Should I buy Unum (UNM) stock or is it too late?

Unum · Financials · price $92

⭐ What the most reliable analysts say · those who beat their sector, targets replayed on real prices

⭐ The most reliable of them, either direction: Jefferies — 69% of its targets hit on this sector (107 calls tested). It aims for $123 (+33 %), call made on July 11, 2026, maturing on July 11, 2027 (48 d ago).

The 6 reliable analysts $109+18 %

The 5 other firms $92-0.5 %

How to read it: the 6 reliable firms are not filtered by optimism — 6 aim above the price, 0 below, hence their $109 median. “The 5 others” are the firms that don't pass our reliability filter on this sector.

Firm-by-firm track record on Unum

Here the hit rate is measured <b>on this stock specifically</b> (matured targets replayed against real prices, minimum 5 calls tested) — the green block above measures reliability <b>across the whole sector</b>, which is the criterion behind JPI selections. “Aims for” = the firm's most recent target on this stock; “—” means it hasn't published one recently.

Firm	% right	Gain vs sector	Calls	Aims for
JP Morgan	100 %	+36.8 %	6	$98 +6%
Truist Securities	100 %	+27.9 %	6	$96 +4%
Jefferies	83 %	+25.2 %	6	$123 +33%
Wells Fargo	93 %	+20.3 %	14	$101 +9%
Piper Sandler	75 %	+16.8 %	8	$92 +0%
Keefe, Bruyette & Woods	60 %	+7.1 %	5	$108 +17%
Barclays	56 %	-5.9 %	18	$110 +19%
Citigroup	100 %	+27.0 %	5	—

In short — Should you invest in Unum? Is it too late, still worth it? Analysts are fairly positive (64% buy, median target $100, i.e. +8%). We give you both sides, with the numbers — not advice.

✅ Reasons to believe

64% of analysts rate it a buy (Buy consensus, 11 ratings) — a sign of market conviction.
Median price target $100, i.e. +8% from the current price ($92).
Pays a dividend (2.0% yield), raised for 16 years — regular income on top of potential upside.

⚠️ Reasons to hesitate

Even the most reliable firm on UNM, UBS (100% hit rate, 2 scored calls), only targets $85 (call made on April 9, 2026, maturing on April 9, 2027) (-8%) in its most recent call, and $81 (call made on February 20, 2026, maturing on February 20, 2027) (-12%) in the one coming due soonest. The stock may already have run past its target.
The consensus is not unanimous: of 11 ratings, 4 are neutral.
A 12-month target is not a guaranteed path: the price can fall in the meantime.

The analyst consensus on UNM

Median target $100 (+8%) · 11 ratings · Buy consensus

Strong Buy00%

Buy764%

Hold436%

Sell00%

Strong Sell00%

⚠️ Information, not investment advice. Past performance does not guarantee future results. Analyst targets on a ~12-month horizon.

Frequently asked questions

Should you invest in Unum now?

We won't decide for you. The facts: 64% of analysts rate it a buy, median target $100 (+8%), and UBS (most reliable on UNM, 100%) targets $85. Weigh that against valuation. This is not personalized advice.

Is it too late to invest in Unum?

Not according to analysts: the median target ($100) is still +8% above the current price ($92) (most reliable on UNM: UBS, 100%). The real question isn't "too late" but the price-to-value gap and risk. Not advice.

Is Unum still worth investing in?

It depends on the gap between the price ($92) and its estimated value: analysts target $100 on median (+8%), with 64% buys (most reliable on UNM: UBS, 100%). Cross-check with their real reliability on UNM and the cautions above. Information, not advice.

What's the main risk in buying UNM?

Even the most reliable firm on UNM, UBS (100% hit rate, 2 scored calls), only targets $85 (call made on April 9, 2026, maturing on April 9, 2027) (-8%) in its most recent call, and $81 (call made on February 20, 2026, maturing on February 20, 2027) (-12%) in the one coming due soonest. The stock may already have run past its target.

→ Go deeper: the full Unum profile (consensus, analyst reliability, price target, performance).