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Toast, Inc. (TOST) stock: analyst price target and their real reliability

Live quote · data updated Oct 14, 2026
Toast, Inc. · Financials · ref. ETF XLF · 51 calls · price $30.89
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What the company does: Toast, Inc. operates a cloud-based digital technology platform for the restaurant industry in the United States, Ireland, India, and internationally.

📈 Toast, Inc. (TOST) stock price

$30.89-18.3% over range
Oct 14, 25low $22.33 · high $39.02Oct 13, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
SellBuy
Buy
68% recommend buying · 19 analysts
📊 JPI status : Toast, Inc. has never appeared in a JPI ranking (Fair or Risk +) — our methods haven't picked it to date. See the selected stocks →

🎯 TOST price target & analyst consensus — price $30.89

The price target · all analysts combined (19 targets)
Highest target · 2 firms of 19$45+45.7%
Median target · of 19 targets$39+26.3%
Lowest target · 1 firm of 19$33+6.8%
Current price$30.89
Where these 19 targets sit · versus the current price · 1 target per firm, last 6 months
Above the price 19100% $33 ↔ $45
⭐ What the most reliable analysts say · those who beat their sector, targets replayed on real prices

⭐ The most reliable of them, either direction: RBC Capital — 72% of its targets hit on this sector (176 calls tested). It aims for $44 (+42 %), call made on September 1, 2026, maturing on September 1, 2027 (43 d ago).

The 10 reliable analysts $39+26 %
The 9 other firms $38+23 %
How to read it: the 10 reliable firms are not filtered by optimism — 10 aim above the price, 0 below, hence their $39 median. “The 9 others” are the firms that don't pass our reliability filter on this sector.
The consensus · 19 ratings (last 6 months)
Strong Buy00%
Buy1368%
Hold632%
Sell00%
Strong Sell00%
Go deeper on the analysts
All analysts (the consensus)  ·  vs  ·  the best (those who've been right)
💬 A question about Toast, Inc.? The JPI assistant answers using our backtest data.

📈 Toast, Inc. fundamentals: valuation, margins & growth › open the full page

P/E 39.1Net margin 7.1 %Revenue growth +23.1 %Cheap for the growth

Revenue, net income and margin per year

Revenue Net income · hover a bar for details
2022
marg. -10 %
2023
Rev +42%
2024
Rev +28%
2025
Rev +24%Profit +1700%

🔎 Detailed analyses

✅ Historical analyst reliability on TOST

Hit rate measured on targets already matured (12 months), replayed against real prices. Click a header to sort.

Firm ↕ % right i ↕ Gain vs sector i ↕ Calls i ↕
Goldman Sachs ↗ 100% +62.8% 5
Wedbush ↗ 100% +48.6% 3
Mizuho ↗ 83% +24.2% 6
Piper Sandler ↗ 70% -2.7% 10
Baird ↗ 67% +74.3% 3
UBS ↗ 67% +5.2% 3
Needham ↗ 62% +22.1% 13
Morgan Stanley ↗ 59% +18.2% 17
Keybanc ↗ 58% +7.0% 12
Jefferies ↗ 50% -16.6% 2
See the other 6 firms
Truist Securities ↗ 0% -36.2% 2
BMO Capital ↗ 0% -24.4% 4
Wells Fargo ↗ 27% -42.6% 15
DA Davidson ↗ 33% -6.2% 3
Canaccord Genuity ↗ 40% -5.3% 5
William Blair ↗ 50% -18.2% 2

📰 Recent news on Toast, Inc.

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📋 All analyst calls on TOST

BNP Paribas
Sep 2, 26
■ Neutral neutral · not a buy · 🎯$35
Price at call : $34.04 — gap to target +3%
Today : $30.89 — gap to target +13%
🎯 on TOST : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Sep 2, 27
RBC Capital ↗
Aug 31, 26
■ Sector Perform neutral · not a buy · 🎯$44
Price at call : $33.59 — gap to target +31%
Today : $30.89 — gap to target +42%
🎯 on TOST : no call matured yet · 📊 on Finance : 52.8% · +3.5% (176 calls)
in progress (365j)
matures : Aug 31, 27
▲ Buy · 🎯$39
Price at call : $35.22 — upside +11%
Today : $30.89 — upside +26%
🎯 on TOST : no call matured yet · 📊 on Finance : 42.9% · -1.5% (203 calls)
in progress (365j)
matures : Aug 12, 27
DA Davidson ↗
Aug 10, 26
■ Neutral neutral · not a buy · 🎯$34
Price at call : $34.88 — gap to target -3%
Today : $30.89 — gap to target +10%
🎯 on TOST : no call matured yet · 📊 on Finance : 42.6% · -1.8% (115 calls)
in progress (365j)
matures : Aug 10, 27
Bernstein ↗
Aug 6, 26
▲ Outperform · 🎯$45
Price at call : $34.48 — upside +31%
Today : $30.89 — upside +46%
🎯 on TOST : no call matured yet · 📊 on Finance : 40% · +3.4% (5 calls)
in progress (365j)
matures : Aug 6, 27
UBS ↗
Aug 5, 26
▲ Buy · 🎯$39
Price at call : $34.72 — upside +12%
Today : $30.89 — upside +26%
🎯 on TOST : no call matured yet · 📊 on Finance : 50.4% · -0.4% (119 calls)
in progress (365j)
matures : Aug 5, 27
Citigroup ↗
Aug 5, 26
▲ Buy · 🎯$39
Price at call : $34.72 — upside +12%
Today : $30.89 — upside +26%
🎯 on TOST : no call matured yet · 📊 on Finance : 45.2% · -2.1% (210 calls)
in progress (365j)
matures : Aug 5, 27
Oppenheimer ↗
Aug 5, 26
▲ Outperform · 🎯$38
Price at call : $34.72 — upside +9%
Today : $30.89 — upside +23%
🎯 on TOST : no call matured yet · 📊 on Finance : 37.7% · -3.6% (77 calls)
in progress (365j)
matures : Aug 5, 27
See the other 43 calls, newest to oldest
RBC Capital ↗
Aug 5, 26
■ Sector Perform neutral · not a buy · 🎯$36
Price at call : $34.72 — gap to target +4%
Today : $30.89 — gap to target +17%
🎯 on TOST : no call matured yet · 📊 on Finance : 52.8% · +3.5% (176 calls)
in progress (365j)
matures : Aug 5, 27
■ Market Perform neutral · not a buy · 🎯$35
Price at call : $34.72 — gap to target +1%
Today : $30.89 — gap to target +13%
🎯 on TOST : no call matured yet · 📊 on Finance : 46.1% · -1.1% (284 calls)
in progress (365j)
matures : Aug 5, 27
Wells Fargo ↗
Aug 5, 26
▲ Overweight · 🎯$40
Price at call : $34.72 — upside +15%
Today : $30.89 — upside +29%
🎯 on TOST : no call matured yet · 📊 on Finance : 48.7% · -1.4% (298 calls)
in progress (365j)
matures : Aug 5, 27
▲ Outperform · 🎯$40
Price at call : $34.72 — upside +15%
Today : $30.89 — upside +29%
🎯 on TOST : no call matured yet · 📊 on Finance : 56.4% · +2.0% (78 calls)
in progress (365j)
matures : Aug 5, 27
Barclays ↗
Aug 5, 26
▲ Overweight · 🎯$39
Price at call : $34.8 — upside +12%
Today : $30.89 — upside +26%
🎯 on TOST : no call matured yet · 📊 on Finance : 44.2% · -5.2% (344 calls)
in progress (365j)
matures : Aug 5, 27
BMO Capital ↗
Aug 5, 26
▲ Outperform · 🎯$40
Price at call : $34.8 — upside +15%
Today : $30.89 — upside +29%
🎯 on TOST : no call matured yet · 📊 on Finance : 19% · -13.3% (58 calls)
in progress (365j)
matures : Aug 5, 27
Needham ↗
Aug 5, 26
▲ Buy · 🎯$45
Price at call : $34.8 — upside +29%
Today : $30.89 — upside +46%
🎯 on TOST : no call matured yet · 📊 on Finance : 29% · -4.0% (31 calls)
in progress (365j)
matures : Aug 5, 27
Piper Sandler ↗
Aug 5, 26
▲ Overweight · 🎯$39
Price at call : $34.8 — upside +12%
Today : $30.89 — upside +26%
🎯 on TOST : no call matured yet · 📊 on Finance : 42.3% · +0.6% (239 calls)
in progress (365j)
matures : Aug 5, 27
DA Davidson ↗
Jul 29, 26
■ Neutral neutral · not a buy · 🎯$30
Price at call : $32.85 — gap to target -9%
Today : $30.89 — gap to target -3%
🎯 on TOST : no call matured yet · 📊 on Finance : 42.6% · -1.8% (115 calls)
in progress (365j)
matures : Jul 29, 27
▲ Buy · 🎯$33
Price at call : $29.04 — upside +14%
Today : $30.89 — upside +7%
🎯 on TOST : no call matured yet · 📊 on Finance : 42.9% · -1.5% (203 calls)
in progress (365j)
matures : Jul 24, 27
Goldman Sachs ↗
Jul 9, 26
▲ Buy · 🎯$36
Price at call : $29.32 — upside +23%
Today : $30.89 — upside +17%
🎯 on TOST : no call matured yet · 📊 on Finance : 67.8% · +11.2% (118 calls)
in progress (365j)
matures : Jul 9, 27
Baird ↗
Jul 8, 26
■ Neutral neutral · not a buy · 🎯$33
Price at call : $28.57 — gap to target +16%
Today : $30.89 — gap to target +7%
🎯 on TOST : no call matured yet · 📊 on Finance : 48.3% · +2.7% (29 calls)
in progress (365j)
matures : Jul 8, 27
Barclays ↗
Jul 8, 26
▲ Overweight · 🎯$35
Price at call : $28.57 — upside +23%
Today : $30.89 — upside +13%
🎯 on TOST : no call matured yet · 📊 on Finance : 44.2% · -5.2% (344 calls)
in progress (365j)
matures : Jul 8, 27
DA Davidson ↗
May 12, 26
■ Neutral neutral · not a buy · 🎯$28
Price at call : $22.33 — gap to target +25%
Today : $30.89 — gap to target -9%
🎯 on TOST : no call matured yet · 📊 on Finance : 42.6% · -1.8% (115 calls)
in progress (365j)
matures : May 12, 27
▲ Buy · 🎯$30
Price at call : $22.33 — upside +34%
Today : $30.89 — upside -3%
🎯 on TOST : no call matured yet · 📊 on Finance : 42.9% · -1.5% (203 calls)
in progress (365j)
matures : May 12, 27
Mizuho ↗
May 12, 26
▲ Outperform · 🎯$38
Price at call : $23.26 — upside +63%
Today : $30.89 — upside +23%
🎯 on TOST : no call matured yet · 📊 on Finance : 62.1% · -1.7% (29 calls)
in progress (365j)
matures : May 12, 27
Rothschild & Co
May 12, 26
■ Neutral neutral · not a buy · 🎯$35
Price at call : $23.26 — gap to target +50%
Today : $30.89 — gap to target +13%
🎯 on TOST : no call matured yet · 📊 unranked overall
in progress (365j)
matures : May 12, 27
UBS ↗
May 8, 26
▲ Buy · 🎯$34
Price at call : $24.19 — upside +41%
Today : $30.89 — upside +10%
🎯 on TOST : no call matured yet · 📊 on Finance : 50.4% · -0.4% (119 calls)
in progress (365j)
matures : May 8, 27
Citigroup ↗
May 8, 26
▲ Buy · 🎯$36
Price at call : $24.19 — upside +49%
Today : $30.89 — upside +17%
🎯 on TOST : no call matured yet · 📊 on Finance : 45.2% · -2.1% (210 calls)
in progress (365j)
matures : May 8, 27
DA Davidson ↗
May 5, 26
■ Neutral neutral · not a buy · 🎯$33
Price at call : $28.31 — gap to target +17%
Today : $30.89 — gap to target +7%
🎯 on TOST : no call matured yet · 📊 on Finance : 42.6% · -1.8% (115 calls)
in progress (365j)
matures : May 5, 27
BMO Capital ↗
Apr 22, 26
▲ Outperform · 🎯$35
Price at call : $29.46 — upside +19%
Today : $30.89 — upside +13%
🎯 on TOST : no call matured yet · 📊 on Finance : 19% · -13.3% (58 calls)
in progress (365j)
matures : Apr 22, 27
Loop Capital ↗
Mar 31, 26
■ Hold neutral · not a buy · 🎯$26
Price at call : $26.07 — gap to target -0%
Today : $30.89 — gap to target -16%
🎯 on TOST : no call matured yet · 📊 overall : 52.8% · +5.0% (195 calls)
in progress (365j)
matures : Mar 31, 27
DA Davidson ↗
Feb 17, 26
■ Neutral neutral · not a buy · 🎯$33
Price at call : $27.67 — gap to target +19%
Today : $30.89 — gap to target +7%
🎯 on TOST : no call matured yet · 📊 on Finance : 42.6% · -1.8% (115 calls)
in progress (365j)
matures : Feb 17, 27
Goldman Sachs ↗
Feb 17, 26
■ Neutral neutral · not a buy · 🎯$31
Price at call : $27.67 — gap to target +12%
Today : $30.89 — gap to target +0%
🎯 on TOST : no call matured yet · 📊 on Finance : 67.8% · +11.2% (118 calls)
in progress (365j)
matures : Feb 17, 27
Mizuho ↗
Feb 17, 26
▲ Outperform · 🎯$45
Price at call : $27.66 — upside +63%
Today : $30.89 — upside +46%
🎯 on TOST : no call matured yet · 📊 on Finance : 62.1% · -1.7% (29 calls)
in progress (365j)
matures : Feb 17, 27
Citigroup ↗
Feb 13, 26
▲ Buy · 🎯$42
Price at call : $27.66 — upside +52%
Today : $30.89 — upside +36%
🎯 on TOST : no call matured yet · 📊 on Finance : 45.2% · -2.1% (210 calls)
in progress (365j)
matures : Feb 13, 27
Oppenheimer ↗
Feb 13, 26
▲ Outperform · 🎯$39
Price at call : $27.66 — upside +41%
Today : $30.89 — upside +26%
🎯 on TOST : no call matured yet · 📊 on Finance : 37.7% · -3.6% (77 calls)
in progress (365j)
matures : Feb 13, 27
Wells Fargo ↗
Feb 13, 26
▲ Overweight · 🎯$36
Price at call : $27.66 — upside +30%
Today : $30.89 — upside +17%
🎯 on TOST : no call matured yet · 📊 on Finance : 48.7% · -1.4% (298 calls)
in progress (365j)
matures : Feb 13, 27
Needham ↗
Feb 13, 26
▲ Buy · 🎯$35
Price at call : $27.33 — upside +28%
Today : $30.89 — upside +13%
🎯 on TOST : no call matured yet · 📊 on Finance : 29% · -4.0% (31 calls)
in progress (365j)
matures : Feb 13, 27
DA Davidson ↗
Feb 2, 26
■ Neutral neutral · not a buy · 🎯$36
Price at call : $28.25 — gap to target +27%
Today : $30.89 — gap to target +17%
🎯 on TOST : no call matured yet · 📊 on Finance : 42.6% · -1.8% (115 calls)
in progress (365j)
matures : Feb 2, 27
Oppenheimer ↗
Jan 12, 26
▲ Outperform · 🎯$48
Price at call : $34.8 — upside +38%
Today : $30.89 — upside +55%
🎯 on TOST : no call matured yet · 📊 on Finance : 37.7% · -3.6% (77 calls)
in progress (365j)
matures : Jan 12, 27
■ Peer Perform neutral · not a buy
🎯 on TOST : no call matured yet · 📊 on Finance : 30.4% · -11.7% (23 calls)
in progress (365j)
matures : Jan 8, 27
UBS ↗
Dec 4, 25
▲ Buy · 🎯$50
Price at call : $35.2 — upside +42%
Today : $30.89 — upside +62%
🎯 on TOST : no call matured yet · 📊 on Finance : 50.4% · -0.4% (119 calls)
in progress (365j)
matures : Dec 4, 26
JP Morgan ↗
Dec 4, 25
▲ Overweight · 🎯$43
Price at call : $35.2 — upside +22%
Today : $30.89 — upside +39%
🎯 on TOST : no call matured yet · 📊 on Finance : 47.4% · +1.0% (215 calls)
in progress (365j)
matures : Dec 4, 26
▲ Outperform · 🎯$40
Price at call : $34.36 — upside +16%
Today : $30.89 — upside +29%
🎯 on TOST : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Dec 1, 26
▲ Buy · 🎯$43
Price at call : $35.9 — upside +20%
Today : $30.89 — upside +39%
🎯 on TOST : no call matured yet · 📊 on Finance : 42.9% · -1.5% (203 calls)
in progress (365j)
matures : Nov 13, 26
UBS ↗
Nov 5, 25
▲ Buy · 🎯$50
Price at call : $36.38 — upside +37%
Today : $30.89 — upside +62%
🎯 on TOST : no call matured yet · 📊 on Finance : 50.4% · -0.4% (119 calls)
in progress (365j)
matures : Nov 5, 26
JP Morgan ↗
Nov 5, 25
■ Neutral neutral · not a buy · 🎯$43
Price at call : $36.38 — gap to target +18%
Today : $30.89 — gap to target +39%
🎯 on TOST : no call matured yet · 📊 on Finance : 47.4% · +1.0% (215 calls)
in progress (365j)
matures : Nov 5, 26
Jefferies ↗
Nov 5, 25
▲ Buy · 🎯$45
Price at call : $36.38 — upside +24%
Today : $30.89 — upside +46%
🎯 on TOST : no call matured yet · 📊 on Finance : 44% · -0.4% (109 calls)
in progress (365j)
matures : Nov 5, 26
▲ Overweight · 🎯$56
Price at call : $39.02 — upside +44%
Today : $30.89 — upside +81%
🎯 on TOST : no call matured yet · 📊 on Finance : 49.5% · +1.0% (402 calls)
in progress (365j)
matures : Nov 5, 26
Citigroup ↗
Oct 22, 25
▲ Buy · 🎯$51
Price at call : $38.8 — upside +31%
Today : $30.89 — upside +65%
🎯 on TOST : no call matured yet · 📊 on Finance : 45.2% · -2.1% (210 calls)
in progress (365j)
matures : Oct 22, 26
Wells Fargo ↗
Oct 22, 25
▲ Overweight · 🎯$47
Price at call : $38.11 — upside +23%
Today : $30.89 — upside +52%
🎯 on TOST : no call matured yet · 📊 on Finance : 48.7% · -1.4% (298 calls)
in progress (365j)
matures : Oct 22, 26
Compass Point ↗
Nov 20, 24
▲ Buy · 🎯$49
Price at call : $42.5 — upside +15%
Today : $30.89 — upside +59%
Expected +15% · Actual -23% · Reason (≥ +15%) : ✗ No
🎯 on TOST : 0% (1 call matured) · 📊 on Finance : 38.7% · -0.4% (62 calls)
-23.3%
stock -23% · XLF +3%
matured Nov 20, 25

Frequently asked questions

Should I buy Toast, Inc. stock?

This isn't buy advice. For Toast, Inc., the analyst consensus is "Buy", with an average price target of $39.00 (+26% vs the current price). What matters is their past reliability on this stock: the most reliable one is right 100% of the time (5 calls tracked on Toast, Inc.). We show the numbers — you decide.

Is it too late to buy Toast, Inc.? How high can it go?

The most bullish analyst target on Toast, Inc. is $45.00 (+46% above today's price); the average is $39.00. That's the upside they see. Check how reliable those analysts have actually been on Toast, Inc. on our site before trusting it.

Is Toast, Inc. still a good buy?

The most useful "opinion" isn't an opinion — it's a track record: 16 analysts have a real record on Toast, Inc., the best hitting 100% over 5 calls. Current consensus: "Buy". Make your call on data, not noise.

Should you invest in Toast, Inc.? The case for and against

The arguments for and against, one by one, from the numbers: why invest in TOST (and why hesitate).

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