Should I buy Unum (UNM) stock or is it too late?
⭐ The most reliable of them, either direction: Keefe, Bruyette & Woods — 64% of its targets hit on this sector (284 calls tested). It aims for $108 (+17 %), call made on July 31, 2026, maturing on July 31, 2027 (75 d ago).
Firm-by-firm track record on Unum
| Firm | % right | Gain vs sector | Calls | Aims for |
|---|---|---|---|---|
| JP Morgan | 100 % | +36.8 % | 6 | $98 +6% |
| Truist Securities | 100 % | +27.9 % | 6 | $96 +4% |
| Jefferies | 83 % | +25.2 % | 6 | $123 +34% |
| Wells Fargo | 93 % | +20.2 % | 15 | $102 +11% |
| Piper Sandler | 75 % | +16.8 % | 8 | $92 +0% |
| Keefe, Bruyette & Woods | 60 % | +7.1 % | 5 | $108 +17% |
| Barclays | 58 % | -4.6 % | 19 | $109 +18% |
| Citigroup | 100 % | +27.0 % | 5 | — |
✅ Reasons to believe
- 78% of analysts rate it a buy (Buy consensus, 9 ratings) — a sign of market conviction.
- Median price target $102, i.e. +11% from the current price ($92).
- Pays a dividend (2.0% yield), raised for 16 years — regular income on top of potential upside.
⚠️ Reasons to hesitate
- Even the most reliable firm on UNM, UBS (100% hit rate, 2 scored calls), only targets $85 (call made on April 9, 2026, maturing on April 9, 2027) (-8%) in its most recent call, and $81 (call made on February 20, 2026, maturing on February 20, 2027) (-12%) in the one coming due soonest. The stock may already have run past its target.
- The consensus is not unanimous: of 9 ratings, 2 are neutral.
- A 12-month target is not a guaranteed path: the price can fall in the meantime.
The analyst consensus on UNM
Median target $102 (+11%) · 9 ratings · Buy consensus
⚠️ Information, not investment advice. Past performance does not guarantee future results. Analyst targets on a ~12-month horizon.
Frequently asked questions
Should you invest in Unum now?
We won't decide for you. The facts: 78% of analysts rate it a buy, median target $102 (+11%), and UBS (most reliable on UNM, 100%) targets $85. Weigh that against valuation. This is not personalized advice.
Is it too late to invest in Unum?
Not according to analysts: the median target ($102) is still +11% above the current price ($92) (most reliable on UNM: UBS, 100%). The real question isn't "too late" but the price-to-value gap and risk. Not advice.
Is Unum still worth investing in?
It depends on the gap between the price ($92) and its estimated value: analysts target $102 on median (+11%), with 78% buys (most reliable on UNM: UBS, 100%). Cross-check with their real reliability on UNM and the cautions above. Information, not advice.
What's the main risk in buying UNM?
Even the most reliable firm on UNM, UBS (100% hit rate, 2 scored calls), only targets $85 (call made on April 9, 2026, maturing on April 9, 2027) (-8%) in its most recent call, and $81 (call made on February 20, 2026, maturing on February 20, 2027) (-12%) in the one coming due soonest. The stock may already have run past its target.
→ Go deeper: the full Unum profile (consensus, analyst reliability, price target, performance).