% · +1.2% (235 calls)
+9.0%
stock +9% · XLF +6%
matured Jul 3, 26
Wells Fargo ↗
Jul 1, 25
▲ Overweight · 🎯$105
Price at call : $82.06 — upside +28%
Today : $92.45 — upside +14%
Expected +28% · Actual +11% · Reason (≥ +15%) : ✗ No
🎯 on UNM : 100% (4 calls matureds) · 📊 on Finance : 50.3% · +0.1% (292 calls)
+11.4%
stock +11% · XLF +4%
matured Jul 1, 26
■ Neutral neutral · not a buy · 🎯$89
Price at call : $81.74 — gap to target +9%
Today : $92.45 — gap to target -4%
🎯 on UNM : no call matured yet · 📊 on Finance : 50.8% · +0.3% (118 calls)
in progress (365j)
matures : May 23, 26
matures : May 23, 26
Morgan Stanley ↗
May 19, 25
■ Equal-Weight neutral · not a buy · 🎯$83
Price at call : $82.01 — gap to target +1%
Today : $92.45 — gap to target -10%
🎯 on UNM : no call matured yet · 📊 on Finance : 50.1% · +1.8% (387 calls)
in progress (365j)
matures : May 19, 26
matures : May 19, 26
Wells Fargo ↗
May 1, 25
▲ Overweight · 🎯$97
Price at call : $79.61 — upside +22%
Today : $92.45 — upside +5%
Expected +22% · Actual +1% · Reason (≥ +15%) : ✗ No
🎯 on UNM : 100% (4 calls matureds) · 📊 on Finance : 50.3% · +0.1% (292 calls)
+0.8%
stock +1% · XLF +4%
matured May 1, 26
▲ Overweight · 🎯$89
Price at call : $76.91 — upside +16%
Today : $92.45 — upside -4%
Expected +16% · Actual +0% · Reason (≥ +15%) : ✗ No
🎯 on UNM : 100% (2 calls matureds) · 📊 on Finance : 45.7% · -4.8% (337 calls)
+0.4%
stock +0% · XLF +10%
matured Apr 11, 26
Wells Fargo ↗
Apr 10, 25
▲ Overweight · 🎯$95
Price at call : $75.26 — upside +26%
Today : $92.45 — upside +3%
Expected +26% · Actual +3% · Reason (≥ +15%) : ✗ No
🎯 on UNM : 100% (4 calls matureds) · 📊 on Finance : 50.3% · +0.1% (292 calls)
+2.6%
stock +3% · XLF +11%
matured Apr 10, 26
Morgan Stanley ↗
Apr 10, 25
■ Equal-Weight neutral · not a buy · 🎯$76
Price at call : $75.26 — gap to target +1%
Today : $92.45 — gap to target -18%
🎯 on UNM : no call matured yet · 📊 on Finance : 50.1% · +1.8% (387 calls)
in progress (365j)
matures : Apr 10, 26
matures : Apr 10, 26
Keefe, Bruyette & Woods ↗
Apr 9, 25
▲ Outperform · 🎯$102
Price at call : $73.82 — upside +38%
Today : $92.45 — upside +10%
Expected +38% · Actual +4% · Reason (≥ +15%) : ✗ No
🎯 on UNM : 100% (2 calls matureds) · 📊 on Finance : 46.6% · -0.7% (279 calls)
+3.9%
stock +4% · XLF +11%
matured Apr 9, 26
■ Neutral neutral · not a buy · 🎯$91
Price at call : $79.24 — gap to target +15%
Today : $92.45 — gap to target -2%
🎯 on UNM : no call matured yet · 📊 on Finance : 50.8% · +0.3% (118 calls)
in progress (365j)
matures : Apr 2, 26
matures : Apr 2, 26
Piper Sandler ↗
Apr 2, 25
▲ Overweight · 🎯$92
Price at call : $79.24 — upside +16%
Today : $92.45 — upside -0%
Expected +16% · Actual -4% · Reason (≥ +15%) : ✗ No
🎯 on UNM : 50% (2 calls matureds) · 📊 on Finance : 42.6% · +1.2% (235 calls)
-4.3%
stock -4% · XLF +5%
matured Apr 2, 26
■ Neutral neutral · not a buy · 🎯$87
Price at call : $82.91 — gap to target +5%
Today : $92.45 — gap to target -6%
🎯 on UNM : no call matured yet · 📊 on Finance : 49.8% · +1.8% (211 calls)
in progress (365j)
matures : Apr 2, 26
matures : Apr 2, 26
Raymond James ↗
Mar 5, 25
▲ Strong Buy · 🎯$108
Price at call : $79.46 — upside +36%
Today : $92.45 — upside +17%
Expected +36% · Actual -7% · Reason (≥ +15%) : ✗ No
🎯 on UNM : 0% (1 call matured) · 📊 on Finance : 43.8% · -1.6% (352 calls)
-7.5%
stock -7% · XLF +2%
matured Mar 5, 26
BMO Capital ↗
Mar 3, 25
▲ Outperform · 🎯$102
Price at call : $81.39 — upside +25%
Today : $92.45 — upside +10%
Expected +25% · Actual -13% · Reason (≥ +15%) : ✗ No
🎯 on UNM : 0% (1 call matured) · 📊 on Finance : 20.4% · -12.2% (54 calls)
-13.2%
stock -13% · XLF -1%
matured Mar 3, 26
Morgan Stanley ↗
Feb 28, 25
■ Equal-Weight neutral · not a buy · 🎯$84
Price at call : $81.39 — gap to target +3%
Today : $92.45 — gap to target -9%
🎯 on UNM : no call matured yet · 📊 on Finance : 50.1% · +1.8% (387 calls)
in progress (365j)
matures : Feb 28, 26
matures : Feb 28, 26
Frequently asked questions
Should I buy Unum stock?
This isn't buy advice. For Unum, the analyst consensus is "Buy", with an average price target of $100 (+8% vs the current price). What matters is their past reliability on this stock: the most reliable one is right 100% of the time (2 calls tracked on Unum). We show the numbers — you decide.
Is it too late to buy Unum? How high can it go?
The most bullish analyst target on Unum is $123 (+33% above today's price); the average is $100. That's the upside they see. Check how reliable those analysts have actually been on Unum on our site before trusting it.
Is Unum still a good buy?
The most useful "opinion" isn't an opinion — it's a track record: 16 analysts have a real record on Unum, the best hitting 100% over 2 calls. Current consensus: "Buy". Make your call on data, not noise.
Should you invest in Unum? The case for and against
The arguments for and against, one by one, from the numbers: why invest in UNM (and why hesitate).
What has Unum's past performance been?
Historical returns and a "how much if I had invested" calculator: UNM performance & returns.
Does Unum pay a dividend?
Yield, consistency and growth history of the dividend: UNM's dividend.
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