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Toast, Inc. (TOST) stock: analyst price target and their real reliability

Live quote · data updated Aug 28, 2026
Toast, Inc. · Financials · ref. ETF XLF · 56 calls · price $35.17
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What the company does: Toast, Inc. operates a cloud-based digital technology platform for the restaurant industry in the United States, Ireland, India, and internationally.

📈 Toast, Inc. (TOST) stock price

$35.17-21.8% over range
Aug 28, 25low $22.33 · high $45.1Aug 27, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
SellBuy
Buy
68% recommend buying · 19 analysts
📊 JPI status : Toast, Inc. has never appeared in a JPI ranking (Fair or Risk +) — our methods haven't picked it to date. See the selected stocks →

🎯 TOST price target & analyst consensusprice $35.17

The price target · all analysts combined (19 targets)
Highest target · 2 firms of 19$45+27.9%
Median target · of 19 targets$39+10.9%
Lowest target · 1 firm of 19$26-26.1%
Current price$35.17
Where these 19 targets sit · versus the current price · 1 target per firm, last 6 months
Above the price 1474% $36 ↔ $45
Below 526% $26 ↔ $35
⭐ What the most reliable analysts say · those who beat their sector, targets replayed on real prices

⭐ The most reliable of them, either direction: RBC Capital77% of its targets hit on this sector (172 calls tested). It aims for $36 (+2.4 %), call made on August 6, 2026, maturing on August 6, 2027 (22 d ago).

The 13 reliable analysts $39+11 %
The 6 other firms $39+11 %
How to read it: the 13 reliable firms are not filtered by optimism — 10 aim above the price, 3 below, hence their $39 median. “The 6 others” are the firms that don't pass our reliability filter on this sector.
The consensus · 19 ratings (last 6 months)
Strong Buy00%
Buy1368%
Hold632%
Sell00%
Strong Sell00%
Go deeper on the analysts
All analysts (the consensus)  ·  vs  ·  the best (those who've been right)
💬 A question about Toast, Inc.? The JPI assistant answers using our backtest data.

📈 Toast, Inc. fundamentals: valuation, margins & growth › open the full page

P/E 46.9Net margin 7.1 %Revenue growth +23.1 %Cheap for the growth

Revenue, net income and margin per year

Revenue Net income · hover a bar for details
2022
marg. -10 %
2023
Rev +42%
2024
Rev +28%
2025
Rev +24%Profit +1700%

🔎 Detailed analyses

✅ Historical analyst reliability on TOST

Hit rate measured on targets already matured (12 months), replayed against real prices. Click a header to sort.

Firm % right i Gain vs sector i Calls i
Goldman Sachs  100% +62.8% 5
Wedbush  100% +48.6% 3
Mizuho  83% +24.2% 6
Piper Sandler  70% -2.7% 10
Baird  67% +74.3% 3
UBS  67% +5.2% 3
Needham  62% +22.1% 13
Morgan Stanley  59% +18.2% 17
Keybanc  58% +7.0% 12
Jefferies  50% -16.6% 2
See the other 6 firms
Truist Securities  0% -36.2% 2
BMO Capital  0% -24.4% 4
Wells Fargo  27% -42.6% 15
DA Davidson  33% -6.2% 3
Canaccord Genuity  40% -5.3% 5
William Blair  50% -18.2% 2

📰 Recent news on Toast, Inc.

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📋 All analyst calls on TOST

▲ Buy · 🎯$39
Price at call : $35.22 — upside +11%
Today : $35.17 — upside +11%
🎯 on TOST : no call matured yet · 📊 on Finance : 43.5% · -1.4% (200 calls)
in progress (365j)
matures : Aug 12, 27
DA Davidson 
Aug 10, 26
■ Neutral neutral · not a buy · 🎯$34
Price at call : $34.88 — gap to target -3%
Today : $35.17 — gap to target -3%
🎯 on TOST : no call matured yet · 📊 on Finance : 43.4% · -1.4% (113 calls)
in progress (365j)
matures : Aug 10, 27
Bernstein 
Aug 6, 26
▲ Outperform · 🎯$45
Price at call : $34.48 — upside +31%
Today : $35.17 — upside +28%
🎯 on TOST : no call matured yet · 📊 on Finance : 40% · +3.4% (5 calls)
in progress (365j)
matures : Aug 6, 27
UBS 
Aug 5, 26
▲ Buy · 🎯$39
Price at call : $34.72 — upside +12%
Today : $35.17 — upside +11%
🎯 on TOST : no call matured yet · 📊 on Finance : 50.8% · +0.3% (118 calls)
in progress (365j)
matures : Aug 5, 27
Citigroup 
Aug 5, 26
▲ Buy · 🎯$39
Price at call : $34.72 — upside +12%
Today : $35.17 — upside +11%
🎯 on TOST : no call matured yet · 📊 on Finance : 45.4% · -1.9% (207 calls)
in progress (365j)
matures : Aug 5, 27
Oppenheimer 
Aug 5, 26
▲ Outperform · 🎯$38
Price at call : $34.72 — upside +9%
Today : $35.17 — upside +8%
🎯 on TOST : no call matured yet · 📊 on Finance : 37.7% · -3.6% (77 calls)
in progress (365j)
matures : Aug 5, 27
RBC Capital 
Aug 5, 26
■ Sector Perform neutral · not a buy · 🎯$36
Price at call : $34.72 — gap to target +4%
Today : $35.17 — gap to target +2%
🎯 on TOST : no call matured yet · 📊 on Finance : 54.7% · +4.6% (172 calls)
in progress (365j)
matures : Aug 5, 27
■ Market Perform neutral · not a buy · 🎯$35
Price at call : $34.72 — gap to target +1%
Today : $35.17 — gap to target -0%
🎯 on TOST : no call matured yet · 📊 on Finance : 46.6% · -0.7% (279 calls)
in progress (365j)
matures : Aug 5, 27
See the other 48 calls, newest to oldest
Wells Fargo 
Aug 5, 26
▲ Overweight · 🎯$40
Price at call : $34.72 — upside +15%
Today : $35.17 — upside +14%
🎯 on TOST : no call matured yet · 📊 on Finance : 50.3% · +0.1% (292 calls)
in progress (365j)
matures : Aug 5, 27
▲ Outperform · 🎯$40
Price at call : $34.72 — upside +15%
Today : $35.17 — upside +14%
🎯 on TOST : no call matured yet · 📊 on Finance : 54.8% · +1.9% (73 calls)
in progress (365j)
matures : Aug 5, 27
Barclays 
Aug 5, 26
▲ Overweight · 🎯$39
Price at call : $34.8 — upside +12%
Today : $35.17 — upside +11%
🎯 on TOST : no call matured yet · 📊 on Finance : 45.7% · -4.8% (337 calls)
in progress (365j)
matures : Aug 5, 27
BMO Capital 
Aug 5, 26
▲ Outperform · 🎯$40
Price at call : $34.8 — upside +15%
Today : $35.17 — upside +14%
🎯 on TOST : no call matured yet · 📊 on Finance : 20.4% · -12.2% (54 calls)
in progress (365j)
matures : Aug 5, 27
Needham 
Aug 5, 26
▲ Buy · 🎯$45
Price at call : $34.8 — upside +29%
Today : $35.17 — upside +28%
🎯 on TOST : no call matured yet · 📊 on Finance : 29% · -4.0% (31 calls)
in progress (365j)
matures : Aug 5, 27
Piper Sandler 
Aug 5, 26
▲ Overweight · 🎯$39
Price at call : $34.8 — upside +12%
Today : $35.17 — upside +11%
🎯 on TOST : no call matured yet · 📊 on Finance : 42.6% · +1.2% (235 calls)
in progress (365j)
matures : Aug 5, 27
DA Davidson 
Jul 29, 26
■ Neutral neutral · not a buy · 🎯$30
Price at call : $32.85 — gap to target -9%
Today : $35.17 — gap to target -15%
🎯 on TOST : no call matured yet · 📊 on Finance : 43.4% · -1.4% (113 calls)
in progress (365j)
matures : Jul 29, 27
▲ Buy · 🎯$33
Price at call : $29.04 — upside +14%
Today : $35.17 — upside -6%
🎯 on TOST : no call matured yet · 📊 on Finance : 43.5% · -1.4% (200 calls)
in progress (365j)
matures : Jul 24, 27
Goldman Sachs 
Jul 9, 26
▲ Buy · 🎯$36
Price at call : $29.32 — upside +23%
Today : $35.17 — upside +2%
🎯 on TOST : no call matured yet · 📊 on Finance : 68.4% · +11.3% (117 calls)
in progress (365j)
matures : Jul 9, 27
Baird 
Jul 8, 26
■ Neutral neutral · not a buy · 🎯$33
Price at call : $28.57 — gap to target +16%
Today : $35.17 — gap to target -6%
🎯 on TOST : no call matured yet · 📊 on Finance : 46.4% · +2.5% (28 calls)
in progress (365j)
matures : Jul 8, 27
Barclays 
Jul 8, 26
▲ Overweight · 🎯$35
Price at call : $28.57 — upside +23%
Today : $35.17 — upside -0%
🎯 on TOST : no call matured yet · 📊 on Finance : 45.7% · -4.8% (337 calls)
in progress (365j)
matures : Jul 8, 27
DA Davidson 
May 12, 26
■ Neutral neutral · not a buy · 🎯$28
Price at call : $22.33 — gap to target +25%
Today : $35.17 — gap to target -20%
🎯 on TOST : no call matured yet · 📊 on Finance : 43.4% · -1.4% (113 calls)
in progress (365j)
matures : May 12, 27
▲ Buy · 🎯$30
Price at call : $22.33 — upside +34%
Today : $35.17 — upside -15%
🎯 on TOST : no call matured yet · 📊 on Finance : 43.5% · -1.4% (200 calls)
in progress (365j)
matures : May 12, 27
Mizuho 
May 12, 26
▲ Outperform · 🎯$38
Price at call : $23.26 — upside +63%
Today : $35.17 — upside +8%
🎯 on TOST : no call matured yet · 📊 on Finance : 64.3% · +0.1% (28 calls)
in progress (365j)
matures : May 12, 27
Rothschild & Co
May 12, 26
■ Neutral neutral · not a buy · 🎯$35
Price at call : $23.26 — gap to target +50%
Today : $35.17 — gap to target -0%
🎯 on TOST : no call matured yet · 📊 unranked overall
in progress (365j)
matures : May 12, 27
UBS 
May 8, 26
▲ Buy · 🎯$34
Price at call : $24.19 — upside +41%
Today : $35.17 — upside -3%
🎯 on TOST : no call matured yet · 📊 on Finance : 50.8% · +0.3% (118 calls)
in progress (365j)
matures : May 8, 27
Citigroup 
May 8, 26
▲ Buy · 🎯$36
Price at call : $24.19 — upside +49%
Today : $35.17 — upside +2%
🎯 on TOST : no call matured yet · 📊 on Finance : 45.4% · -1.9% (207 calls)
in progress (365j)
matures : May 8, 27
DA Davidson 
May 5, 26
■ Neutral neutral · not a buy · 🎯$33
Price at call : $28.31 — gap to target +17%
Today : $35.17 — gap to target -6%
🎯 on TOST : no call matured yet · 📊 on Finance : 43.4% · -1.4% (113 calls)
in progress (365j)
matures : May 5, 27
BMO Capital 
Apr 22, 26
▲ Outperform · 🎯$35
Price at call : $29.46 — upside +19%
Today : $35.17 — upside -0%
🎯 on TOST : no call matured yet · 📊 on Finance : 20.4% · -12.2% (54 calls)
in progress (365j)
matures : Apr 22, 27
Loop Capital 
Mar 31, 26
■ Hold neutral · not a buy · 🎯$26
Price at call : $26.07 — gap to target -0%
Today : $35.17 — gap to target -26%
🎯 on TOST : no call matured yet · 📊 overall : 52.8% · +5.0% (195 calls)
in progress (365j)
matures : Mar 31, 27
DA Davidson 
Feb 17, 26
■ Neutral neutral · not a buy · 🎯$33
Price at call : $27.67 — gap to target +19%
Today : $35.17 — gap to target -6%
🎯 on TOST : no call matured yet · 📊 on Finance : 43.4% · -1.4% (113 calls)
in progress (365j)
matures : Feb 17, 27
Goldman Sachs 
Feb 17, 26
■ Neutral neutral · not a buy · 🎯$31
Price at call : $27.67 — gap to target +12%
Today : $35.17 — gap to target -12%
🎯 on TOST : no call matured yet · 📊 on Finance : 68.4% · +11.3% (117 calls)
in progress (365j)
matures : Feb 17, 27
Mizuho 
Feb 17, 26
▲ Outperform · 🎯$45
Price at call : $27.66 — upside +63%
Today : $35.17 — upside +28%
🎯 on TOST : no call matured yet · 📊 on Finance : 64.3% · +0.1% (28 calls)
in progress (365j)
matures : Feb 17, 27
Citigroup 
Feb 13, 26
▲ Buy · 🎯$42
Price at call : $27.66 — upside +52%
Today : $35.17 — upside +19%
🎯 on TOST : no call matured yet · 📊 on Finance : 45.4% · -1.9% (207 calls)
in progress (365j)
matures : Feb 13, 27
Oppenheimer 
Feb 13, 26
▲ Outperform · 🎯$39
Price at call : $27.66 — upside +41%
Today : $35.17 — upside +11%
🎯 on TOST : no call matured yet · 📊 on Finance : 37.7% · -3.6% (77 calls)
in progress (365j)
matures : Feb 13, 27
Wells Fargo 
Feb 13, 26
▲ Overweight · 🎯$36
Price at call : $27.66 — upside +30%
Today : $35.17 — upside +2%
🎯 on TOST : no call matured yet · 📊 on Finance : 50.3% · +0.1% (292 calls)
in progress (365j)
matures : Feb 13, 27
Needham 
Feb 13, 26
▲ Buy · 🎯$35
Price at call : $27.33 — upside +28%
Today : $35.17 — upside -0%
🎯 on TOST : no call matured yet · 📊 on Finance : 29% · -4.0% (31 calls)
in progress (365j)
matures : Feb 13, 27
DA Davidson 
Feb 2, 26
■ Neutral neutral · not a buy · 🎯$36
Price at call : $28.25 — gap to target +27%
Today : $35.17 — gap to target +2%
🎯 on TOST : no call matured yet · 📊 on Finance : 43.4% · -1.4% (113 calls)
in progress (365j)
matures : Feb 2, 27
Oppenheimer 
Jan 12, 26
▲ Outperform · 🎯$48
Price at call : $34.8 — upside +38%
Today : $35.17 — upside +36%
🎯 on TOST : no call matured yet · 📊 on Finance : 37.7% · -3.6% (77 calls)
in progress (365j)
matures : Jan 12, 27
■ Peer Perform neutral · not a buy
🎯 on TOST : no call matured yet · 📊 on Finance : 28.6% · -13.9% (21 calls)
in progress (365j)
matures : Jan 8, 27
UBS 
Dec 4, 25
▲ Buy · 🎯$50
Price at call : $35.2 — upside +42%
Today : $35.17 — upside +42%
🎯 on TOST : no call matured yet · 📊 on Finance : 50.8% · +0.3% (118 calls)
in progress (365j)
matures : Dec 4, 26
JP Morgan 
Dec 4, 25
▲ Overweight · 🎯$43
Price at call : $35.2 — upside +22%
Today : $35.17 — upside +22%
🎯 on TOST : no call matured yet · 📊 on Finance : 49.8% · +1.8% (211 calls)
in progress (365j)
matures : Dec 4, 26
▲ Outperform · 🎯$40
Price at call : $34.36 — upside +16%
Today : $35.17 — upside +14%
🎯 on TOST : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Dec 1, 26
▲ Buy · 🎯$43
Price at call : $35.9 — upside +20%
Today : $35.17 — upside +22%
🎯 on TOST : no call matured yet · 📊 on Finance : 43.5% · -1.4% (200 calls)
in progress (365j)
matures : Nov 13, 26
UBS 
Nov 5, 25
▲ Buy · 🎯$50
Price at call : $36.38 — upside +37%
Today : $35.17 — upside +42%
🎯 on TOST : no call matured yet · 📊 on Finance : 50.8% · +0.3% (118 calls)
in progress (365j)
matures : Nov 5, 26
JP Morgan 
Nov 5, 25
■ Neutral neutral · not a buy · 🎯$43
Price at call : $36.38 — gap to target +18%
Today : $35.17 — gap to target +22%
🎯 on TOST : no call matured yet · 📊 on Finance : 49.8% · +1.8% (211 calls)
in progress (365j)
matures : Nov 5, 26
Jefferies 
Nov 5, 25
▲ Buy · 🎯$45
Price at call : $36.38 — upside +24%
Today : $35.17 — upside +28%
🎯 on TOST : no call matured yet · 📊 on Finance : 45.8% · +0.4% (107 calls)
in progress (365j)
matures : Nov 5, 26
▲ Overweight · 🎯$56
Price at call : $39.02 — upside +44%
Today : $35.17 — upside +59%
🎯 on TOST : no call matured yet · 📊 on Finance : 50.1% · +1.8% (387 calls)
in progress (365j)
matures : Nov 5, 26
Citigroup 
Oct 22, 25
▲ Buy · 🎯$51
Price at call : $38.8 — upside +31%
Today : $35.17 — upside +45%
🎯 on TOST : no call matured yet · 📊 on Finance : 45.4% · -1.9% (207 calls)
in progress (365j)
matures : Oct 22, 26
Wells Fargo 
Oct 22, 25
▲ Overweight · 🎯$47
Price at call : $38.11 — upside +23%
Today : $35.17 — upside +34%
🎯 on TOST : no call matured yet · 📊 on Finance : 50.3% · +0.1% (292 calls)
in progress (365j)
matures : Oct 22, 26
Goldman Sachs 
Oct 13, 25
■ Neutral neutral · not a buy · 🎯$41
Price at call : $37.79 — gap to target +8%
Today : $35.17 — gap to target +17%
🎯 on TOST : no call matured yet · 📊 on Finance : 68.4% · +11.3% (117 calls)
in progress (365j)
matures : Oct 13, 26
Baird 
Oct 6, 25
■ Neutral neutral · not a buy · 🎯$36
Price at call : $36.95 — gap to target -3%
Today : $35.17 — gap to target +2%
🎯 on TOST : no call matured yet · 📊 on Finance : 46.4% · +2.5% (28 calls)
in progress (365j)
matures : Oct 6, 26
▲ Buy · 🎯$54
Price at call : $45.61 — upside +18%
Today : $35.17 — upside +54%
Expected +18% · Actual -24% · Reason (≥ +15%) : ✗ No
🎯 on TOST : 40% (5 calls matureds) · 📊 on Finance : 40% · -7.3% (5 calls)
-24.4%
stock -24% · XLF +12%
matured Aug 6, 26
▲ Buy · 🎯$48
Price at call : $37.7 — upside +27%
Today : $35.17 — upside +36%
Expected +27% · Actual -34% · Reason (≥ +15%) : ✗ No
🎯 on TOST : 40% (5 calls matureds) · 📊 on Finance : 40% · -7.3% (5 calls)
-33.5%
stock -34% · XLF -0%
matured Feb 20, 26
Compass Point 
Nov 20, 24
▲ Buy · 🎯$49
Price at call : $42.5 — upside +15%
Today : $35.17 — upside +39%
Expected +15% · Actual -23% · Reason (≥ +15%) : ✗ No
🎯 on TOST : 0% (1 call matured) · 📊 on Finance : 37.1% · -0.9% (62 calls)
-23.3%
stock -23% · XLF +3%
matured Nov 20, 25
▲ Buy · 🎯$28
Price at call : $26.82 — upside +4%
Today : $35.17 — upside -20%
Expected +4% · Actual +52% · Reason (≥ +15%) : ✓ Yes
🎯 on TOST : 40% (5 calls matureds) · 📊 on Finance : 40% · -7.3% (5 calls)
+52.3%
stock +52% · XLF +20%
matured May 8, 25
▲ Buy · 🎯$25
Price at call : $13.9 — upside +80%
Today : $35.17 — upside -29%
Expected +80% · Actual +40% · Reason (≥ +15%) : ✓ Yes
🎯 on TOST : 40% (5 calls matureds) · 📊 on Finance : 40% · -7.3% (5 calls)
+39.8%
stock +40% · XLF -3%
matured May 13, 23
▲ Buy · 🎯$64
Price at call : $51.5 — upside +24%
Today : $35.17 — upside +82%
Expected +24% · Actual -61% · Reason (≥ +15%) : ✗ No
🎯 on TOST : 40% (5 calls matureds) · 📊 on Finance : 40% · -7.3% (5 calls)
-60.6%
stock -61% · XLF -18%
matured Oct 18, 22

Frequently asked questions

Should I buy Toast, Inc. stock?

This isn't buy advice. For Toast, Inc., the analyst consensus is "Buy", with an average price target of $39.00 (+11% vs the current price). What matters is their past reliability on this stock: the most reliable one is right 100% of the time (5 calls tracked on Toast, Inc.). We show the numbers — you decide.

Is it too late to buy Toast, Inc.? How high can it go?

The most bullish analyst target on Toast, Inc. is $45.00 (+28% above today's price); the average is $39.00. That's the upside they see. Check how reliable those analysts have actually been on Toast, Inc. on our site before trusting it.

Is Toast, Inc. still a good buy?

The most useful "opinion" isn't an opinion — it's a track record: 16 analysts have a real record on Toast, Inc., the best hitting 100% over 5 calls. Current consensus: "Buy". Make your call on data, not noise.

Will Toast, Inc. stock recover (go back up)?

It's down from its high. We answer with the numbers — the analysts' 12-month target and what happened after its past drops: will TOST stock recover (go back up)?

Should you invest in Toast, Inc.? The case for and against

The arguments for and against, one by one, from the numbers: why invest in TOST (and why hesitate).

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