Navient (NAVI) stock: analyst price target and their real reliability
Live quote · data updated Oct 14, 2026
Navient · Financials · ref. ETF XLF · 50 calls · price $9.42
What the company does: Navient Corporation provides technology-enabled education finance for education in the United States.
📈 Navient (NAVI) stock price
$9.42-24.5% over range
Oct 14, 25low $7.44 · high $13.28Oct 13, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
SellBuy
Sell
0% recommend buying · 3 analysts
📊 JPI status : Navient has never appeared in a JPI ranking (Fair or Risk +) — our methods haven't picked it to date. See the selected stocks →
⚠️ The stock trades above the median target: it has beaten expectations. The “Sell” reflects conviction on the company, but the remaining quantified upside is low/negative.
🎯 NAVI price target & analyst consensus — price $9.42
The price target · all analysts combined (4 targets)
Highest target · 1 firm of 4$8.5-9.8%
Median target · of 4 targets$8.5-9.8%
Lowest target · 1 firm of 4$7-25.7%
Current price$9.42
Where these 4 targets sit · versus the current price · 1 target per firm, last 6 months
Below
4100%
$7 ↔ $9
⭐ What the most reliable analysts say
· those who beat their sector, targets replayed on real prices
⭐ The most reliable of them, either direction: JP Morgan — 58% of its targets hit on this sector (127 calls tested). It aims for $8.50 (-9.8 %), call made on October 13, 2026, maturing on October 13, 2027 (1 d ago).
The 1 reliable analyst
$8.50-9.8 %
The 3 other firms
$8.50-9.8 %
How to read it: the 1 reliable firms are not filtered by optimism — 0 aim above the price, 1 below, hence their $8.50 median. “The 3 others” are the firms that don't pass our reliability filter on this sector.
The consensus · 3 ratings (last 6 months)
Strong Buy00%
Buy00%
Hold133%
Sell267%
Strong Sell00%
Go deeper on the analysts
🎯 NAVI price target all
All 50 calls, one by one, with our verdict on each firm.
→ See all 50 targets, analyst by analyst💡 The best analysts on NAVI most reliable
Their real reliability on NAVI, firm by firm: who was right, who was wrong.
→ See their reliability on NAVIAll analysts (the consensus) · vs · the best (those who've been right)
💬 A question about Navient? The JPI assistant answers using our backtest data.
🔎 Detailed analyses
🏛️ Which US Congress members hold Navient (NAVI)?
1 Congress member has disclosed NAVI buys. Click a highlighted name to see their track record (do they beat the S&P 500?).
Greg Gianforte 1× · 44%
✅ Historical analyst reliability on NAVI
Hit rate measured on targets already matured (12 months), replayed against real prices. Click a header to sort.
| Firm ↕ | % right i ↕ | Gain vs sector i ↕ | Calls i ↕ |
|---|---|---|---|
| TD Cowen ↗ | 100% | +20.6% | 3 |
| Citigroup ↗ | 100% | +11.4% | 2 |
| Stephens & Co. ↗ | 67% | +29.1% | 3 |
| JP Morgan ↗ | 57% | +6.8% | 7 |
| Wedbush ↗ | 50% | +54.1% | 2 |
| Barclays ↗ | 50% | +8.8% | 10 |
| Credit Suisse | 50% | +3.4% | 4 |
| Keefe, Bruyette & Woods ↗ | 50% | -0.3% | 2 |
| Compass Point ↗ | 33% | -17.4% | 3 |
| Morgan Stanley ↗ | 0% | -13.4% | 2 |
📊 What $1,000 invested in Navient would be worth › open the full page
In short — $1,000 invested in Navient 10 years ago would be worth $740 today, i.e. -3%/yr on average. Best year: 2021 (+116%), worst: 2018 (-34%). Price performance, excluding dividends.
If I'd invested $1,000 in Navient
| Investment | Worth today | Gain |
|---|---|---|
| 1 years ago | $637 | -36% |
| 3 years ago | $515 | -49% |
| 5 years ago | $863 | -14% |
Return by year (Navient)
| Year | Return | $1,000 invested at year start |
|---|---|---|
| 2026 (YTD) | -35% | $652 (-35%) |
| 2025 | -2% | $637 (-36%) |
| 2024 | -29% | $455 (-55%) |
⚠️ Past performance, not predictive nor advice. Prices in $, excluding dividends. Yahoo Finance data.
📰 Recent news on Navient
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📋 All analyst calls on NAVI
Filtered on — · ✕ show all
■ Neutral neutral · not a buy · 🎯$8.5
Price at call : $9.42 — gap to target -10%
Today : $9.42 — gap to target -10%
🎯 on NAVI : 100% (1 call matured) · 📊 on Finance : 57.5% · +6.1% (127 calls)
in progress (365j)
matures : Oct 12, 27
matures : Oct 12, 27
▼ Underweight · 🎯$7
Price at call : $8.93 — upside -22%
Today : $9.42 — upside -26%
🎯 on NAVI : 75% (4 calls matureds) · 📊 on Finance : 48.9% · +2.8% (176 calls)
in progress (365j)
matures : Oct 5, 27
matures : Oct 5, 27
■ Neutral neutral · not a buy · 🎯$8
Price at call : $8.47 — gap to target -6%
Today : $9.42 — gap to target -15%
🎯 on NAVI : 100% (1 call matured) · 📊 on Finance : 57.5% · +6.1% (127 calls)
in progress (365j)
matures : Jul 13, 27
matures : Jul 13, 27
▼ Sell · 🎯$8.5
Price at call : $8.08 — upside +5%
Today : $9.42 — upside -10%
🎯 on NAVI : 100% (3 calls matureds) · 📊 on Finance : 71.4% · +5.4% (21 calls)
in progress (365j)
matures : Jul 7, 27
matures : Jul 7, 27
▼ Sell · 🎯$9
Price at call : $9.17 — upside -2%
Today : $9.42 — upside -4%
🎯 on NAVI : 100% (3 calls matureds) · 📊 on Finance : 71.4% · +5.4% (21 calls)
in progress (365j)
matures : Apr 30, 27
matures : Apr 30, 27
▼ Underweight · 🎯$8
Price at call : $9.17 — upside -13%
Today : $9.42 — upside -15%
🎯 on NAVI : 75% (4 calls matureds) · 📊 on Finance : 48.9% · +2.8% (176 calls)
in progress (365j)
matures : Apr 30, 27
matures : Apr 30, 27
Morgan Stanley ↗
Apr 16, 26
■ Equal-Weight neutral · not a buy · 🎯$9
Price at call : $8.87 — gap to target +1%
Today : $9.42 — gap to target -4%
🎯 on NAVI : no call matured yet · 📊 on Finance : 42.5% · -2.7% (186 calls)
in progress (365j)
matures : Apr 16, 27
matures : Apr 16, 27
■ Neutral neutral · not a buy · 🎯$8.5
Price at call : $7.94 — gap to target +7%
Today : $9.42 — gap to target -10%
🎯 on NAVI : 100% (1 call matured) · 📊 on Finance : 57.5% · +6.1% (127 calls)
in progress (365j)
matures : Apr 9, 27
matures : Apr 9, 27
See the other 42 calls, newest to oldest
▼ Underweight · 🎯$7
Price at call : $8.5 — upside -18%
Today : $9.42 — upside -26%
🎯 on NAVI : 75% (4 calls matureds) · 📊 on Finance : 48.9% · +2.8% (176 calls)
in progress (365j)
matures : Apr 6, 27
matures : Apr 6, 27
Deutsche Bank ↗
Jan 29, 26
■ Hold neutral · not a buy · 🎯$9
Price at call : $9.88 — gap to target -9%
Today : $9.42 — gap to target -4%
🎯 on NAVI : no call matured yet · 📊 on Finance : 40.4% · -0.4% (47 calls)
in progress (365j)
matures : Jan 29, 27
matures : Jan 29, 27
▼ Underweight · 🎯$11
Price at call : $12.82 — upside -14%
Today : $9.42 — upside +17%
🎯 on NAVI : 75% (4 calls matureds) · 📊 on Finance : 48.9% · +2.8% (176 calls)
in progress (365j)
matures : Jan 6, 27
matures : Jan 6, 27
■ Neutral neutral · not a buy · 🎯$12.5
Price at call : $12.23 — gap to target +2%
Today : $9.42 — gap to target +33%
🎯 on NAVI : 100% (1 call matured) · 📊 on Finance : 57.5% · +6.1% (127 calls)
in progress (365j)
matures : Oct 30, 26
matures : Oct 30, 26
■ Neutral neutral · not a buy · 🎯$14
Price at call : $12.6 — gap to target +11%
Today : $9.42 — gap to target +49%
🎯 on NAVI : 100% (1 call matured) · 📊 on Finance : 57.5% · +6.1% (127 calls)
in progress (365j)
matures : Oct 7, 26
matures : Oct 7, 26
Keefe, Bruyette & Woods ↗
Oct 1, 25
■ Market Perform neutral · not a buy · 🎯$14.5
Price at call : $13.16 — gap to target +10%
Today : $9.42 — gap to target +54%
🎯 on NAVI : no call matured yet · 📊 on Finance : 43.9% · +0.7% (296 calls)
in progress (365j)
matures : Oct 1, 26
matures : Oct 1, 26
Morgan Stanley ↗
Jul 31, 25
■ Equal-Weight neutral · not a buy · 🎯$14
Price at call : $12.66 — gap to target +11%
Today : $9.42 — gap to target +49%
🎯 on NAVI : no call matured yet · 📊 on Finance : 42.5% · -2.7% (186 calls)
in progress (365j)
matures : Jul 31, 26
matures : Jul 31, 26
Keefe, Bruyette & Woods ↗
Jul 31, 25
■ Market Perform neutral · not a buy · 🎯$15
Price at call : $12.94 — gap to target +16%
Today : $9.42 — gap to target +59%
🎯 on NAVI : no call matured yet · 📊 on Finance : 43.9% · +0.7% (296 calls)
in progress (365j)
matures : Jul 31, 26
matures : Jul 31, 26
■ Neutral neutral · not a buy · 🎯$15.5
Price at call : $15.06 — gap to target +3%
Today : $9.42 — gap to target +65%
🎯 on NAVI : 100% (1 call matured) · 📊 on Finance : 57.5% · +6.1% (127 calls)
in progress (365j)
matures : Jul 11, 26
matures : Jul 11, 26
Keefe, Bruyette & Woods ↗
Jul 9, 25
■ Market Perform neutral · not a buy · 🎯$16.5
Price at call : $15.59 — gap to target +6%
Today : $9.42 — gap to target +75%
🎯 on NAVI : no call matured yet · 📊 on Finance : 43.9% · +0.7% (296 calls)
in progress (365j)
matures : Jul 9, 26
matures : Jul 9, 26
■ Neutral neutral · not a buy · 🎯$12.5
Price at call : $12.76 — gap to target -2%
Today : $9.42 — gap to target +33%
🎯 on NAVI : 100% (1 call matured) · 📊 on Finance : 57.5% · +6.1% (127 calls)
in progress (365j)
matures : May 1, 26
matures : May 1, 26
TD Securities
May 1, 25
▼ Sell · 🎯$12
Price at call : $12.76 — upside -6%
Today : $9.42 — upside +27%
Expected -6% · Actual -30% · Reason (≤ −15%) : ✓ Yes
🎯 on NAVI : 100% (1 call matured) · 📊 unranked overall
+29.6%
stock -30% · XLF +4%
matured May 1, 26
■ Hold neutral · not a buy · 🎯$12
Price at call : $11.45 — gap to target +5%
Today : $9.42 — gap to target +27%
🎯 on NAVI : no call matured yet · 📊 on Finance : 36.4% · -2.2% (55 calls)
in progress (365j)
matures : Apr 21, 26
matures : Apr 21, 26
■ Neutral neutral · not a buy · 🎯$11
Price at call : $12 — gap to target -8%
Today : $9.42 — gap to target +17%
🎯 on NAVI : 100% (1 call matured) · 📊 on Finance : 57.5% · +6.1% (127 calls)
in progress (365j)
matures : Apr 8, 26
matures : Apr 8, 26
Keefe, Bruyette & Woods ↗
Mar 31, 25
■ Market Perform neutral · not a buy · 🎯$14
Price at call : $12.63 — gap to target +11%
Today : $9.42 — gap to target +49%
🎯 on NAVI : no call matured yet · 📊 on Finance : 43.9% · +0.7% (296 calls)
in progress (365j)
matures : Mar 31, 26
matures : Mar 31, 26
Seaport Global ↗
Jan 21, 25
▲ Buy · 🎯$18
Price at call : $14.26 — upside +26%
Today : $9.42 — upside +91%
Expected +26% · Actual -14% · Reason (≥ +15%) : ✗ No
🎯 on NAVI : 0% (1 call matured) · 📊 on Finance : 38.5% · +38.1% (13 calls)
-14.1%
stock -14% · XLF +6%
matured Jan 21, 26
■ Neutral neutral · not a buy · 🎯$13.5
Price at call : $13.73 — gap to target -2%
Today : $9.42 — gap to target +43%
🎯 on NAVI : 100% (1 call matured) · 📊 on Finance : 57.5% · +6.1% (127 calls)
in progress (365j)
matures : Jan 14, 26
matures : Jan 14, 26
B of A Securities ↗
Dec 24, 24
■ Neutral neutral · not a buy · 🎯$16
Price at call : $13.33 — gap to target +20%
Today : $9.42 — gap to target +70%
🎯 on NAVI : no call matured yet · 📊 on Finance : 60.3% · +8.4% (121 calls)
in progress (365j)
matures : Dec 24, 25
matures : Dec 24, 25
■ Neutral neutral · not a buy · 🎯$15
Price at call : $14.86 — gap to target +1%
Today : $9.42 — gap to target +59%
🎯 on NAVI : 100% (1 call matured) · 📊 on Finance : 57.5% · +6.1% (127 calls)
in progress (365j)
matures : Dec 9, 25
matures : Dec 9, 25
▼ Sell · 🎯$13
Price at call : $14.2 — upside -8%
Today : $9.42 — upside +38%
Expected -8% · Actual -14% · Reason (≤ −15%) : ✗ No
🎯 on NAVI : 100% (3 calls matureds) · 📊 on Finance : 71.4% · +5.4% (21 calls)
+14.1%
stock -14% · XLF +13%
matured Nov 1, 25
▼ Underweight · 🎯$11
Price at call : $15.53 — upside -29%
Today : $9.42 — upside +17%
Expected -29% · Actual -21% · Reason (≤ −15%) : ✓ Yes
🎯 on NAVI : 75% (4 calls matureds) · 📊 on Finance : 48.9% · +2.8% (176 calls)
+20.7%
stock -21% · XLF +17%
matured Oct 8, 25
■ Neutral neutral · not a buy · 🎯$16
Price at call : $15.54 — gap to target +3%
Today : $9.42 — gap to target +70%
🎯 on NAVI : 100% (1 call matured) · 📊 on Finance : 57.5% · +6.1% (127 calls)
in progress (365j)
matures : Oct 7, 25
matures : Oct 7, 25
B of A Securities ↗
Sep 30, 24
■ Neutral neutral · not a buy · 🎯$17
Price at call : $15.59 — gap to target +9%
Today : $9.42 — gap to target +80%
🎯 on NAVI : no call matured yet · 📊 on Finance : 60.3% · +8.4% (121 calls)
in progress (365j)
matures : Sep 30, 25
matures : Sep 30, 25
Keefe, Bruyette & Woods ↗
Jul 25, 24
■ Market Perform neutral · not a buy · 🎯$16
Price at call : $15.6 — gap to target +3%
Today : $9.42 — gap to target +70%
🎯 on NAVI : no call matured yet · 📊 on Finance : 43.9% · +0.7% (296 calls)
in progress (365j)
matures : Jul 25, 25
matures : Jul 25, 25
▼ Underweight · 🎯$10
Price at call : $14.08 — upside -29%
Today : $9.42 — upside +6%
Expected -29% · Actual +11% · Reason (≤ −15%) : ✗ No
🎯 on NAVI : 75% (4 calls matureds) · 📊 on Finance : 48.9% · +2.8% (176 calls)
-10.7%
stock +11% · XLF +26%
matured Jul 9, 25
■ Neutral neutral · not a buy · 🎯$15
Price at call : $14.1 — gap to target +6%
Today : $9.42 — gap to target +59%
🎯 on NAVI : 100% (1 call matured) · 📊 on Finance : 57.5% · +6.1% (127 calls)
in progress (365j)
matures : Jul 8, 25
matures : Jul 8, 25
Keefe, Bruyette & Woods ↗
Jul 8, 24
■ Market Perform neutral · not a buy · 🎯$15
Price at call : $14.22 — gap to target +5%
Today : $9.42 — gap to target +59%
🎯 on NAVI : no call matured yet · 📊 on Finance : 43.9% · +0.7% (296 calls)
in progress (365j)
matures : Jul 8, 25
matures : Jul 8, 25
▼ Sell · 🎯$13
Price at call : $15.55 — upside -16%
Today : $9.42 — upside +38%
Expected -16% · Actual -21% · Reason (≤ −15%) : ✓ Yes
🎯 on NAVI : 100% (3 calls matureds) · 📊 on Finance : 71.4% · +5.4% (21 calls)
+21.3%
stock -21% · XLF +18%
matured Apr 26, 25
▼ Underweight · 🎯$11
Price at call : $15.72 — upside -30%
Today : $9.42 — upside +17%
Expected -30% · Actual -22% · Reason (≤ −15%) : ✓ Yes
🎯 on NAVI : 75% (4 calls matureds) · 📊 on Finance : 48.9% · +2.8% (176 calls)
+22.2%
stock -22% · XLF +18%
matured Apr 25, 25
■ Neutral neutral · not a buy · 🎯$16
Price at call : $15.72 — gap to target +2%
Today : $9.42 — gap to target +70%
🎯 on NAVI : 100% (1 call matured) · 📊 on Finance : 57.5% · +6.1% (127 calls)
in progress (365j)
matures : Apr 25, 25
matures : Apr 25, 25
Keefe, Bruyette & Woods ↗
Apr 25, 24
■ Market Perform neutral · not a buy · 🎯$17
Price at call : $15.72 — gap to target +8%
Today : $9.42 — gap to target +80%
🎯 on NAVI : no call matured yet · 📊 on Finance : 43.9% · +0.7% (296 calls)
in progress (365j)
matures : Apr 25, 25
matures : Apr 25, 25
■ Neutral neutral · not a buy · 🎯$17
Price at call : $17.23 — gap to target -1%
Today : $9.42 — gap to target +80%
🎯 on NAVI : 100% (1 call matured) · 📊 on Finance : 57.5% · +6.1% (127 calls)
in progress (365j)
matures : Apr 3, 25
matures : Apr 3, 25
■ Neutral neutral · not a buy · 🎯$18
Price at call : $16.18 — gap to target +11%
Today : $9.42 — gap to target +91%
🎯 on NAVI : no call matured yet · 📊 on Finance : 49.3% · +1.7% (71 calls)
in progress (365j)
matures : Jan 31, 25
matures : Jan 31, 25
▼ Underweight · 🎯$18
Price at call : $16.18 — upside +11%
Today : $9.42 — upside +91%
Expected +11% · Actual -16% · Reason (≤ −15%) : ✓ Yes
🎯 on NAVI : 100% (1 call matured) · 📊 on Finance : 57.5% · +6.1% (127 calls)
+16.3%
stock -16% · XLF +32%
matured Jan 31, 25
Deutsche Bank ↗
Jan 10, 24
■ Hold neutral · not a buy · 🎯$19
Price at call : $17.46 — gap to target +9%
Today : $9.42 — gap to target +102%
🎯 on NAVI : no call matured yet · 📊 on Finance : 40.4% · -0.4% (47 calls)
in progress (365j)
matures : Jan 9, 25
matures : Jan 9, 25
▼ Underweight · 🎯$14
Price at call : $17.46 — upside -20%
Today : $9.42 — upside +49%
Expected -20% · Actual -26% · Reason (≤ −15%) : ✓ Yes
🎯 on NAVI : 75% (4 calls matureds) · 📊 on Finance : 48.9% · +2.8% (176 calls)
+25.8%
stock -26% · XLF +25%
matured Jan 9, 25
▼ Underperform · 🎯$15
Price at call : $17.75 — upside -15%
Today : $9.42 — upside +59%
Expected -15% · Actual -26% · Reason (≤ −15%) : ✓ Yes
🎯 on NAVI : 100% (3 calls matureds) · 📊 on Finance : 71.4% · +5.4% (21 calls)
+26.3%
stock -26% · XLF +28%
matured Jan 7, 25
Stephens & Co. ↗
Jan 2, 24
▼ Underweight · 🎯$16
Price at call : $18.49 — upside -13%
Today : $9.42 — upside +70%
Expected -13% · Actual -29% · Reason (≤ −15%) : ✓ Yes
🎯 on NAVI : 100% (1 call matured) · 📊 on Finance : 48.6% · -0.4% (109 calls)
+29.4%
stock -29% · XLF +28%
matured Jan 1, 25
■ Hold neutral · not a buy · 🎯$16
Price at call : $16.3 — gap to target -2%
Today : $9.42 — gap to target +70%
🎯 on NAVI : no call matured yet · 📊 on Finance : 36.4% · -2.2% (55 calls)
in progress (365j)
matures : Nov 8, 24
matures : Nov 8, 24
■ Market Perform neutral · not a buy · 🎯$17
Price at call : $16.59 — gap to target +2%
Today : $9.42 — gap to target +80%
🎯 on NAVI : 100% (3 calls matureds) · 📊 on Finance : 71.4% · +5.4% (21 calls)
in progress (365j)
matures : Oct 31, 24
matures : Oct 31, 24
■ Neutral neutral · not a buy · 🎯$17
Price at call : $15.75 — gap to target +8%
Today : $9.42 — gap to target +80%
🎯 on NAVI : no call matured yet · 📊 on Finance : 49.3% · +1.7% (71 calls)
in progress (365j)
matures : Oct 25, 24
matures : Oct 25, 24
Stephens & Co. ↗
Oct 26, 23
■ Equal-Weight neutral · not a buy · 🎯$16
Price at call : $15.75 — gap to target +2%
Today : $9.42 — gap to target +70%
🎯 on NAVI : 100% (1 call matured) · 📊 on Finance : 48.6% · -0.4% (109 calls)
in progress (365j)
matures : Oct 25, 24
matures : Oct 25, 24
Frequently asked questions
Should I buy Navient stock?
This isn't buy advice. For Navient, the analyst consensus is "Sell", with an average price target of $8.50 (-10% vs the current price). What matters is their past reliability on this stock: the most reliable one is right 100% of the time (3 calls tracked on Navient). We show the numbers — you decide.
Is it too late to buy Navient? How high can it go?
The most bullish analyst target on Navient is $8.50 (-10% above today's price); the average is $8.50. That's the upside they see. Check how reliable those analysts have actually been on Navient on our site before trusting it.
Is Navient still a good buy?
The most useful "opinion" isn't an opinion — it's a track record: 10 analysts have a real record on Navient, the best hitting 100% over 3 calls. Current consensus: "Sell". Make your call on data, not noise.
Will Navient stock recover (go back up)?
It's down from its high. We answer with the numbers — the analysts' 12-month target and what happened after its past drops: will NAVI stock recover (go back up)?
What has Navient's past performance been?
Historical returns and a "how much if I had invested" calculator: NAVI performance & returns.
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