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Bread Financial Holdings, Inc. (BFH) stock: analyst price target and their real reliability

Live quote · data updated Aug 28, 2026
Bread Financial Holdings, Inc. · Financials · ref. ETF XLF · 76 calls · price $108.03
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What the company does: Bread Financial Holdings, Inc. offers cutting-edge payment and credit solutions to consumers and various industries throughout North America.

📈 Bread Financial Holdings, Inc. (BFH) stock price

$108.03+62.0% over range
Aug 28, 25low $54.08 · high $113.4Aug 27, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
SellBuy
Buy
55% recommend buying · 11 analysts
📊 JPI status : Bread Financial Holdings, Inc. has never appeared in a JPI ranking (Fair or Risk +) — our methods haven't picked it to date. See the selected stocks →

🎯 BFH price target & analyst consensusprice $108

The price target · all analysts combined (11 targets)
Highest target · 1 firm of 11$132+22.2%
Median target · of 11 targets$115+6.5%
Lowest target · 1 firm of 11$102-5.6%
Current price$108.03
Where these 11 targets sit · versus the current price · 1 target per firm, last 6 months
Above the price 873% $109 ↔ $132
Below 327% $102 ↔ $108
⭐ What the most reliable analysts say · those who beat their sector, targets replayed on real prices

⭐ The most reliable of them, either direction: BTIG59% of its targets hit on this sector (39 calls tested). It aims for $132 (+22 %), call made on July 1, 2026, maturing on July 1, 2027 (58 d ago).

The 2 reliable analysts $124+14 %
The 9 other firms $114+5.5 %
How to read it: the 2 reliable firms are not filtered by optimism — 2 aim above the price, 0 below, hence their $124 median. “The 9 others” are the firms that don't pass our reliability filter on this sector.
The consensus · 11 ratings (last 6 months)
Strong Buy00%
Buy655%
Hold545%
Sell00%
Strong Sell00%
Go deeper on the analysts
All analysts (the consensus)  ·  vs  ·  the best (those who've been right)
💬 A question about Bread Financial Holdings, Inc.? The JPI assistant answers using our backtest data.

🏛️ Bread Financial Holdings, Inc. insider buying: who's buying and how much › open the full page

1 insider bought1 buys / 6 mo $60k

🔎 Detailed analyses

✅ Historical analyst reliability on BFH

Hit rate measured on targets already matured (12 months), replayed against real prices. Click a header to sort.

Firm % right i Gain vs sector i Calls i
Compass Point  100% +50.7% 4
Keefe, Bruyette & Woods  100% +20.9% 3
Pacific Crest 100% +17.7% 2
Raymond James  100% +13.8% 2
Jefferies  100% +13.6% 2
B of A Securities  80% +25.2% 5
SunTrust Robinson Humphrey 67% +48.9% 3
Stephens & Co.  67% +24.2% 3
Deutsche Bank  67% +2.3% 6
Nomura 67% -2.5% 3
See the other 13 firms
Wells Fargo  0% -108.3% 2
Goldman Sachs  0% -45.7% 7
Edward Jones 0% -29.4% 2
RBC Capital  14% -28.3% 7
JP Morgan  20% -12.1% 5
Barclays  21% -24.1% 19
UBS  25% -6.9% 4
Morgan Stanley  29% -28.6% 14
JMP Securities 50% -18.6% 4
BMO Capital  50% -13.2% 2
Seaport Global  50% -12.3% 2
Credit Suisse 50% +3.5% 4
Oppenheimer  60% +16.5% 10

📊 What $1,000 invested in Bread Financial Holdings, Inc. would be worth › open the full page

In short — $1,000 invested in Bread Financial Holdings, Inc. 10 years ago would be worth $446 today, i.e. -8%/yr on average. Best year: 2024 (+85%), worst: 2022 (-43%). Price performance, excluding dividends.

If I'd invested $1,000 in Bread Financial Holdings, Inc.

InvestmentWorth todayGain
1 years ago$1,613+61%
3 years ago$2,615+162%
5 years ago$1,665+67%
→ See Bread Financial Holdings, Inc.'s full return history + gain calculator

Return by year (Bread Financial Holdings, Inc.)

YearReturn$1,000 invested at year start
2026 (YTD)+33%$1,330 (+33%)
2025+21%$1,613 (+61%)
2024+85%$2,990 (+199%)
→ See Bread Financial Holdings, Inc.'s full return history + gain calculator
⚠️ Past performance, not predictive nor advice. Prices in $, excluding dividends. Yahoo Finance data.

📰 Recent news on Bread Financial Holdings, Inc.

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📋 All analyst calls on BFH

Wolfe Research 
Aug 25, 26
▲ Outperform · 🎯$130
Price at call : $107.56 — upside +21%
Today : $108.03 — upside +20%
🎯 on BFH : no call matured yet · 📊 on Finance : 37.5% · -10.0% (16 calls)
in progress (365j)
matures : Aug 25, 27
UBS 
Aug 3, 26
▲ Buy · 🎯$127
Price at call : $112.45 — upside +13%
Today : $108.03 — upside +18%
🎯 on BFH : no call matured yet · 📊 on Finance : 40.2% · -7.9% (82 calls)
in progress (365j)
matures : Aug 3, 27
▲ Outperform · 🎯$120
Price at call : $107.78 — upside +11%
Today : $108.03 — upside +11%
🎯 on BFH : no call matured yet · 📊 on Finance : 40.9% · -0.5% (22 calls)
in progress (365j)
matures : Jul 28, 27
TD Cowen 
Jul 24, 26
■ Hold neutral · not a buy · 🎯$114
Price at call : $106.11 — gap to target +7%
Today : $108.03 — gap to target +6%
🎯 on BFH : no call matured yet · 📊 on Finance : 62.5% · +2.3% (16 calls)
in progress (365j)
matures : Jul 24, 27
RBC Capital 
Jul 24, 26
■ Sector Perform neutral · not a buy · 🎯$115
Price at call : $106.11 — gap to target +8%
Today : $108.03 — gap to target +6%
🎯 on BFH : no call matured yet · 📊 on Finance : 38.9% · -0.5% (90 calls)
in progress (365j)
matures : Jul 24, 27
Barclays 
Jul 24, 26
■ Equal-Weight neutral · not a buy · 🎯$109
Price at call : $106.11 — gap to target +3%
Today : $108.03 — gap to target +1%
🎯 on BFH : 0% (12 calls matureds) · 📊 on Finance : 49.1% · +3.2% (173 calls)
in progress (365j)
matures : Jul 24, 27
Morgan Stanley 
Jul 20, 26
■ Equal-Weight neutral · not a buy · 🎯$102
Price at call : $101.68 — gap to target +0%
Today : $108.03 — gap to target -6%
🎯 on BFH : 0% (3 calls matureds) · 📊 on Finance : 42.5% · -2.6% (179 calls)
in progress (365j)
matures : Jul 20, 27
TD Cowen 
Jul 7, 26
■ Hold neutral · not a buy · 🎯$103
Price at call : $93.83 — gap to target +10%
Today : $108.03 — gap to target -5%
🎯 on BFH : no call matured yet · 📊 on Finance : 62.5% · +2.3% (16 calls)
in progress (365j)
matures : Jul 7, 27
See the other 68 calls, newest to oldest
UBS 
Jul 7, 26
▲ Buy · 🎯$120
Price at call : $93.83 — upside +28%
Today : $108.03 — upside +11%
🎯 on BFH : no call matured yet · 📊 on Finance : 40.2% · -7.9% (82 calls)
in progress (365j)
matures : Jul 7, 27
Goldman Sachs 
Jul 7, 26
■ Neutral neutral · not a buy · 🎯$108
Price at call : $102.36 — gap to target +6%
Today : $108.03 — gap to target -0%
🎯 on BFH : no call matured yet · 📊 on Finance : 44.4% · -6.3% (108 calls)
in progress (365j)
matures : Jul 7, 27
Barclays 
Jul 7, 26
■ Equal-Weight neutral · not a buy · 🎯$104
Price at call : $102.36 — gap to target +2%
Today : $108.03 — gap to target -4%
🎯 on BFH : 0% (12 calls matureds) · 📊 on Finance : 49.1% · +3.2% (173 calls)
in progress (365j)
matures : Jul 7, 27
▲ Outperform · 🎯$116
Price at call : $102.36 — upside +13%
Today : $108.03 — upside +7%
🎯 on BFH : no call matured yet · 📊 on Finance : 40.9% · -0.5% (22 calls)
in progress (365j)
matures : Jul 6, 27
BTIG 
Jun 30, 26
▲ Buy · 🎯$132
Price at call : $108.35 — upside +22%
Today : $108.03 — upside +22%
🎯 on BFH : no call matured yet · 📊 on Finance : 53.8% · +10.5% (39 calls)
in progress (365j)
matures : Jun 30, 27
RBC Capital 
Jun 11, 26
■ Sector Perform neutral · not a buy · 🎯$115
Price at call : $101.71 — gap to target +13%
Today : $108.03 — gap to target +6%
🎯 on BFH : no call matured yet · 📊 on Finance : 38.9% · -0.5% (90 calls)
in progress (365j)
matures : Jun 11, 27
Loop Capital 
May 22, 26
▲ Buy · 🎯$104
Price at call : $88.51 — upside +18%
Today : $108.03 — upside -4%
🎯 on BFH : no call matured yet · 📊 on Finance : 66.7% · -6.3% (3 calls)
in progress (365j)
matures : May 22, 27
▲ Outperform · 🎯$99
Price at call : $84.78 — upside +17%
Today : $108.03 — upside -8%
🎯 on BFH : no call matured yet · 📊 on Finance : 40.9% · -0.5% (22 calls)
in progress (365j)
matures : Apr 29, 27
Barclays 
Apr 24, 26
▼ Underweight · 🎯$70
Price at call : $88 — upside -20%
Today : $108.03 — upside -35%
🎯 on BFH : 0% (12 calls matureds) · 📊 on Finance : 49.1% · +3.2% (173 calls)
in progress (365j)
matures : Apr 24, 27
TD Cowen 
Apr 24, 26
■ Hold neutral · not a buy · 🎯$95
Price at call : $88 — gap to target +8%
Today : $108.03 — gap to target -12%
🎯 on BFH : no call matured yet · 📊 on Finance : 62.5% · +2.3% (16 calls)
in progress (365j)
matures : Apr 24, 27
▲ Outperform · 🎯$115
Price at call : $88 — upside +31%
Today : $108.03 — upside +6%
🎯 on BFH : no call matured yet · 📊 on Finance : 43.3% · +0.7% (291 calls)
in progress (365j)
matures : Apr 24, 27
BTIG 
Apr 23, 26
▲ Buy · 🎯$105
Price at call : $92.12 — upside +14%
Today : $108.03 — upside -3%
🎯 on BFH : no call matured yet · 📊 on Finance : 53.8% · +10.5% (39 calls)
in progress (365j)
matures : Apr 23, 27
Morgan Stanley 
Apr 16, 26
■ Equal-Weight neutral · not a buy · 🎯$91
Price at call : $84.52 — gap to target +8%
Today : $108.03 — gap to target -16%
🎯 on BFH : 0% (3 calls matureds) · 📊 on Finance : 42.5% · -2.6% (179 calls)
in progress (365j)
matures : Apr 16, 27
▲ Outperform · 🎯$87
Price at call : $74.33 — upside +17%
Today : $108.03 — upside -19%
🎯 on BFH : no call matured yet · 📊 on Finance : 40.9% · -0.5% (22 calls)
in progress (365j)
matures : Apr 6, 27
Barclays 
Apr 6, 26
▼ Underweight · 🎯$67
Price at call : $74.33 — upside -10%
Today : $108.03 — upside -38%
🎯 on BFH : 0% (12 calls matureds) · 📊 on Finance : 49.1% · +3.2% (173 calls)
in progress (365j)
matures : Apr 6, 27
TD Cowen 
Jan 30, 26
■ Hold neutral · not a buy · 🎯$88
Price at call : $73.05 — gap to target +20%
Today : $108.03 — gap to target -19%
🎯 on BFH : no call matured yet · 📊 on Finance : 62.5% · +2.3% (16 calls)
in progress (365j)
matures : Jan 30, 27
Morgan Stanley 
Jan 30, 26
▼ Underweight · 🎯$68
Price at call : $73.05 — upside -7%
Today : $108.03 — upside -37%
🎯 on BFH : 0% (3 calls matureds) · 📊 on Finance : 42.5% · -2.6% (179 calls)
in progress (365j)
matures : Jan 30, 27
Barclays 
Jan 30, 26
▼ Underweight · 🎯$64
Price at call : $73.05 — upside -12%
Today : $108.03 — upside -41%
🎯 on BFH : 0% (12 calls matureds) · 📊 on Finance : 49.1% · +3.2% (173 calls)
in progress (365j)
matures : Jan 30, 27
BTIG 
Jan 30, 26
▲ Buy · 🎯$98
Price at call : $72.54 — upside +35%
Today : $108.03 — upside -9%
🎯 on BFH : no call matured yet · 📊 on Finance : 53.8% · +10.5% (39 calls)
in progress (365j)
matures : Jan 30, 27
Morgan Stanley 
Jan 20, 26
▼ Underweight · 🎯$62
Price at call : $70.49 — upside -12%
Today : $108.03 — upside -43%
🎯 on BFH : 0% (3 calls matureds) · 📊 on Finance : 42.5% · -2.6% (179 calls)
in progress (365j)
matures : Jan 20, 27
TD Cowen 
Jan 8, 26
■ Hold neutral · not a buy · 🎯$85
Price at call : $80.36 — gap to target +6%
Today : $108.03 — gap to target -21%
🎯 on BFH : no call matured yet · 📊 on Finance : 62.5% · +2.3% (16 calls)
in progress (365j)
matures : Jan 8, 27
UBS 
Jan 8, 26
▲ Buy · 🎯$92
Price at call : $81.25 — upside +13%
Today : $108.03 — upside -15%
🎯 on BFH : no call matured yet · 📊 on Finance : 40.2% · -7.9% (82 calls)
in progress (365j)
matures : Jan 8, 27
Barclays 
Jan 6, 26
▼ Underweight · 🎯$61
Price at call : $79.98 — upside -24%
Today : $108.03 — upside -44%
🎯 on BFH : 0% (12 calls matureds) · 📊 on Finance : 49.1% · +3.2% (173 calls)
in progress (365j)
matures : Jan 6, 27
▲ Outperform · 🎯$92
Price at call : $76.3 — upside +21%
Today : $108.03 — upside -15%
🎯 on BFH : no call matured yet · 📊 on Finance : 43.3% · +0.7% (291 calls)
in progress (365j)
matures : Jan 2, 27
JP Morgan 
Dec 4, 25
▼ Underweight · 🎯$72
Price at call : $72 — upside +0%
Today : $108.03 — upside -33%
🎯 on BFH : no call matured yet · 📊 on Finance : 56.1% · +5.9% (123 calls)
in progress (365j)
matures : Dec 4, 26
■ In-Line neutral · not a buy · 🎯$72
Price at call : $62.65 — gap to target +15%
Today : $108.03 — gap to target -33%
🎯 on BFH : no call matured yet · 📊 on Finance : 40.9% · -0.5% (22 calls)
in progress (365j)
matures : Oct 30, 26
Goldman Sachs 
Oct 24, 25
▼ Sell · 🎯$68
Price at call : $66.26 — upside +3%
Today : $108.03 — upside -37%
🎯 on BFH : no call matured yet · 📊 on Finance : 44.4% · -6.3% (108 calls)
in progress (365j)
matures : Oct 24, 26
TD Cowen 
Oct 24, 25
■ Hold neutral · not a buy · 🎯$68
Price at call : $66.26 — gap to target +3%
Today : $108.03 — gap to target -37%
🎯 on BFH : no call matured yet · 📊 on Finance : 62.5% · +2.3% (16 calls)
in progress (365j)
matures : Oct 24, 26
RBC Capital 
Oct 24, 25
■ Sector Perform neutral · not a buy · 🎯$70
Price at call : $66.26 — gap to target +6%
Today : $108.03 — gap to target -35%
🎯 on BFH : no call matured yet · 📊 on Finance : 38.9% · -0.5% (90 calls)
in progress (365j)
matures : Oct 24, 26
Barclays 
Oct 24, 25
▼ Underweight · 🎯$52
Price at call : $66.26 — upside -22%
Today : $108.03 — upside -52%
🎯 on BFH : 0% (12 calls matureds) · 📊 on Finance : 49.1% · +3.2% (173 calls)
in progress (365j)
matures : Oct 24, 26
JP Morgan 
Oct 24, 25
■ Neutral neutral · not a buy · 🎯$72
Price at call : $65.5 — gap to target +10%
Today : $108.03 — gap to target -33%
🎯 on BFH : no call matured yet · 📊 on Finance : 56.1% · +5.9% (123 calls)
in progress (365j)
matures : Oct 24, 26
Barclays 
Oct 6, 25
▼ Underweight · 🎯$50
Price at call : $54.77 — upside -9%
Today : $108.03 — upside -54%
🎯 on BFH : 0% (12 calls matureds) · 📊 on Finance : 49.1% · +3.2% (173 calls)
in progress (365j)
matures : Oct 6, 26
▲ Outperform · 🎯$71
Price at call : $55.14 — upside +29%
Today : $108.03 — upside -34%
🎯 on BFH : no call matured yet · 📊 on Finance : 43.3% · +0.7% (291 calls)
in progress (365j)
matures : Oct 1, 26
■ In-Line neutral · not a buy · 🎯$64
Price at call : $54.89 — gap to target +17%
Today : $108.03 — gap to target -41%
🎯 on BFH : no call matured yet · 📊 on Finance : 40.9% · -0.5% (22 calls)
in progress (365j)
matures : Sep 30, 26
Morgan Stanley 
Sep 29, 25
▼ Underweight · 🎯$53
Price at call : $55.77 — upside -5%
Today : $108.03 — upside -51%
🎯 on BFH : 0% (3 calls matureds) · 📊 on Finance : 42.5% · -2.6% (179 calls)
in progress (365j)
matures : Sep 29, 26
▲ Buy · 🎯$74
Price at call : $65.87 — upside +12%
Today : $108.03 — upside -32%
🎯 on BFH : no call matured yet · 📊 on Finance : 60.2% · +7.6% (118 calls)
in progress (365j)
matures : Sep 2, 26
RBC Capital 
Jul 25, 25
■ Sector Perform neutral · not a buy · 🎯$74
Price at call : $64.02 — gap to target +16%
Today : $108.03 — gap to target -32%
🎯 on BFH : no call matured yet · 📊 on Finance : 38.9% · -0.5% (90 calls)
in progress (365j)
matures : Jul 25, 26
Morgan Stanley 
Jul 25, 25
▼ Underweight · 🎯$51
Price at call : $63.27 — upside -19%
Today : $108.03 — upside -53%
Expected -19% · Actual +68% · Reason (≤ −15%) : ✗ No
🎯 on BFH : 0% (3 calls matureds) · 📊 on Finance : 42.5% · -2.6% (179 calls)
-67.7%
stock +68% · XLF +6%
matured Jul 25, 26
Morgan Stanley 
Jul 10, 25
▼ Underweight · 🎯$45
Price at call : $62.56 — upside -28%
Today : $108.03 — upside -58%
Expected -28% · Actual +54% · Reason (≤ −15%) : ✗ No
🎯 on BFH : 0% (3 calls matureds) · 📊 on Finance : 42.5% · -2.6% (179 calls)
-54.3%
stock +54% · XLF +6%
matured Jul 10, 26
Barclays 
Jul 8, 25
▼ Underweight · 🎯$52
Price at call : $61.27 — upside -15%
Today : $108.03 — upside -52%
Expected -15% · Actual +56% · Reason (≤ −15%) : ✗ No
🎯 on BFH : 0% (12 calls matureds) · 📊 on Finance : 49.1% · +3.2% (173 calls)
-56.0%
stock +56% · XLF +6%
matured Jul 8, 26
Morgan Stanley 
May 12, 25
▼ Underweight · 🎯$39
Price at call : $55.13 — upside -29%
Today : $108.03 — upside -64%
Expected -29% · Actual +51% · Reason (≤ −15%) : ✗ No
🎯 on BFH : 0% (3 calls matureds) · 📊 on Finance : 42.5% · -2.6% (179 calls)
-51.3%
stock +51% · XLF -0%
matured May 12, 26
JMP Securities
Apr 28, 25
■ Market Perform neutral · not a buy
🎯 on BFH : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Apr 28, 26
Barclays 
Jan 31, 25
▼ Underweight · 🎯$53
Price at call : $63.33 — upside -16%
Today : $108.03 — upside -51%
Expected -16% · Actual +15% · Reason (≤ −15%) : ✗ No
🎯 on BFH : 0% (12 calls matureds) · 📊 on Finance : 49.1% · +3.2% (173 calls)
-15.3%
stock +15% · XLF +5%
matured Jan 31, 26
Compass Point 
Jan 21, 25
▲ Buy · 🎯$87
Price at call : $65.07 — upside +34%
Today : $108.03 — upside -19%
Expected +34% · Actual +9% · Reason (≥ +15%) : ✗ No
🎯 on BFH : 100% (3 calls matureds) · 📊 on Finance : 36.1% · -3.2% (61 calls)
+9.1%
stock +9% · XLF +7%
matured Jan 21, 26
Barclays 
Jan 6, 25
▼ Underweight · 🎯$51
Price at call : $59.66 — upside -15%
Today : $108.03 — upside -53%
Expected -15% · Actual +34% · Reason (≤ −15%) : ✗ No
🎯 on BFH : 0% (12 calls matureds) · 📊 on Finance : 49.1% · +3.2% (173 calls)
-34.1%
stock +34% · XLF +15%
matured Jan 6, 26
Seaport Global 
Oct 28, 24
▲ Buy · 🎯$56
Price at call : $50.1 — upside +12%
Today : $108.03 — upside -48%
Expected +12% · Actual +24% · Reason (≥ +15%) : ✓ Yes
🎯 on BFH : 100% (1 call matured) · 📊 on Finance : 38.5% · +38.1% (13 calls)
+24.2%
stock +24% · XLF +11%
matured Oct 28, 25
Barclays 
Oct 25, 24
▼ Underweight · 🎯$34
Price at call : $51.25 — upside -34%
Today : $108.03 — upside -69%
Expected -34% · Actual +29% · Reason (≤ −15%) : ✗ No
🎯 on BFH : 0% (12 calls matureds) · 📊 on Finance : 49.1% · +3.2% (173 calls)
-29.3%
stock +29% · XLF +13%
matured Oct 25, 25
Barclays 
Oct 8, 24
▼ Underweight · 🎯$35
Price at call : $49.86 — upside -30%
Today : $108.03 — upside -68%
Expected -30% · Actual +12% · Reason (≤ −15%) : ✗ No
🎯 on BFH : 0% (12 calls matureds) · 📊 on Finance : 49.1% · +3.2% (173 calls)
-11.9%
stock +12% · XLF +17%
matured Oct 8, 25
Compass Point 
Jul 26, 24
▲ Buy · 🎯$60
Price at call : $53.09 — upside +13%
Today : $108.03 — upside -44%
Expected +13% · Actual +21% · Reason (≥ +15%) : ✓ Yes
🎯 on BFH : 100% (3 calls matureds) · 📊 on Finance : 36.1% · -3.2% (61 calls)
+20.6%
stock +21% · XLF +22%
matured Jul 26, 25
Barclays 
Jul 26, 24
▼ Underweight · 🎯$37
Price at call : $55 — upside -33%
Today : $108.03 — upside -66%
Expected -33% · Actual +16% · Reason (≤ −15%) : ✗ No
🎯 on BFH : 0% (12 calls matureds) · 📊 on Finance : 49.1% · +3.2% (173 calls)
-16.4%
stock +16% · XLF +22%
matured Jul 26, 25
Compass Point 
Jul 16, 24
▲ Buy · 🎯$54
Price at call : $51.6 — upside +5%
Today : $108.03 — upside -50%
Expected +5% · Actual +18% · Reason (≥ +15%) : ✓ Yes
🎯 on BFH : 100% (3 calls matureds) · 📊 on Finance : 36.1% · -3.2% (61 calls)
+18.4%
stock +18% · XLF +20%
matured Jul 16, 25
Barclays 
Jul 9, 24
▼ Underweight · 🎯$32
Price at call : $46.19 — upside -31%
Today : $108.03 — upside -70%
Expected -31% · Actual +35% · Reason (≤ −15%) : ✗ No
🎯 on BFH : 0% (12 calls matureds) · 📊 on Finance : 49.1% · +3.2% (173 calls)
-35.4%
stock +35% · XLF +26%
matured Jul 9, 25
■ Hold neutral · not a buy
🎯 on BFH : no call matured yet · 📊 on Finance : 0% · -24.9% (4 calls)
in progress (365j)
matures : May 1, 25
Barclays 
Apr 9, 24
▼ Underweight · 🎯$26
Price at call : $36.19 — upside -28%
Today : $108.03 — upside -76%
Expected -28% · Actual +33% · Reason (≤ −15%) : ✗ No
🎯 on BFH : 0% (12 calls matureds) · 📊 on Finance : 49.1% · +3.2% (173 calls)
-33.4%
stock +33% · XLF +14%
matured Apr 9, 25
Barclays 
Jan 26, 24
▼ Underweight · 🎯$27
Price at call : $36.23 — upside -25%
Today : $108.03 — upside -75%
Expected -25% · Actual +76% · Reason (≤ −15%) : ✗ No
🎯 on BFH : 0% (12 calls matureds) · 📊 on Finance : 49.1% · +3.2% (173 calls)
-76.4%
stock +76% · XLF +33%
matured Jan 25, 25
Oppenheimer 
Jan 26, 24
▲ Outperform · 🎯$52
Price at call : $36.23 — upside +44%
Today : $108.03 — upside -52%
Expected +44% · Actual +76% · Reason (≥ +15%) : ✓ Yes
🎯 on BFH : 60% (10 calls matureds) · 📊 on Finance : 50% · +2.2% (46 calls)
+76.4%
stock +76% · XLF +33%
matured Jan 25, 25
Barclays 
Nov 15, 23
▼ Underweight · 🎯$24
Price at call : $26.34 — upside -9%
Today : $108.03 — upside -78%
Expected -9% · Actual +122% · Reason (≤ −15%) : ✗ No
🎯 on BFH : 0% (12 calls matureds) · 📊 on Finance : 49.1% · +3.2% (173 calls)
-122.1%
stock +122% · XLF +43%
matured Nov 14, 24
Oppenheimer 
Oct 13, 21
▲ Outperform · 🎯$99.7606
Price at call : $61.4605 — upside +62%
Today : $108.03 — upside -8%
Expected +62% · Actual -58% · Reason (≥ +15%) : ✗ No
🎯 on BFH : 60% (10 calls matureds) · 📊 on Finance : 50% · +2.2% (46 calls)
-58.0%
stock -58% · XLF -18%
matured Oct 13, 22
Oppenheimer 
May 13, 21
▲ Outperform · 🎯$107.7414
Price at call : $96.25 — upside +12%
Today : $108.03 — upside -0%
Expected +12% · Actual -48% · Reason (≥ +15%) : ✗ No
🎯 on BFH : 60% (10 calls matureds) · 📊 on Finance : 50% · +2.2% (46 calls)
-48.3%
stock -48% · XLF -12%
matured May 13, 22
Oppenheimer 
Mar 18, 21
▲ Outperform · 🎯$103.751
Price at call : $90.54 — upside +15%
Today : $108.03 — upside -4%
Expected +15% · Actual -31% · Reason (≥ +15%) : ✗ No
🎯 on BFH : 60% (10 calls matureds) · 📊 on Finance : 50% · +2.2% (46 calls)
-30.9%
stock -31% · XLF +13%
matured Mar 18, 22
Oppenheimer 
Nov 2, 20
▲ Outperform · 🎯$54.2698
Price at call : $44.09 — upside +23%
Today : $108.03 — upside -50%
Expected +23% · Actual +58% · Reason (≥ +15%) : ✓ Yes
🎯 on BFH : 60% (10 calls matureds) · 📊 on Finance : 50% · +2.2% (46 calls)
+57.9%
stock +58% · XLF +67%
matured Nov 2, 21
Oppenheimer 
Apr 27, 20
▲ Outperform · 🎯$57.4621
Price at call : $33.03 — upside +74%
Today : $108.03 — upside -47%
Expected +74% · Actual +155% · Reason (≥ +15%) : ✓ Yes
🎯 on BFH : 60% (10 calls matureds) · 📊 on Finance : 50% · +2.2% (46 calls)
+154.8%
stock +155% · XLF +59%
matured Apr 27, 21
Oppenheimer 
Nov 11, 19
▲ Outperform · 🎯$99.7606
Price at call : $86.23 — upside +16%
Today : $108.03 — upside -8%
Expected +16% · Actual -36% · Reason (≥ +15%) : ✗ No
🎯 on BFH : 60% (10 calls matureds) · 📊 on Finance : 50% · +2.2% (46 calls)
-35.9%
stock -36% · XLF -9%
matured Nov 10, 20
Barclays 
Nov 15, 18
▲ Overweight · 🎯$202.7135
Price at call : $157.94 — upside +28%
Today : $108.03 — upside +88%
Expected +28% · Actual -48% · Reason (≥ +15%) : ✗ No
🎯 on BFH : 0% (12 calls matureds) · 📊 on Finance : 49.1% · +3.2% (173 calls)
-47.7%
stock -48% · XLF +11%
matured Nov 15, 19
Barclays 
Jan 26, 18
▲ Overweight · 🎯$237.8292
Price at call : $204.72 — upside +16%
Today : $108.03 — upside +120%
Expected +16% · Actual -30% · Reason (≥ +15%) : ✗ No
🎯 on BFH : 0% (12 calls matureds) · 📊 on Finance : 49.1% · +3.2% (173 calls)
-30.3%
stock -30% · XLF -14%
matured Jan 26, 19
Oppenheimer 
Jan 26, 18
▼ Underperform · 🎯$181.1652
Price at call : $204.72 — upside -12%
Today : $108.03 — upside +68%
Expected -12% · Actual -30% · Reason (≤ −15%) : ✓ Yes
🎯 on BFH : 60% (10 calls matureds) · 📊 on Finance : 50% · +2.2% (46 calls)
+30.3%
stock -30% · XLF -14%
matured Jan 26, 19
Oppenheimer 
Jul 10, 17
▼ Underperform · 🎯$152.4342
Price at call : $204.34 — upside -25%
Today : $108.03 — upside +41%
Expected -25% · Actual -5% · Reason (≤ −15%) : ✗ No
🎯 on BFH : 60% (10 calls matureds) · 📊 on Finance : 50% · +2.2% (46 calls)
+5.0%
stock -5% · XLF +9%
matured Jul 10, 18
Oppenheimer 
Apr 11, 17
▼ Underperform
Actual -14% · Reason (≤ −15%) : ✗ No
🎯 on BFH : 60% (10 calls matureds) · 📊 on Finance : 50% · +2.2% (46 calls)
+13.6%
stock -14% · XLF +17%
matured Apr 11, 18

Frequently asked questions

Should I buy Bread Financial Holdings, Inc. stock?

This isn't buy advice. For Bread Financial Holdings, Inc., the analyst consensus is "Buy", with an average price target of $115 (+6% vs the current price). What matters is their past reliability on this stock: the most reliable one is right 100% of the time (4 calls tracked on Bread Financial Holdings, Inc.). We show the numbers — you decide.

Is it too late to buy Bread Financial Holdings, Inc.? How high can it go?

The most bullish analyst target on Bread Financial Holdings, Inc. is $132 (+22% above today's price); the average is $115. That's the upside they see. Check how reliable those analysts have actually been on Bread Financial Holdings, Inc. on our site before trusting it.

Is Bread Financial Holdings, Inc. still a good buy?

The most useful "opinion" isn't an opinion — it's a track record: 23 analysts have a real record on Bread Financial Holdings, Inc., the best hitting 100% over 4 calls. Current consensus: "Buy". Make your call on data, not noise.

Should you invest in Bread Financial Holdings, Inc.? The case for and against

The arguments for and against, one by one, from the numbers: why invest in BFH (and why hesitate).

What has Bread Financial Holdings, Inc.'s past performance been?

Historical returns and a "how much if I had invested" calculator: BFH performance & returns.

What is the best month to buy BFH?

The 12 months ranked by the stock's past returns: best & worst month to buy BFH.

Are insiders buying BFH stock?

Executives' and large holders' buys and sells, decoded: insider buying on BFH.

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JPI AI Analyst AI assistant · JPI Invest
Answers based on the tool’s data · not financial advice · full version (free)